The People's Credit Union Childress TX | Quick Personal Loans & ATM Services

Introduction

Welcome to The People's Credit Union, your trusted financial partner located at 423 N Main St, Childress, TX 79201. Since our establishment in 1953, we've proudly served our community, fostering strong relationships with over 20,000 members. Our commitment to you extends beyond just banking; we strive to empower our members with valuable resources and personalized service. At The People's Credit Union, we understand that financial needs vary from person to person. Whether you're looking for a checking account, an auto loan, or mortgage refinancing options, our dedicated team is here to assist you every step of the way. With total assets amounting to an impressive $210,402,015, we are well-equipped to meet your financial goals and aspirations. Our leadership team, led by CEO Arthur Hornell, Jr. and Board President Christie Brown Stewart, is committed to ensuring that your experience with us is exceptional. Together with our friendly staff of 65 employees, we take pride in providing services tailored specifically for you. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to PO Box 9335, Amarillo, TX 79105. We invite you to explore our wide range of offerings including personal loans, credit cards with rewards, and business banking solutions. With a total deposit base of $16,611,178 and cash reserves of $1,856,748, we focus on delivering secure and reliable banking services. Our member-centric approach ensures that we always put your needs first. Ready to take the next step? Visit us online at tpfcu.com or give us a call at 806-359-8571 during our lobby hours from 9:00 AM to 3:00 PM (Monday through Friday). Let's work together towards achieving your financial dreams!

Branch History & Mission

Community Commitment

Our dedication extends beyond banking; we actively engage in community outreach initiatives that foster growth and well-being in Childress. Whether it's supporting local events or partnering with organizations that uplift those in need, we strive to make a positive difference. While members can visit us at 423 N Main St, official correspondence should be sent to PO Box 9335, Amarillo, TX 79105. We invite you to reach out at (806) 359-8571 or explore our website at tpfcu.com for more information about how we can support your financial journey.

Join Us Today!

With operating hours from Monday to Friday 9:00 AM to 3:00 PM for lobby services and drive-up access until 4:30 PM we are here for you when you need us most. As we continue to grow and evolve, we invite you to join The People's Credit Union family and experience the benefits of being part of a community-focused financial institution. Together, let's build a brighter future!

Our Mission

At The People's Credit Union, our mission is simple yet impactful: to improve the financial lives of our members while actively supporting our local communities. We believe that banking should be accessible and beneficial for everyone. We offer a range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. We also cater to businesses with tailored services such as merchant solutions and business loans. As part of our commitment to innovation and accessibility, we provide online and mobile banking services that allow our members to manage their finances anytime, anywhere. Our branch is equipped with ATM availability for easy cash withdrawals and balance checks.

Branch Location & Accessibility

Accessibility Features

At The People's branch, we understand the importance of accessibility. Our location is ADA compliant and features ramps for easy entry. Plus, we offer ample parking space, ensuring a smooth visit for everyone.

Banking Services

As a member of The People's credit union, you have access to a variety of services designed to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we're equipped to help you every step of the way. While we don't have drive-thru banking, our ATM is available for quick cash withdrawals and balance checks.

Call to Action

We invite you to visit us at The People's branch in Childress. If you have any questions or need assistance, feel free to give us a call at 806-359-8571. Our team is ready and eager to help you with all your banking needs!

Operating Hours

We're here to serve you during convenient hours! Our lobby is open Monday through Friday from 9:00 AM to 3:00 PM, with extended drive-up service available from 8:00 AM to 4:30 PM. This means you can get your banking done early or during lunch breaks without any hassle.

Member Eligibility

Becoming a member of The People's feels like joining a close-knit family where your financial well-being is our top priority. If you live, work, or worship in the area surrounding 423 N Main St Childress Tx 79201, you're already on your way to enjoying all the benefits we offer! Our membership is open to individuals who meet these simple criteria, ensuring that everyone can access our services and support. By choosing The People's, you'll gain access to personalized banking solutions designed to help you reach your financial goals, whether that's saving for a dream vacation or securing a loan for your new car. Ready to take the next step? Opening an account with us is easy and straightforward. You can find more information about the eligibility requirements and start your journey by visiting our website. If you have any questions or need assistance, feel free to give us a call at (806) 359-8571. We're here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services That Make Life Easier

In addition to loans, we offer robust merchant services designed to simplify your transactions. Picture this: accepting payments seamlessly from customers whether they are in-store or online without hassle. Our merchant services provide you with the tools necessary to manage your cash flow effectively and enhance customer satisfaction. If you're looking for a reliable partner on your business journey, visit us at 423 N Main St Childress Tx 79201 in Childress, TX, or call us at (806) 359-8571. Let's take your business to the next level together!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our business members, we recognize the importance of having reliable financial tools at your disposal. Our business banking services, including merchant services and business loans, are crafted to help local entrepreneurs thrive. We believe in supporting our community by offering flexible financing solutions that cater to the unique needs of businesses.

