The People's Credit Union Amarillo TX | Best Auto Loans & Business Banking

Introduction

Welcome to The People's Credit Union, your trusted financial partner located at 7200 Hillside Rd, Amarillo, TX 79109. Since our establishment in 1953, we have proudly served the community, growing alongside our members to create a brighter financial future. With a strong commitment to our members, we currently boast a vibrant membership of over 20,900 individuals who rely on us for their banking needs. At The People's Credit Union, we understand that every member's journey is unique. That's why we offer a range of personalized services from checking and savings accounts to auto loans and mortgage refinancing. Our total assets amount to an impressive $210,402,015, reflecting our stability and dedication to providing exceptional service. With $16,611,178 in deposits and an unwavering net worth of $19,207,774, you can trust that your money is safe with us. Our team is here for you! Led by our CEO, Arthur Hornell, Jr., and Board President Christie Brown Stewart, we prioritize transparency and community engagement. With a dedicated workforce of 65 employees, we ensure that all your questions are answered promptly. Whether you visit us in person or reach out over the phone at 806-359-8571, we're eager to assist you. While members can visit us at our branch location, official correspondence should be sent to our mailing address: P.O. Box 9335, Amarillo, TX 79105. As we continue to grow and adapt to the needs of our members, we invite you to explore everything The People's Credit Union has to offer. Check out our website at tpfcu.com for more information or stop by during our operating hours Monday through Friday from 9:00 AM to 5:30 PM for lobby services or use our drive-thru from 8:00 AM to 6:00 PM. Join us today and experience the difference of being part of a community-focused credit union!

Branch History & Mission

At The People's Credit Union, located at 7200 Hillside Rd, Amarillo, TX 79109, we take pride in our rich history and unwavering commitment to our community. Since opening our doors in 1953, we have grown from a small local institution into a thriving credit union serving over 20,000 members. With total assets of over $210 million, we stand as a pillar of financial strength and support for the residents of Amarillo. Our mission is simple yet powerful: to provide exceptional financial services while fostering a sense of community. We believe that everyone deserves access to affordable banking solutions, which is why we offer a wide range of services including personal checking and savings accounts, auto loans, mortgage options, and business banking solutions. Our team is dedicated to helping you achieve your financial goals while making every member feel valued and respected. Over the years, we've embraced modern advancements to enhance our members' experience. With online and mobile banking options available, managing your finances has never been easier. We also ensure our facilities are ADA compliant, making them accessible for all members of our community. The People's Credit Union is not just about numbers; it's about people. We actively engage with our community through various outreach programs and partnerships that aim to uplift those in need. From financial literacy workshops to charitable donations, we strive to make a meaningful impact beyond banking. For those looking for convenience, we proudly offer ATM availability and drive-thru services. Whether you're visiting us during our lobby hours from Monday to Friday or on Saturday mornings, our team is here to assist you. While members can visit us at 7200 Hillside Rd for their banking needs, official correspondence should be sent to P.O. Box 9335, Amarillo, TX 79105. If you have any questions or want more information about joining our credit union family, please don't hesitate to reach out at 806-359-8571. Join us at The People's Credit Union today and experience the difference a member-focused institution can make in your financial journey!

Branch Location & Accessibility

Accessibility and Parking

Our branch is designed with accessibility in mind. We have ADA-compliant features, including ramps to ensure all members can easily access our services. Ample parking is available for both our lobby and drive-thru areas, so whether you prefer to walk in or stay in your vehicle, we've got you covered.

Call Us Today!

For any questions or assistance, feel free to reach out at (806) 359-8571. While members can visit us at our Hillside location for all their banking needs, official correspondence should be sent to P.O. Box 9335, Amarillo, TX 79105. We look forward to welcoming you into The People's family! Come visit us today!

Operating Hours and Services

We know your time is valuable. That's why our lobby is open Monday through Friday from 9:00 AM to 5:30 PM, with Saturday hours from 9:00 AM to 12:00 PM. If you're in need of quick banking services, our drive-thru operates Monday through Friday from 8:00 AM to 6:00 PM and Saturdays from 9:00 AM to 12:00 PM. Our friendly staff is ready to assist you with personal banking needs including checking and savings accounts, auto loans, mortgage loans, and more.

Member Eligibility

At The People's, we believe that becoming a member means joining a caring and supportive community where your financial needs are prioritized. If you're wondering how to join us, it's easier than you might think! Generally, eligibility includes individuals who live, work, or worship in our local community, as well as their family members. This means if you're part of the vibrant fabric of Amarillo or surrounding areas, we'd love to welcome you with open arms. For a detailed look at our eligibility criteria, feel free to check out this page. Once you know you're eligible, opening an account is simple and straightforward. You can start the process online by visiting this link. If you have any questions or need assistance along the way, don't hesitate to call us at (806) 359-8571. We're here to help you every step of the way! Join The People's today and experience all the benefits that come with being part of our family.

Business Banking & Commercial Services

Merchant Services That Empower

In addition to loans, we offer merchant services that simplify payments for your customers. Imagine running your café on a busy Saturday morning our point-of-sale systems allow you to accept payments quickly, ensuring customer satisfaction and streamlined operations. By choosing The People's, you're not just getting a bank; you're gaining a partner dedicated to your success. Visit us at 7200 Hillside Rd Amarillo Tx 79109 in Amarillo, TX, or give us a call at (806) 359-8571 to learn more about how we can support your business today!

