At The Peoples Credit Union, we prioritize accessibility for all our members. Our location features ample parking spaces and is ADA-compliant, ensuring that everyone can navigate our facilities with ease. For those on the go, we also offer a drive-thru service where you can quickly handle deposits, withdrawals, and other simple transactions without leaving your vehicle. Our branch operates during welcoming hours: Monday through Thursday from 8:30 AM to 4:30 PM, Friday from 8:30 AM to 6:00 PM, and Saturday from 8:30 AM to 1:00 PM. This schedule allows you to manage your banking at times that fit your busy life.
The Peoples Credit Union provides a wide range of services tailored to meet your individual needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have the tools you need for financial success. You can also enjoy the convenience of online and mobile banking, allowing you to manage your accounts anytime, anywhere. Plus, with ATM availability right here at our branch, getting cash is quick and hassle-free. Ready to experience exceptional service? Call us today at 401-846-1965 or stop by The Peoples Credit Union in Newport! We look forward to assisting you with all of your banking needs.
Alongside our loan offerings, we provide essential merchant services that simplify daily operations for your business. Imagine having a reliable payment processing system that allows you to accept various forms of payment seamlessly. This not only enhances customer satisfaction but also keeps your cash flow steady essential for any thriving business. Discover how The Peoples can be your trusted partner in navigating the financial landscape. Visit us at 43 Memorial Blvd Newport Ri 02840 or call us at (401) 846-1965 to learn more about how we can help you achieve your business goals!
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $229 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $60,915,985, we continue to drive economic growth by financing new and expanding businesses.
Need cash quickly? Our ATM services allow for easy withdrawals and balance checks without the hassle of waiting in line. Plus, with basic drive-thru banking available for deposits and withdrawals, managing your money is always straightforward. At The Peoples, we pride ourselves on being more than just a bank; we're a community partner dedicated to helping you achieve financial wellness. Explore how these services can benefit you by visiting us at Peoples Credit Union or calling us at (401) 846-1965 today!
Are you thinking about purchasing a new car? Our auto loans and vehicle financing options make it simple and affordable. We understand that buying a car is a big decision, and we're here to help you navigate through the process with competitive rates and flexible terms.
For business owners, we offer tailored banking services including merchant services and business loans. Running a business comes with its challenges, but securing financing doesn't have to be one of them.
Our credit cards come with rewards designed to add value back into your everyday spending. Whether it's cashback on groceries or travel points for your next adventure, we want your spending to work for you.
For those looking to buy a home or refinance an existing mortgage, our mortgage loans are structured to support you every step of the way. Picture yourself settling into a new home with confidence, knowing that our team is here to guide you through the paperwork and funding process.
In today's fast-paced world, managing your finances should be hassle-free. With our online and mobile banking features, you can check balances, transfer money, and pay bills anytime, anywhere. Whether you're using your smartphone during lunch break or logging in from home after dinner, we've made it convenient for you.
Whether you are just starting out or looking to manage your savings, our personal banking options have you covered. We offer checking and savings accounts designed to help you achieve your financial goals. Imagine having a place to securely store your funds while earning interest on your savings; that's exactly what our accounts provide.
If you're facing unexpected expenses or looking to consolidate debt, our personal loans can provide quick financial relief. We know life can throw curveballs, and having access to funds when you need them is crucial.
With our mobile application, you can take your banking experience even further. This user-friendly app offers features like mobile payments, letting you make purchases directly from your phone without hassle. Plus, our person-to-person transfers make it simple to send money to friends or family instantly perfect for those moments when cash isn't an option. If you're looking to reduce paper clutter, you'll love our availability of e-statements. You can easily view and manage your account statements digitally, ensuring you always have access to your financial information without the fuss of physical paperwork.
At The Peoples, we prioritize your security. Although we do not currently offer electronic signature authorization, rest assured that all transactions through our online and mobile platforms are protected with top-notch security measures. We aim to provide an accessible banking experience tailored to your needs. Whether you're checking your balance during lunch or transferring funds while waiting in line, managing your finances has never been easier or more secure. Experience the convenience of modern banking today with The Peoples! Your financial well-being is just a click away.
Trust from our members fuels our growth. Currently, we serve 54,224 share accounts, highlighting a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $2,154,123, showing that we are well-prepared to meet your financial needs. In summary, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, The Peoples is your trusted partner. Visit us at 43 Memorial Blvd Newport Ri 02840 or call (401) 846-1965 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.
Our success is also reflected in our operations. The $238,437 generated showcases our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We are proud to have a dedicated team with 114 full-time employees and 3 part-time employees who are always ready to assist you.
With $67,284,854 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive as well offering $5,426 in used auto loans and $600,812,075 in total loans and leases means we support your financial goals across various sectors.
Your savings are in good hands at The Peoples. We have $139,076,286 in share certificates and $96,542,191 in money market shares, offering stable and rewarding financial growth opportunities for our members. Unlike traditional banks, we prioritize your needs; currently, we focus our resources on benefiting you through better loan rates and exclusive perks.
With a net worth of $78,241,451, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.59% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Looking to buy a new car? Our auto loans feature some of the most competitive rates in the market. With $88,565,747 in used vehicle loans and $35,654,836 in new vehicle loans already assisting our members, you're in good hands with our financing options. Whether you're after a new model or a reliable used car, we have the right plan for you.
If you're a business owner, our outstanding commercial loans totaling $60,915,985 can give you the capital needed to grow and expand your business. We are dedicated to supporting local businesses and fostering economic development within our community.
Thinking about homeownership? At The Peoples, we offer comprehensive mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $33,178,309. These loans make it simple for you to buy or refinance your home, ensuring that your journey into homeownership is as smooth as possible.
We also offer refinancing options across various loan types to help you save money on interest rates or adjust your payment plans according to your current financial situation. If you're considering refinancing, our team is here to guide you through the process and find the best solutions tailored for you. For more information about our loan products, feel free to reach out at (401) 846-1965 or visit us at 43 Memorial Blvd Newport Ri 02840 in Newport, RI. We're here to assist you every step of the way! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.
For those looking to manage day-to-day expenses or consolidate debt, we also provide flexible terms on unsecured credit card loans. With a total of $0 in loans, our credit cards can help you handle your finances effectively and responsibly.
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