Personal Loans in West Orange, NJ

Looking for cash loans today in West Orange, NJ? Compare personal loan offers from trusted local lenders to find the best rates and flexible repayment plans that fit your needs. It’s quick, easy, and designed to help you manage unexpected expenses with confidence.

Whether you’re covering bills, making repairs, or handling emergencies, finding the right loan in West Orange means working with lenders who understand your community. Start comparing now to secure fast approvals and friendly service without the hassle.

Filters

Lender
APR
Term
Amount
Link
Info
bcu
4.64 - 8.49 %
∞
penfed
6.09 - 17.99 %
5 Yrs
$50,000
∞
affinityplus
6.24 - 15.24 %
0.8 - 10 Yrs
2,500 - $20,000
∞
firsttechfed
6.99 - 13.65 %
2 - 7 Yrs
35,000 - $50,000
∞
andrewsfcu
7.24 - 11.75 %
3 - 7 Yrs
$50,000
∞
nasafcu
7.79 - 18 %
1 - 7 Yrs
$30,000
∞
firstcomcu
7.99 - 12.5 %
0.2 - 5 Yrs
∞
sdfcu
8.49 - 11.75 %
2.1 - 5 Yrs
∞
navyfederal
8.74 - 18 %
3.1 - 5 Yrs
∞
deltacommunitycu
8.75 - 17.75 %
0.1 - 5 Yrs
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Baxter's personal loan has a 7.49% APR today, which is up from 6.99% thirty and sixty days ago but unchanged from seven days ago. The credit builder loan remains steady at 4.5% APR with no changes in the past 30 days. Pentagon's personal loans with an APR of 6.09% today, unchanged from it was 7 and 30 days ago. This rate has remained steady over the past month. Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Homeowner debt consolidation loan is at 6.99% APR today, down from 7.74% seven days ago but unchanged from 30, 60, and 90 days ago.

First Technology's Fixed–rate loan has an APR of 6.99% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit carries an APR of 12.5% , also unchanged from 7 and 30 days ago. Andrews Federal Credit Union has an unsecured, bill consolidation, signature loan with a 7.24% APR today. This rate is up from 6.99% seven, 30, and 60 days ago. Nasa's Cashline line of credit has a fixed APR of 11.49% , unchanged from 30 days ago. The Home improvement loan and Personal unsecured loan both have a 7.79% APR today, which is up from 7.69% seven and 30 days ago. The Personal unsecured loan's rate is higher than it was 60 and 90 days ago, when it was 7.44% .

First Commonwealth has a personal line of credit with a variable APR of 12.5% , which has stayed the same over the past 7, 30, 60, and 90 days. Their unsecured personal loans have a fixed APR of 9.99% , also unchanged across these time frames. State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago. Navy Federal Credit Union has a Debt consolidation loan and a Home improvement loan, both with an APR of 8.74% today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago. The Personal expense loan also carries an 8.74% APR with no changes over the same periods.

Delta Community has a Personal loan with an APR of 8.75% today. This rate has stayed the same compared to 7, 30, and 60 days ago.

🏦 All Local Lenders in West Orange, NJ

Lender NameBranch AddressOffice ServicesLender Snapshot
ADVANCED FINANCIAL FEDERAL CREDIT UNION
342 MAIN ST WEST ORANGE NJ 07052
P2P
E-Statements
E-Signature
Assets: $108,976,666
Deposits: $10,288,511
Net Worth: $16,864,485
Employees: 28
Members: 6,772
THE ATLANTIC FEDERAL CREDIT UNION
455 PROSPECT AVE WEST ORANGE NJ 07052
ATM
Drive-Thru
P2P
E-Statements
Assets: $247,692,112
Deposits: $8,908,668
Net Worth: $34,071,466
Employees: 44
Members: 15,515

🏘️ All the Lenders Available in Essex County, NJ

✅EAST ORANGE FIREMENS FEDERAL CREDIT UNION
✅ESSEX COUNTY TEACHERS FEDERAL CREDIT UNION
✅XCEL FEDERAL CREDIT UNION
✅BLOOMFIELD FIRE AND POLICE FEDERAL CREDIT UNION
✅VISIONS FEDERAL CREDIT UNION
✅POLISH SLAVIC CREDIT UNION
✅EAST ORANGE VA HOSPITAL FEDERAL CREDIT UNION
✅MESSIAH BAPTIST CHURCH FEDERAL CREDIT UNION
✅ADVANCED FINANCIAL FEDERAL CREDIT UNION
✅THE ATLANTIC FEDERAL CREDIT UNION
✅UNIFY FINANCIAL FEDERAL CREDIT UNION
✅GARDEN SAVINGS FEDERAL CREDIT UNION
✅NORTH JERSEY FEDERAL CREDIT UNION
✅ISRAEL MEMORIAL A M E FEDERAL CREDIT UNION
✅NEW COMMUNITY FEDERAL CREDIT UNION
✅FEDERAL EMPLOYEES NEWARK FEDERAL CREDIT UNION
✅NEWARK POST OFFICE EMPLOYEES CREDIT UNION
✅PUBLIC SERVICE PLAZA FEDERAL CREDIT UNION
✅RUTGERS FEDERAL CREDIT UNION
✅NEWARK POLICE FEDERAL CREDIT UNION
✅UNITED CITIES CREDIT UNION
✅SELFRELIANCE FEDERAL CREDIT UNION
✅LOCAL 1233 FEDERAL CREDIT UNION
✅AMERICAN AIRLINES FEDERAL CREDIT UNION
✅DIVISION 819 TRANSIT EMPLOYEES CREDIT UNION
✅PROPONENT FEDERAL CREDIT UNION
✅NEWARK FIREMEN FEDERAL CREDIT UNION

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