The Peoples Credit Union Bristol RI | Best Auto Loans & Business Banking

Introduction

At The Peoples, we believe that your financial journey should be as rewarding as it is secure. Established in 1922, our commitment to serving the community in Bristol, RI has remained steadfast for over a century. Located conveniently at 50 Gooding Ave, Bristol, RI 02809, we take pride in being a trusted partner for our 41,838 members. Our focus is on delivering personalized banking solutions tailored to meet the unique needs of our members. With total assets exceeding $749 million, and a robust net worth of $78,241,451, we ensure that your hard-earned money is not only safe but also working for you. Our dedicated team of 117 employees, led by CEO Sean Daly and Board President Christopher Ottiano, is here to support you through every financial decision. While members can visit us at our branch location, official correspondence should be sent to our mailing address at 858 W Main Rd, Middletown, RI 2842. We invite you to explore our wide range of services from personal banking and auto loans to mortgage solutions and business banking. With total deposits amounting to $28,912,947 and a loan portfolio that includes over 12,090 loans, we are equipped to help you achieve your financial goals. Whether you're looking to open a new account or need assistance with a loan application, we're just a phone call away at 401-253-6500. Visit us today or check out our website at peoplescu.com for more information. Join us as we continue to build a strong community together!

Branch History & Mission

The Peoples Credit Union has a rich history that dates back to its founding in 1922. From its humble beginnings, this community-focused financial institution has grown significantly, now serving over 41,000 members in Bristol, RI, and beyond. With total assets reaching an impressive $749,908,649, The Peoples continues to thrive as a trusted partner for financial services. Located at 50 Gooding Ave, Bristol, RI 02809, our branch is easily accessible and surrounded by local landmarks that foster a sense of community. While you can visit us at this location for your banking needs, any official correspondence should be sent to our mailing address: 858 W Main Rd, Middletown, RI 2842. At The Peoples Credit Union, our mission goes beyond providing standard financial services; we are dedicated to supporting the growth and well-being of our community. We strive to empower our members with personalized banking options that include checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Our focus is on building lasting relationships while offering resources that help individuals achieve their financial goals. Over the years, we have embraced advancements in technology to enhance member experience. Our commitment to digital banking includes features such as online banking and mobile payments, ensuring convenience and accessibility for all our members. We also prioritize ADA compliance to make our services available to everyone. We take pride in being part of the Bristol community and actively engage in outreach efforts. Our partnerships with local organizations allow us to contribute positively to the lives of those we serve. Whether it's through educational programs or community events, The Peoples Credit Union is committed to making a difference. Our branch operates with customer service at its core. Our lobby hours are Monday through Thursday from 8:30 am to 4:30 pm, Friday from 8:30 am to 6:00 pm, and Saturday from 8:30 am to 1:00 pm. For those on the go, we also offer drive-thru banking for quick transactions during similar hours. Join us at The Peoples Credit Union today! Experience how we can assist you with your financial journey while being part of a supportive community that values your success. For more information or assistance, feel free to reach out at 401-253-6500 or visit our website here.

Branch Location & Accessibility

Accessibility Features

At The Peoples Credit Union, we prioritize accessibility for all our members. Our branch is designed with ADA compliance in mind, featuring ramps and easy access points to ensure everyone can comfortably visit us. Parking is available on-site, making it convenient for you to stop by without any hassle.

Mail & Correspondence

While members can visit us at our branch address, please note that official correspondence should be sent to our mailing address at 858 W Main Rd, Middletown, RI 2842.

Operating Hours

We know how busy life can get! That's why we offer flexible operating hours to fit your schedule. You can visit us during lobby hours from Monday to Thursday from 8:30 AM to 4:30 PM, Friday until 6:00 PM, and Saturday until 1:00 PM. If you prefer using the drive-thru service, we're open Monday through Thursday from 8:00 AM to 4:30 PM, and Friday and Saturday follow the same schedule as our lobby hours.

Services Offered

At The Peoples Credit Union, we provide a variety of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Additionally, enjoy the convenience of online and mobile banking as well as ATM services available on-site for quick transactions. If you have any questions or need assistance, feel free to reach out! Call us at 401-253-6500 or stop by today. We look forward to welcoming you into our community!

Member Eligibility

At The Peoples, we believe that becoming a member is like joining a caring family that supports your financial journey. If you're interested in joining us, the good news is that eligibility is broad and welcoming! Typically, anyone who lives, works, or worships in our community can become a member. This means you can enjoy all the fantastic benefits we offer, such as personalized service, competitive rates on loans and savings accounts, and access to various financial products designed to meet your needs. For more specific eligibility details, feel free to check out this resource, which outlines everything you need to know. Opening an account with us is simple! Just give us a call at (401) 253-6500 or visit us at our friendly location at 50 Gooding Ave Bristol Ri 02809. Our team is here to guide you through the process and answer any questions you might have. You'll find that being part of The Peoples opens doors to a supportive community ready to help you thrive financially. Don't hesitate to reach out your membership journey starts here!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $229 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $60,915,985, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Additionally, our merchant services provide practical tools for handling daily transactions smoothly. Imagine being able to accept payments effortlessly whether it's through mobile devices or traditional credit card readers. Our services help streamline your payment processes, allowing you to focus on what truly matters: growing your business. Located at 50 Gooding Ave Bristol Ri 02809 in Bristol, RI, we invite you to discover how our tailored banking solutions can fuel your success. Reach out to us at (401) 253-6500 and let's talk about making your business goals a reality!