Convenience at Your Fingertips

We know convenience is key when it comes to banking today. That's why we also provide ATM services for quick cash withdrawals and balance checks without stepping into a branch. With 24/7 access through ATMs combined with online features like mobile payments and person-to-person transfers, managing your finances has never been easier. If you need assistance or have questions about any of these services, feel free to reach out to us at 806-359-8571 or visit us at 423 N Main St Childress, TX 79201. Our lobby hours are Monday through Friday from 9:00 AM to 3:00 PM, with drive-up service available from 8:00 AM to 4:30 PM. In summary, whether you're looking for personal banking solutions or business support, The People's is here for you. Explore all our services today at tpfcu.com. We look forward to helping you achieve your financial goals!

Financial Solutions for Every Situation

Life can throw unexpected challenges your way, which is why we also offer personal loans and debt consolidation solutions. These options can help you manage expenses or consolidate debt into one easy payment. And don't forget about our credit cards with rewards, perfect for those who like earning perks while making purchases.

Personal Banking Services

Starting with personal banking, we understand that managing your finances can be a juggling act. That's why we offer checking and savings accounts designed to fit into your everyday life. You can easily access your funds through our online and mobile banking services, allowing you to manage your accounts anytime and anywhere. Imagine checking your balance or transferring money while waiting for your coffee! If you're considering purchasing a new vehicle, our auto loans and vehicle financing options make it simple and affordable. We aim to get you on the road as quickly as possible, so you can focus on what matters most enjoying your new ride! Additionally, if homeownership is on your mind, our mortgage loans and refinancing options provide various pathways to help make that dream come true.

Digital & Online Banking

Key Features

Our online banking service is available 24/7, giving you the flexibility to check balances, pay bills, and transfer funds whenever it suits you. You'll also enjoy the convenience of electronic statements, which are not only eco-friendly but also help you keep track of your finances without cluttering your mailbox. For those who prefer a more modern approach, we offer mobile payments that let you make transactions right from your smartphone. Need to send money to a friend or family member? Our person-to-person transfer feature makes it simple and quick to send funds directly from your account. Plus, with our user-friendly mobile application, managing your money on the go has never been easier. The app allows you to view transactions, deposit checks using your camera, and even set up alerts for important account activities.

Security and Accessibility

Security is a top priority at The People's. We utilize advanced encryption and security measures to protect your personal information. Additionally, our electronic signature authorization allows you to sign documents digitally, saving time while ensuring that your data remains safe. Whether you're at home or on the move, our digital services empower you with real-time account management right at your fingertips. Join us today and experience the ease of banking with The People's!

Financial Strength

At The People's, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that trust is built through transparency and reliability, which is why we are proud to share our financial strength with you. With a net worth of $19,207,774, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 920% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This robust standing reflects our commitment to safeguarding your finances while offering opportunities for growth. Members' savings are secured through $16,181,920 in share certificates, providing stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $48,478, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. In addition to these assets, we have $18,591,175 in undivided earnings, allowing us to reinvest in innovative banking tools and stronger lending options. Our lending capacity supports members' financial goals across various sectors with $13,286,454 in total loans and leases including $4,715 in used auto loans. Our operational efficiency is reflected in our net income of $117,640, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 57 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. With a total of 36,087 share accounts, we are proud of the strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, The People's is your trusted partner. Visit us at 423 N Main St Childress Tx 79201 or call 806-359-8571 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. With over $74,917,260 in used vehicle loans and $19,391,358 in new vehicle loans already helping members get on the road, we make it easy for you to drive away in the vehicle you want. We also provide refinancing options if you're looking to lower your monthly payments or secure better terms.

Credit Lines

If you need additional flexibility for unexpected expenses or projects, our credit lines provide up to $10,000,000 in funds at your disposal. This option allows you to borrow only what you need when you need it. We believe in being transparent with our members about their financial options. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you're looking for an auto loan, mortgage options, or credit lines to enhance your financial stability, visit us at 423 N Main St Childress TX 79201, or give us a call at 806-359-8571. We're here to support you every step of the way!

Mortgage Loans

Thinking about homeownership? Our mortgage options are designed with you in mind. We offer Junior Lien 1-4 Family Residential Properties loans totaling $11,831,819, making buying or refinancing simple and accessible. If you're unsure about eligibility or need assistance navigating the process, our team is here to help.

Unsecured Credit Card Loans

Managing finances can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $2,829,863 in loans available to our members, our credit cards come with rewards and benefits that help you maximize your spending power.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing information ensures that all loan offers are fair and transparent. By relying on verified institutions, LendMesh guarantees that you receive accurate and trustworthy loan comparisons.

THE PEOPLE'S FEDERAL CREDIT UNION - Childress, TX

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