The People's Credit Union Amarillo TX | Affordable Auto Loans & Personal Banking

Introduction

Welcome to The People's Credit Union, your trusted financial partner in the heart of Amarillo, TX. Established in 1953, we have proudly served our community for decades, building strong relationships with our members over 20,000 of you! At our branch located at 3601 SW 15th Ave, Amarillo, TX 79102, we are dedicated to providing personalized banking solutions tailored to meet your needs. With total assets of $210,402,015 and deposits reaching $16,611,178, The People's Credit Union stands as a solid pillar of financial stability. Our CEO, Arthur Hornell, Jr., and Board President, Christie Brown Stewart, lead a team of 65 employees who are committed to ensuring that your banking experience is smooth and rewarding. We offer a wide range of services including personal checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards. Plus, our online and mobile banking options make it easier than ever to manage your finances on the go. Whether you're looking to buy your first car or save for a home, we're here to support you every step of the way. While members can visit us at 3601 SW 15th Ave, official correspondence should be sent to our mailing address at P.O. Box 9335, Amarillo, TX 79105. At The People's Credit Union, we believe in giving back to the community that has supported us all these years. Our commitment extends beyond just banking; we strive to make a positive impact through various local initiatives. If you have questions or need assistance with your banking needs, don't hesitate to reach out! Call us at 806-359-8571 during our lobby hours from Monday to Friday between 9:00 AM and 5:30 PM or visit our website at tpfcu.com for more information. Join us today and experience the difference of being part of a member-focused credit union!

Branch History & Mission

Join Us

At The People's Credit Union, we're more than just a financial institution; we're a part of your journey toward achieving your dreams. Whether you're looking for personalized loans or simple banking solutions, we invite you to join our family today. Experience the benefits of being part of a credit union that truly cares about its members and the community. For more information or to open an account today, please call us at (806) 359-8571 or visit our website at tpfcu.com. Let's grow together!

Modern Banking Experience

As technology evolves, so do we. At The People's Credit Union, we embrace digital advancements that make banking easier and more accessible for you. Our online banking platform allows you to manage your accounts anytime from anywhere. Additionally, our mobile application offers features like person-to-person payments and e-statements because convenience matters. We ensure that our branch is ADA compliant and welcoming to all members of the community. With ATM availability and drive-thru services during extended hours (M-F from 8:00 AM to 6:00 PM for drive-up services), we're here when you need us. While members can visit us at 3601 Sw 15Th Ave Amarillo Tx 79102, official correspondence should be sent to P.O. Box 9335, Amarillo, TX 79105.

Our Mission

The mission of The People's Credit Union is simple yet powerful: We aim to enhance the financial well-being of our members while giving back to the community we love. By offering a variety of services including checking and savings accounts, auto loans, mortgages, and credit cards with rewards we strive to empower our members with the tools they need to achieve their financial goals. Our commitment extends beyond banking; we actively engage with local organizations and initiatives that uplift Amarillo and its residents. We believe that by investing in our community, we can help create a better future for everyone.

Branch Location & Accessibility

Convenient Access and Amenities

At our branch, we understand that accessibility is key. Our location features ample parking, with easy access for everyone, including those needing ADA-compliant accommodations. If you're visiting during our operating hours Monday through Friday from 9:00 AM to 5:30 PM for the lobby and extended hours from 8:00 AM to 6:00 PM at our drive-thru you can expect a warm welcome and prompt service. For those on the go, we offer an ATM for quick cash withdrawals and balance checks. Plus, with our drive-thru service available for deposits and simple transactions, banking has never been easier. You can also reach out to us at (806) 359-8571 if you have any questions or need assistance.

Member Services Tailored to You

While members can visit us at our physical address for all their banking needs, official correspondence should be sent to P.O. Box 9335, Amarillo, TX 79105. We are dedicated to providing a variety of services tailored to meet your financial goals from checking and savings accounts to auto loans and credit cards with rewards. We invite you to stop by The People's credit union branch today! Whether you're looking to open a new account or just want some advice on managing your finances, our friendly team is here to help. Visit us soon and experience personalized banking that puts you first!

Member Eligibility

At The People's, we believe in creating a warm and welcoming community where everyone can thrive. Becoming a member is easy and open to many! If you live, work, or worship in the Amarillo area, or if you have family members who are already part of our credit union, you're likely eligible to join us. Membership comes with fantastic benefits, including access to personalized financial services tailored just for you. You can find more detailed eligibility information by visiting this link. Opening an account is just as simple! Just head over to our account opening page at this link or give us a call at (806) 359-8571. Our friendly team is here to guide you through the process and answer any questions you may have. Join us at our branch located at 3601 Sw 15Th Ave Amarillo Tx 79102, and start enjoying the many advantages of being part of The People's community!

Business Banking & Commercial Services

Lending Solutions for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

Imagine having a reliable partner that helps you process payments smoothly, manage cash flow, and streamline your operations. Our merchant services provide exactly that. By offering easy-to-use payment solutions, we help you focus on what matters most growing your business. Located at 3601 Sw 15Th Ave Amarillo Tx 79102 in Amarillo, TX, we're here to help you achieve your business goals. Contact us today at (806) 359-8571 to learn more about how we can support your journey!

Comprehensive List Of Services

Business Banking

For our business members, we understand that managing finances can be challenging. That's why we offer tailored solutions like Merchant Services & Business Loans to support your entrepreneurial journey. Whether you're starting a new venture or expanding an existing one, we're here to help every step of the way.