Comprehensive List Of Services

Business Banking Services

For our business members, we offer comprehensive business banking solutions including merchant services and business loans. Your success is important to us, and our services are designed to help streamline operations so you can focus on what matters most growing your business.

Convenience at Your Fingertips

At The Peoples, convenience is key. With basic drive-thru banking available for deposits, withdrawals, and simple transactions, along with easy access at our ATMs for balance checks and cash withdrawals, managing your finances has never been simpler. We invite you to experience all that The Peoples has to offer at our location: 50 Gooding Ave Bristol Ri 02809 in Bristol, RI. If you have questions or want to learn more about how we can assist you with any of these services, don't hesitate to reach out at (401) 253-6500. Join us today and discover how we can support your financial journey!

Home Financing Made Easy

Thinking about buying a home? Our mortgage loans and refinancing options can help you secure the best terms possible. We know that navigating the housing market can be overwhelming, which is why our team is ready to guide you through every step of the process.

Personal Banking Solutions

When it comes to personal banking, The Peoples offers checking and savings accounts tailored to fit your lifestyle. Imagine having the flexibility to manage your money right from your smartphone or computer with our online and mobile banking options. You can easily transfer funds, pay bills, and even deposit checks without needing to visit us in person. Plus, our ATM and cash withdrawal services ensure you have access to your funds whenever you need them. If you're considering purchasing a car or refinancing an existing loan, our auto loans and vehicle financing options are here for you. With competitive rates and personalized service, we make the process straightforward and stress-free.

Personal Loans for Any Need

Life can throw unexpected expenses your way, but with personal loans and debt consolidation services from The Peoples, you can tackle those challenges head-on. Whether it's covering medical bills or consolidating credit card debt into one manageable payment, we're here to support you.

Rewarding Credit Card Options

Our credit cards come with rewards that make every purchase more rewarding. Enjoy benefits while using your card for everyday expenses it's just another way The Peoples helps you make the most out of your finances.

Digital & Online Banking

Key Features for Your Convenience

With our online platform, you can access your accounts anytime, anywhere. Want to check your balance? Make transfers? Or pay bills? You can do all of that in just a few taps. Our user-friendly interface ensures that even those who are not tech-savvy can navigate their accounts effortlessly. Plus, with e-statements available, you'll have easy access to your financial records without the clutter of paper. For those who prefer to bank on the go, our mobile application is here to help! It allows you to make mobile payments and person-to-person transfers quickly and securely. Forget about carrying cash or writing checks; with just a few clicks, you can send money to friends or family instantly.

Security You Can Trust

Your security is our top priority. While we currently do not offer electronic signature authorization, rest assured that all transactions made through our platforms are protected with robust security measures. You can bank confidently knowing that your personal information is safe with us. Whether you're at home or out and about, The Peoples provides the tools you need for real-time account management. Join us today and experience how easy banking can be!

Financial Strength

A Growing Community

Our commitment to service is evident in the number of accounts we manage; with a total of 54,224, we showcase a strong and growing member base that trusts us with their finances. The funds available for lending and investments stand at $2,154,123, showcasing our ability to support both individual aspirations and community growth. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, The Peoples is your trusted partner. Visit us at 50 Gooding Ave Bristol Ri 02809 or call (401) 253-6500 to learn more about how we can help you achieve your financial goals.

Investment in Our Members

With $67,284,854 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $5,426 in used auto loans and $600,812,075 in total loans and leases, we support your financial goals across various sectors. Our $238,437 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 114 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $78,241,451, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is further highlighted by our net worth ratio of 10.59%, which ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Our members' savings are secured through $139,076,286 in share certificates and $96,542,191 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $88,565,747 in used vehicle loans and $35,654,836 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable used vehicle, our flexible terms can make financing easy and affordable.

Business Loans

For business owners, our outstanding commercial loans totaling $60,915,985 provide the capital needed to grow and expand. We understand that running a business can come with its own set of challenges. Our commercial loans are designed to support your business ventures while helping you maintain cash flow.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $33,178,309, make buying or refinancing simple. We provide various mortgage solutions tailored to fit different budgets and lifestyles, ensuring you have the support needed for this significant investment.

Refinancing Options

If you're considering refinancing any existing loans be it auto or mortgage our team is here to assist you with competitive rates and personalized guidance. We strive to make the refinancing process straightforward and beneficial for our members. For more information about our loan products or if you have questions regarding eligibility and application processes, feel free to reach out at 401-253-6500 or visit us at 50 Gooding Ave Bristol Ri 02809. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're dedicated to helping you take control of your finances so that you can focus on what truly matters in life!

Unsecured Credit Card Loans

Managing your finances effectively is essential for everyday life. We also offer flexible terms on unsecured credit card loans; however, we currently have no outstanding unsecured credit card loans available. This could be an opportunity for you to explore other options with us.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers come from trusted financial institutions, ensuring full transparency in your choices. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results so you can find the best deal without any hidden agendas. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can quickly identify the most favorable options available to them. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimony underscores the platform's effectiveness and user satisfaction. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach ensures that the offers presented are fair and transparent. By pulling information from legitimate financial institutions, LendMesh guarantees that users receive accurate loan comparisons tailored to their specific needs.

THE PEOPLES CREDIT UNION - Bristol, RI

Compare Loan Rates Near You

Loan rates in Bristol, RI (02809)