The People's Credit Union Canyon TX | Affordable Vehicle Loans & Business Banking

Introduction

At The People's Credit Union, located at 120 Hunsley Rd, Canyon, TX 79015, we believe in the power of community and the strength of personal connections. Since our establishment in 1953, we have dedicated ourselves to providing exceptional financial services tailored to meet the unique needs of our members. With a growing membership of 20,954, we are proud to serve not just as a financial institution but as a trusted partner in your journey toward financial well-being. While members can visit us at our Canyon branch, official correspondence should be sent to P.O. Box 9335, Amarillo, TX 79105. We currently manage total assets of over $210 million, with $16,611,178 in deposits and an impressive net worth of $19,207,774. Our commitment to responsible lending is reflected in our total loans and leases amounting to 12,311. Led by our dedicated CEO, Arthur Hornell, Jr., and Board President, Christie Brown Stewart, our team of 65 employees is here to guide you through a range of financial products from personal banking options like checking accounts and auto loans to business services that support local enterprises. We understand that financial decisions can often feel overwhelming. That's why we offer accessible resources such as online banking and mobile payments for your convenience. Whether you're looking to secure financing for a new vehicle or open a savings account with competitive rates, we're here to help every step of the way. We invite you to explore all that The People's Credit Union has to offer. Call us today at 806-359-8571 or visit our website at tpfcu.com for more information on how we can assist you in reaching your financial goals. Your journey starts here!

Branch History & Mission

Community Engagement

Over the years, The People's has forged strong partnerships within the community through outreach initiatives and educational programs aimed at enhancing financial literacy. We understand that knowledge is power; hence we are passionate about equipping our members with tools and information they need to make informed financial decisions. Our drive-thru service allows for easy transactions without leaving your vehicle while maintaining the personal touch you've come to expect from us. Whether you're depositing checks or withdrawing cash, our friendly staff is here to assist you every step of the way. Join us today at The People's Credit Union! Experience first-hand how we can help you achieve your financial goals while being part of a community-focused institution that truly cares. Together, let's build a brighter financial future! Visit our website at tpfcu.com or stop by we're excited to welcome you!

Our Mission

At The People's Credit Union, our mission is simple yet profound: to empower our members through exceptional financial services while actively supporting the community. We believe that when our members succeed financially, the whole community thrives. This guiding principle drives us to offer a variety of services including personal banking accounts, auto loans, mortgage options, and business banking solutions. While members can visit us at 120 Hunsley Rd Canyon Tx 79015, official correspondence should be sent to P.O. Box 9335, Amarillo, TX 79105. We are dedicated not just to serving your financial needs but also to making a positive impact in Canyon and beyond. As we continue to innovate with online and mobile banking options, we remain committed to being ADA compliant and ensuring that all members have access to our services. From basic ATM access to personalized member support via phone at (806) 359-8571, we strive for convenience and accessibility.

Branch Location & Accessibility

Contact Us Today!

If you have any questions or would like more information about how we can assist you financially, don't hesitate to reach out! You can give us a call at 806-359-8571. We invite you to visit The People's credit union branch in Canyon your trusted partner in financial wellness!

Nearby Landmarks and Accessibility

Situated just a stone's throw away from local favorites like Canyon High School and the scenic Palo Duro Canyon State Park, our branch is perfectly positioned for both residents and visitors alike. Our facility is designed with your comfort in mind, featuring ADA-compliant access and ample parking to ensure all members can visit us with ease.

Operating Hours and Services

We understand that convenience matters, which is why our lobby hours are set from Monday to Friday, 9:00 AM to 5:30 PM. For those busy weekends or quick transactions, our drive-thru service is available Monday through Friday from 8:00 AM to 6:00 PM and Saturday from 9:00 AM to 12:00 PM. Whether you need assistance with personal banking services like checking accounts or auto loans, or you're looking for mortgage options, we're here to help! Our branch also features an ATM for your convenience, allowing you to withdraw cash or check your balance anytime you need it. Plus, if you're looking for basic banking services like deposits and withdrawals without entering the building, our drive-thru service has got you covered.

Member Eligibility

At The People's, we believe that becoming a member is like joining a close-knit family that genuinely cares about your financial well-being. If you're looking to take advantage of our community-focused services, you'll be pleased to know that membership is open to anyone who lives, works, or worships in our local area. This means that whether you're a long-time resident or new to the community, you can enjoy the benefits we offer. We provide everything from checking and savings accounts to auto loans and personal banking services, all designed with your needs in mind. Getting started with us is simple! Just visit us at 120 Hunsley Rd Canyon Tx 79015, where our friendly team is ready to help you through the account opening process. You can also reach out by phone at (806) 359-8571 if you have any questions or need assistance. For more detailed eligibility criteria, feel free to check our website at . Join us today and discover how we can support your financial journey!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services designed to streamline your operations. Imagine having a reliable partner that helps you process payments efficiently, manage transactions seamlessly, and ultimately enhance your customer experience. Whether you're a small shop or a growing enterprise, our tailored solutions cater to your specific needs. Visit us at 120 Hunsley Rd Canyon Tx 79015 in Canyon, TX or call us at (806) 359-8571. Let's work together to turn your business aspirations into reality!