Convenience Services

To enhance your banking experience, we also provide essential services such as ATM & Cash Withdrawal Services and basic drive-thru banking for quick transactions like deposits and withdrawals. With convenient access to ATMs and our drive-thru service at 3601 Sw 15Th Ave, Amarillo, TX 79102, you'll find it easy to manage your cash flow without stepping inside the branch.

Digital Features

We pride ourselves on embracing technology to make banking as convenient as possible. With features like Mobile Payments, Person-to-Person transfers, and electronic statements available through our online platforms, staying connected with your finances has never been easier. In summary, at The People's, we strive to be more than just a credit union; we aim to be your trusted partner in navigating financial journeys. If you're ready to explore how these services can benefit you directly or have any questions, don't hesitate to reach out at 806-359-8571 or visit us today! Your financial well-being is important to us let's work together toward achieving your goals!

Loans and Financing

If you're looking for financing options, The People's has you covered with various loan products. We provide Auto Loans & Vehicle Financing to help you purchase that dream car or truck, along with Mortgage Loans & Refinancing for those ready to invest in a home. Our Personal Loans & Debt Consolidation options can assist you in managing expenses or consolidating existing debt into one manageable payment. Plus, don't forget about our Credit Cards with Rewards, which offer great perks on everyday purchases.

Personal Banking

When it comes to personal banking, we offer Checking & Savings Accounts that cater to your individual requirements. Whether you're saving for a rainy day or managing daily expenses, our accounts are user-friendly and come with digital features that allow you to monitor your finances anytime through Online & Mobile Banking. This means you can check balances, transfer funds, and even make payments from the comfort of your home or while on the go.

Digital & Online Banking

Key Features

Our online banking service is available 24/7, giving you real-time access to your accounts. Whether it's checking your balance or making payments, everything is just a tap away. You can easily enroll in e-statements to receive your account statements electronically, helping you go green while also keeping your documents organized. Need to send money to friends or family? Our person-to-person transfer feature makes it quick and easy. Plus, with mobile payments enabled, you can make purchases directly from your smartphone without the hassle of carrying cash or cards.

User-Friendly Experience

For those who prefer managing their accounts on the go, our mobile application provides a user-friendly experience right at your fingertips. And if security is a concern, rest assured that we offer electronic signature authorization for added peace of mind when signing documents online. With these features at The People's, banking becomes not only more accessible but also more enjoyable. No more waiting in line; simply log in whenever it suits you! Whether you're at home or out and about, we're here to help make your financial journey smooth and straightforward.

Financial Strength

Dedicated Team

We take pride in having a dedicated team of 57 full-time employees and 8 part-time employees ready to assist you. Together, they ensure our branches remain accessible and prepared to provide exceptional service whenever you need it.

Focused on Our Members

Unlike traditional banks, we prioritize our members' needs. With non-member deposits amounting to $48,478, we ensure that our resources are used to benefit you through better loan rates and exclusive perks.

Growing Community Trust

With total share accounts numbering 36,087, it's clear that our growing member base trusts us with their finances. This trust motivates us to keep enhancing our services for everyone involved. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, The People's is your trusted partner. Visit us at 3601 Sw 15Th Ave Amarillo Tx 79102 or call (806) 359-8571 to learn more about how we can help you achieve your financial goals.

Investing Back into Services

Our commitment to excellence is backed by $18,591,175 in undivided earnings, allowing us to reinvest in innovative banking tools and enhanced security measures that serve you better. Additionally, with $4,715 in used auto loans and $132,864,549 in total loans and leases, we support your financial goals across various sectors.

Member-Centric Savings

Your savings are secure with us! Members can rest easy knowing their funds are backed by $16,181,920 in share certificates. While we also emphasize rewarding growth through $0 in money market shares, our primary focus remains on providing value directly to you.

Operational Efficiency

Our operational efficiency shines through with a net income of $117,640. This figure reflects our ability to maintain cost-effective operations while continuing to provide competitive products tailored for our members' needs.

Solid Financial Foundation

With a net worth of $19,207,774, we uphold a solid financial standing that empowers us to offer competitive rates, lower fees, and improved member services. Our net worth ratio of $920 further illustrates our robust capital foundation, ensuring that we can continue providing loans and savings options even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $74,917,260 in used vehicle loans and $19,391,358 in new vehicle loans already helping members get on the road. Whether you're looking for financing for a brand-new vehicle or a reliable used one, we've got options that will fit your budget.

Credit Lines

For those who need a little extra flexibility in their finances, we offer credit lines totaling $10,000,000. This option allows you to borrow what you need when you need it without having to go through the application process each time. If you're considering refinancing any existing loans or have questions about eligibility options available through our credit union, please don't hesitate to ask. We're committed to making your borrowing experience as smooth as possible. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At The People's Credit Union in Amarillo, TX, we prioritize your financial health and work diligently to provide transparent and effective lending solutions. Whether it's an auto loan to drive you forward or a mortgage that opens the door to your dream home our dedicated team is here every step of the way. Explore our loan offerings today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $11,831,819, make buying or refinancing simple. We work closely with you to find the best mortgage solution tailored to your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,829,863 in loans helping members manage their finances effectively. These cards are perfect for everyday purchases while providing peace of mind with competitive rates.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers.

THE PEOPLE'S FEDERAL CREDIT UNION