Tailored Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash quickly? Enjoy easy access through our ATMs available at our branch and throughout the area. You can withdraw cash or check balances anytime without hassle.

Auto Loans & Vehicle Financing

Planning to buy a new car? Our auto loans and vehicle financing options make it easy for you to get behind the wheel of your dream vehicle without breaking the bank. With competitive rates and flexible terms, we work with you to ensure that you find a loan that fits your budget.

Business Banking Services

For small business owners, we offer specialized business banking services including merchant services and business loans. We understand the challenges of running a business and aim to provide support that helps you grow and thrive in Amarillo's vibrant community.

Credit Cards with Rewards

Our credit cards come packed with rewards that suit various lifestyles. From cash back on everyday purchases to travel rewards for those who love exploring, our card options cater to your spending habits while helping you earn perks along the way.

Drive-Thru Banking

For those who prefer face-to-face interactions but want quick service, our basic drive-thru banking allows you to handle deposits, withdrawals, and other simple transactions from the comfort of your vehicle. At The People's, located at 7200 Hillside Rd Amarillo Tx 79109, we're dedicated to providing these essential services with a personal touch. For more information or assistance, please give us a call at 806-359-8571 during our convenient operating hours: M-F 9:00 AM - 5:30 PM for lobby services and extended hours for drive-thru banking. Ready to take the next step? Visit us online at tpfcu.com or stop by today! Your financial journey starts here with us at The People's.

Mortgage Loans & Refinancing

If you're considering buying a home or refinancing your current mortgage, we offer comprehensive mortgage solutions. Picture yourself in a new home or lowering your monthly payments our team is here to guide you through every step of the process, making it as smooth as possible.

Online & Mobile Banking

We know how important convenience is in today's fast-paced world. That's why The People's offers robust online and mobile banking platforms. Accessing your accounts has never been easier check balances, transfer funds, pay bills, and even deposit checks right from your smartphone or computer.

Personal Banking

Whether you're looking to open a checking or savings account, our personal banking services are tailored just for you. Imagine being able to manage your finances effortlessly with options that fit your lifestyle. Our accounts come with features that make tracking spending and saving simple and effective.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's where our personal loans come in handy. Whether it's for an emergency, a big purchase, or debt consolidation, we provide straightforward loan options designed to help you regain control of your finances.

Digital & Online Banking

Key Features

Our online banking service is available 24/7, allowing you to check your account balance, transfer funds, and pay bills whenever it suits you. Say goodbye to waiting in lines; everything you need is just a click away! You can also enjoy the convenience of e-statements, which not only help reduce paper clutter but also give you quick access to your financial history. Need to send money to a friend? Our person-to-person transfer feature makes it simple and fast no cash or checks required! Plus, if you're on the go, our mobile application allows you to manage your account directly from your smartphone. And yes, we support mobile payments so you can make purchases with just a tap.

Security and Accessibility

Security is a top priority for us at The People's. We use electronic signature authorization to ensure that your transactions are safe and secure. You can bank confidently knowing that your information is protected. Our user-friendly interface makes navigating through your accounts effortless, whether you're using a computer or our mobile app. With all these features at your fingertips, managing your finances has never been easier. Join us at The People's and discover how our digital banking services can enhance your banking experience!

Financial Strength

Committed to Growth

With $18,591,175 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals with $47,150,868 in total loans and leases across various sectors including $47,715 in used auto loans.

Growing Member Base

With a total of 36,087 share accounts, it's clear that more individuals trust us with their finances each day. Our focus on member service means we're always looking for ways to enhance your experience. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, The People's is your trusted partner. Visit us at 7200 Hillside Rd Amarillo TX 79109 or call 806-359-8571 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our net income of $117,640 reflects our operational efficiency. This allows us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 57 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Opportunities

Members' savings are secured through $16,181,920 in share certificates, offering stable and rewarding financial growth opportunities. We also prioritize our members by focusing our resources on you unlike traditional banks that might cater to non-member deposits; we have $48,478 in non-member deposits to ensure our efforts benefit you directly.

Solid Financial Health

With a net worth of $19,207,774, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 920% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Offerings

For those considering business opportunities or needing additional funds for personal projects, our total credit lines available are $10,000,000, providing you with the necessary resources to grow and expand your ventures. If you're interested in refinancing any existing loans or want to explore eligibility options for our products, feel free to reach out. Our friendly staff is ready to assist you with any questions you may have. For more information about our loan offerings or to discuss how we can assist you further, please contact us at 806-359-8571. We are open Monday through Friday from 9:00 AM to 5:30 PM and Saturday from 9:00 AM to 12:00 PM for lobby services. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Experience personalized service at The People's Credit Union where we strive to help every member succeed financially!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $74,917,260 in used vehicle loans and $19,391,358 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure you can drive away with confidence.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $11,831,819. Whether you're purchasing your first home or refinancing an existing mortgage, our team is here to guide you through the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,829,863 in loans helping members manage their finances effectively. Enjoy the convenience of making purchases while also benefiting from our competitive rates.

Loan Aggregator

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THE PEOPLE'S FEDERAL CREDIT UNION - Amarillo, TX

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