Welcome to the-peoples, where our commitment to serving our community has been unwavering since our establishment in 1922. Headquartered in the beautiful town of Middletown, RI, we prioritize financial empowerment and member satisfaction. Under the leadership of CEO Sean Daly and Board President Christopher Ottiano, we strive to provide exceptional financial services tailored to meet the diverse needs of our members, including military personnel and local residents alike.

As a federally insured institution by NCUA since 1/1/1982 0:00, we prioritize your trust and security. We offer modern banking solutions that enhance accessibility, including Online Banking, a Mobile Application, Person-to-Person Transfers, E-Statements, Mobile Payments, and more. Our member-first approach ensures that you have access to the tools necessary for effective financial management. Discover more about us at https://www.peoplescu.com/ or reach out via fax at (401) 846-1210. Join us on this journey towards achieving your financial goals with confidence and support from a trusted partner.

At the-peoples, we pride ourselves on offering a comprehensive suite of financial services designed to empower our members in every stage of their financial journey. From personal banking options such as checking and savings accounts to various lending solutions, including auto loans, mortgage refinancing, and personal loans for debt consolidation, we cater to diverse financial needs. Our business banking services further support local enterprises with merchant services and business loans that help them thrive in today’s competitive landscape.

In an increasingly digital world, managing your finances has never been easier with our robust online banking platform and mobile application. Members can conveniently access their accounts, make person-to-person transfers, and utilize mobile payments right from their smartphones. Our e-statements offer an eco-friendly way to keep track of your transactions while ensuring security and easy accessibility. Whether you are planning for life milestones or looking to grow your small business, our tools and services are designed to simplify your banking experience. For those interested in membership or loan options, detailed eligibility information can be found at , while comparing rates is simple through https://www.lendmesh.com/loans/mortgage_loans . Should you have any questions or require personal assistance, feel free to reach out via fax at (401) 846-1210; we're here to help you every step of the way.

The Peoples Credit Union has established itself as a trusted and valuable financial partner for its members since 1922. With a robust total membership of 41,838, we pride ourselves on being a community-focused institution that prioritizes our members' needs. Our commitment to financial stability is underscored by our impressive total assets of 749,908,649, showcasing our ability to support diverse financial services while ensuring security for our members' funds.

Our net worth stands at 78,241,451, reflecting our strength and resilience in the ever-evolving financial landscape. This is further highlighted by our strong net worth ratio of 1,059, which illustrates our solid foundation and prudent management practices. In the past year, we have achieved a net income of 670,776, enabling us to reinvest in services that benefit our members directly.

The credit union’s operational efficiency is evident through our total deposits of 28,912,947 and total loans and leases amounting to 12,090. This balance demonstrates our ability to effectively manage resources while providing competitive loan offerings, including an auto loan volume of 10,852 and commercial loans totaling 232. Our commitment to responsible lending practices ensures that we maintain a healthy borrowing portfolio with total borrowings of 97,000,000.

At The Peoples Credit Union, we believe in transparency and accessibility, offering various services designed to meet the unique needs of our community—from personal banking solutions like checking and savings accounts to business banking services that empower local enterprises. Our dedicated team of 117 employees is committed to delivering exceptional service, ensuring that each member feels valued and supported.

Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov . We invite you to experience the difference that comes with being part of The Peoples Credit Union family. Compare real-time loan offers today at https://www.lendmesh.com/loans/mortgage_loans and find the best rates for your needs.