THE PEOPLES CREDIT UNION

Welcome to The Peoples Credit Union, your trusted financial partner since 1922. Located at 858 W Main Rd, Middletown, RI 02842, we have proudly served our community for over a century. With a strong commitment to enhancing the lives of our members, we currently support 41,838 individuals and families in their financial journeys. At The Peoples, we understand that banking isn't just about numbers it's about people. That's why we focus on providing personalized services tailored to meet the unique needs of each member. Our total assets amount to an impressive $749,908,649, demonstrating our stability and reliability as your local credit union. We are dedicated to helping you achieve your financial goals, whether it's through our various loan options totaling 12,090 or our secure deposit accounts which have reached $28,912,947. Under the leadership of CEO Sean Daly and Board President Christopher Ottiano, our team of 117 employees is committed to delivering exceptional service with a personal touch. We believe in giving back to our community and building lasting relationships with those we serve. While you can visit us at our branch for all your banking needs, official correspondence should be sent to the same address: 858 W Main Rd, Middletown, RI 2842. For inquiries or assistance, don't hesitate to call us at 401-846-8930 or explore more about our services on our website at peoplescu.com. Join us today and experience the difference that comes with being part of The Peoples Credit Union family!

The Peoples Credit Union has a rich legacy that began in 1922, when it first opened its doors to the community of Middletown, RI. Over the years, this credit union has grown significantly, now proudly serving over 41,000 members and managing total assets amounting to an impressive $749,908,649. Located at 858 W Main Rd, Middletown, RI 02842, our branch is not just a financial institution; it's a hub of support for our members and the surrounding community. From our humble beginnings nearly a century ago, The Peoples has consistently evolved to meet the needs of our members. Our mission is simple yet profound: to provide accessible and affordable financial services while fostering strong relationships within our community. We believe in empowering individuals and families through education and resources that promote financial well-being. Our commitment goes beyond traditional banking services. We offer personal banking options such as checking and savings accounts, auto loans, mortgage refinancing, and business banking solutions. Members can also take advantage of our online and mobile banking features for convenience on-the-go. Additionally, we have implemented customer-friendly initiatives like ADA compliance to ensure that everyone can access our services with ease. While you can visit us at our main location in Middletown, official correspondence should be sent to the same address: 858 W Main Rd, Middletown, RI 02842. For those who prefer direct communication, feel free to reach out to us at (401) 846-8930. At The Peoples Credit Union, we are dedicated to giving back to the community through partnerships and outreach programs that uplift those around us. Whether it's through local sponsorships or educational workshops aimed at financial literacy, we strive to create a positive impact where it matters most. Join us today and become part of a community that values your financial growth as much as you do. Experience firsthand how The Peoples Credit Union can support you on your journey toward achieving your financial goals!

Welcome to The Peoples Credit Union, your friendly financial partner located at 858 W Main Rd in beautiful Middletown, RI. We are proud to serve our members in Newport County and beyond with a convenient and accessible banking experience. Our branch is just a short drive from local landmarks such as the stunning Sachuest Point National Wildlife Refuge and the vibrant downtown area, making it easy for you to stop by whenever you need assistance. At The Peoples Credit Union, we understand that accessibility is key. Our branch is designed with ADA compliance in mind, ensuring that everyone can navigate our space comfortably. Plus, ample parking is available right outside our doors, so you won't have to worry about finding a spot when you visit us. We are dedicated to providing a range of services tailored to your needs. Whether you're looking to open a checking account, apply for an auto loan, or explore mortgage options, our friendly staff is here to help. You can also enjoy the convenience of our ATM services and drive-thru banking for quick transactions without leaving your vehicle. Our lobby hours make it easy for you to fit banking into your busy schedule. We're open Monday through Thursday from 8:30 AM to 4:30 PM, Friday from 8:30 AM to 6:00 PM, and Saturday from 8:30 AM to 1:00 PM. If you have any questions or need assistance outside of these hours, feel free to call us at 401-846-8930. While members can visit us at 858 W Main Rd, please note that official correspondence should be sent to the same address. We invite you to stop by today and discover how The Peoples Credit Union can support your financial journey!

Becoming a member of The Peoples is like opening the door to a warm, welcoming community where your financial well-being is our top priority. If you're looking to join us, you'll be pleased to know that membership is open to individuals who live, work, or worship in our vibrant community. We believe in making banking accessible for everyone, so if you meet these simple criteria, you're already on your way to enjoying the benefits we offer. To learn more about eligibility details, feel free to visit this link. Once you've confirmed your eligibility, opening an account with us is straightforward and convenient. You can start the process by reaching out at (401) 846-8930, or simply drop by our branch located at 858 W Main Rd Middletown Ri 02842. Our friendly team is here to guide you through every step, ensuring you feel confident and supported as you join our family at The Peoples. We can't wait to welcome you!

At The Peoples, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, having a reliable financial partner can make all the difference. That's why we are proud to share our strong financial standing with you. With a net worth of $78,241,451, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,059 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $139,076,286 in share certificates and $96,542,191 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $67,284,854 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $5,426 in used auto loans and $600,812,075 in total loans and leases. Our operational efficiency is reflected in our $670,776, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 114 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 54,224, showing a strong and growing member base that trusts us with their finances. Additionally, Net Shares (Funds available for lending and investments) amount to $2,154,123. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, The Peoples is your trusted partner. Visit us at 858 W Main Rd Middletown Ri 02842 or call (401) 846-8930 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.