Comprehensive List Of Services

Always Here for You

We pride ourselves on being accessible to our members. Our lobby hours are convenient for busy schedules: Monday through Friday from 9:00 AM to 5:30 PM, with drive-thru hours extending until 6:00 PM on weekdays and Saturday hours from 9:00 AM to 12:00 PM. If you have any questions or need assistance, don't hesitate to give us a call at 806-359-8571. At The People's credit union, we believe in building lasting relationships with our members by providing personalized service and comprehensive financial solutions tailored just for you. Visit us today or explore our services further at tpfcu.com. Your financial well-being is our priority!

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we have invested in robust online and mobile banking solutions. You can access your accounts anytime, anywhere whether it's checking balances, transferring funds, or paying bills. Our ATM services allow for easy cash withdrawals when you need them most, and if you prefer in-person transactions, our drive-thru service is ready to assist with deposits, withdrawals, and simple transactions.

Credit Cards with Benefits

Our credit cards with rewards provide an excellent opportunity for members to earn while they spend. Enjoy perks like cashback and travel rewards that make every purchase count!

Managing Debt Wisely

Life can throw unexpected expenses your way. That's why we also have personal loans and debt consolidation solutions available. These options can help you manage debt more effectively, giving you peace of mind and allowing you to focus on what matters most.

Personal Banking Solutions

Whether you're just starting out or looking to grow your savings, our personal banking options are tailored for you. We provide checking and savings accounts that fit your lifestyle. If you're planning to purchase a vehicle, our auto loans and vehicle financing options come with competitive rates and flexible terms. For those looking to buy a home, we offer mortgage loans and refinancing to help you secure the best deal possible.

Supporting Local Businesses

For entrepreneurs in our community, we offer comprehensive business banking services, including merchant services and business loans. We are here to support local businesses as they grow and thrive.

Digital & Online Banking

At The People's, we understand that managing your finances should be easy, secure, and accessible whenever you need it. That's why we offer a range of digital and online banking services designed to make your banking experience as smooth as possible. With our 24/7 online banking services, you can manage your accounts anytime and anywhere, providing you with the freedom to bank on your schedule. One of the standout features is our user-friendly mobile application, which allows you to check balances, transfer funds, and even deposit checks right from your phone. Plus, with our mobile payments feature, you can make quick purchases without reaching for your wallet just tap and go! You'll also appreciate the convenience of person-to-person transfers. Whether you're splitting a bill with friends or sending money to family, it's as simple as a few taps on your screen. And if you're looking for statements, we provide e-statements that keep you organized and eco-friendly. Security is a top priority for us at The People's. Our electronic signature authorization makes it easier for you to complete transactions safely without needing to visit the branch. This way, you can handle important documents securely from home. To explore all these features and more, visit us online at https://tpfcu.com/ . We're dedicated to providing you with tools that empower you to take control of your financial journey. With The People's, banking is not just about transactions; it's about building relationships and supporting our community every step of the way!

Financial Strength

At The People's, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial health is strong, which allows us to provide exceptional services tailored to your needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $19,207,774, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 920 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $16,181,920 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $48,478, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $18,591,175 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $47,715 in used auto loans and a total of $132,864,549 in loans and leases. Our net income of $117,640 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 57 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $15,679,991. Total Share and Deposit Accounts: 36,087, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, The People's is your trusted partner. Visit us at 120 Hunsley Rd Canyon Tx 79015 or call 806-359-8571 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $74,917,260 in used vehicle loans and $19,391,358 in new vehicle loans already helping members get on the road. Whether it's for a brand-new ride or a reliable used vehicle, our financing options make it easier than ever to drive away happy.

Credit Lines and Unsecured Credit Cards

If you need extra funds for unexpected expenses or want to consolidate debt, our credit lines totaling $10,000,000 are here for you. Additionally, we also offer flexible terms on unsecured credit card loans with a total of $2,829,863 helping members manage their finances effectively. These options give you the freedom to cover costs without the stress of immediate repayment.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $11,831,819, make buying or refinancing simple. We work closely with you to provide flexible terms and competitive rates that fit your budget and timeline.

Refinancing Options

If you're considering refinancing any existing loans or mortgages for better terms or lower rates, we can guide you through the process. Our team is ready to discuss eligibility options and find solutions that work best for your financial situation. We invite you to reach out to us at 806-359-8571 or visit our website at tpfcu.com for more information on how we can assist you further. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Our commitment is to serve our members with integrity and transparency while providing access to essential financial products that empower them. Let The People's be your partner in reaching your financial dreams!

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THE PEOPLES CREDIT UNION