The People's Credit Union Amarillo TX | Low Mortgage Rates & Business Banking

Introduction

Welcome to The People's at Fm 2373 Us Hwy 60, Amarillo, TX 79120! Since our establishment in 1953, we've proudly served our community, earning the trust of over 20,954 members. With total assets reaching an impressive $210,402,015, we are dedicated to providing personalized financial services that meet your unique needs. At The People's, our commitment goes beyond just banking; we strive to make a positive impact in the lives of our members and the Amarillo community. Whether you're looking for a personal loan, mortgage financing, or business banking solutions, our experienced team is here to guide you every step of the way. Led by our CEO Arthur Hornell, Jr. and Board President Christie Brown Stewart, we focus on creating lasting relationships built on trust and support. While members can visit us at our branch location for in-person assistance, official correspondence should be sent to PO Box 9335, Amarillo, TX 79105. Our friendly staff is available during lobby hours from 8:30 AM to 4:00 PM on Mondays, Thursdays, and Fridays. You can also reach us at 806-477-3050 for any inquiries or assistance. With total deposits amounting to $16,611,178 and cash in hand of $1,856,748, we ensure that your money is secure with us. We offer a variety of products including checking and savings accounts, auto loans (with a total of 12,311 loans issued), credit cards with rewards, and more all designed to help you achieve your financial goals. Explore the benefits of membership today by visiting our website at tpfcu.com. Join us as we continue to grow together and support each other in achieving financial success!

Branch History & Mission

The People's Credit Union has a proud history that reflects its commitment to serving the community of Amarillo, Texas. Established in 1953, The People's has grown alongside its members, evolving from a small local initiative into a vibrant financial institution with a total membership of over 20,000 individuals. Located at Fm 2373 Us Hwy 60, Amarillo, TX 79120, our branch stands as a beacon of support and reliability in the community. Since opening our doors, we have focused on creating meaningful connections with our members. Our mission is simple yet impactful: to provide accessible and affordable financial services while uplifting our community. We believe that everyone deserves the opportunity to thrive financially, which is why we offer a range of products including checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. The People's is dedicated to innovation and customer service. With total assets exceeding $210 million, we ensure that our members have access to modern banking solutions through online and mobile banking platforms. Additionally, we proudly maintain ADA compliance to make our services accessible to everyone. Our operating hours are convenient for all Monday through Thursday and Friday from 8:30 AM to 4:00 PM allowing us to be there when you need us most. While members can visit us at Fm 2373 Us Hwy 60, official correspondence should be sent to PO Box 9335, Amarillo, TX 79105. We understand that being part of a community means giving back. The People's actively engages in partnerships and outreach programs designed to enhance the lives of those around us. Whether it's through financial education workshops or supporting local events, we are committed to making a positive impact beyond just banking. With an ATM available for your convenience and no drive-thru service at this location, we encourage you to visit us for personalized assistance or reach out at 806-477-3050 for any inquiries. Join The People's Credit Union today and experience how we can help you achieve your financial goals while making a difference in our community. Together, let's build a brighter future!

Branch Location & Accessibility

Connect With Us

Don't hesitate to reach out! You can call us at 806-477-3050 for any questions or assistance you might need. We look forward to welcoming you at The People's branch in Amarillo come visit us soon!

Convenient Access

At The People's, we prioritize accessibility for all our members. Our branch is equipped with features like ADA-compliant ramps, ensuring everyone can easily visit us. Plus, there's ample parking available for your convenience. While you can always reach us at our physical address, please note that official correspondence should be sent to PO Box 9335, Amarillo, TX 79105.

Operating Hours & Services

We're open on Mondays, Thursdays, and Fridays from 8:30 AM to 4:00 PM. This schedule provides plenty of time for you to come in and take advantage of our wide range of services. Whether you're looking to open a checking or savings account, explore vehicle financing options, or even check out our credit card rewards program, our friendly team is here to assist you every step of the way. If you're in need of quick cash withdrawals or balance checks, feel free to use our ATM service available on-site. While we currently do not offer drive-thru banking or shared services at this location, our dedicated staff is always ready to help with any banking needs.

Member Eligibility

At The People's, we believe that everyone deserves a chance to be part of a caring community. Becoming a member is simple and welcoming, and we're excited to invite you in! If you live, work, or worship in the Amarillo area, you're likely eligible to join us. We also welcome family members of current members, so if someone you know is already part of our credit union family, that opens the door for you too. For the most detailed and up-to-date eligibility criteria, feel free to visit our website. Once you're ready to take the next step, opening an account with us is a breeze! You can easily start the process online by visiting https://gbs.onlinecu.com/tpfcu/#/ or give us a call at (806) 477-3050 if you have any questions. We're here to help you every step of the way as you enjoy the benefits of being part of The People's from personal loans and competitive interest rates to dedicated support from friendly staff who genuinely care about your financial well-being. Join us today at Fm 2373 Us Hwy 60 Amarillo Tx 79120; we can't wait to welcome you!

Business Banking & Commercial Services

Comprehensive Merchant Services

In today's fast-paced marketplace, having the right tools can make all the difference. Our merchant services help streamline transactions, allowing you to focus on what matters most running your business. From easy payment processing to secure online transactions, we're here to simplify your financial operations. Located at Fm 2373 Us Hwy 60 Amarillo Tx 79120 in Amarillo, TX, we invite you to visit us or call us at (806) 477-3050 to learn more about how our business banking solutions can empower your success. Your growth is our priority!

Tailored Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing solutions make it simple and affordable for you to drive away in your dream vehicle. With flexible terms and competitive rates, we aim to ease the stress of financing a car purchase.

Business Banking

If you're a business owner, our business banking services can support your entrepreneurial journey. We provide merchant services and business loans tailored to help you manage operations smoothly and invest in growth opportunities.

Credit Cards with Rewards

Maximize your spending power with our credit cards that come with rewards! Enjoy benefits such as cash back on purchases or travel rewards that let you earn while you spend. It's just one more way we strive to enhance your financial experience.

Digital Banking Features

Understanding the importance of convenience in today's fast-paced world, we offer robust online and mobile banking features. You can manage your accounts from anywhere at any time check balances, transfer funds, or pay bills all from the comfort of your home or on the go. Plus, with ATM access available for withdrawals and balance checks, getting cash is easy. With all these services under one roof, The People's aims to be your trusted partner in achieving financial wellness. If you have questions or want more information about any of our offerings, don't hesitate to reach out at 806-477-3050. Ready to take the next step? Visit us online at The People's or drop by our branch today!

Mortgage Loans & Refinancing

For those considering buying a home or refinancing an existing mortgage, The People's offers comprehensive mortgage solutions. Our knowledgeable staff can guide you through the process, helping you understand your options and find the best fit for your financial situation.

Personal Banking

When it comes to personal banking, we have you covered with a variety of options. Whether you're looking to open a checking or savings account, our accounts are designed with your everyday needs in mind. Imagine easily accessing your funds while enjoying competitive interest rates that help your savings grow.

Personal Loans & Debt Consolidation

Life can bring unexpected expenses, and that's where our personal loans come into play. Whether you need funds for medical bills or home repairs, our personal loans offer quick access to cash. Additionally, if you're feeling overwhelmed by debt, consider our debt consolidation options to simplify payments and potentially lower interest rates.

Digital & Online Banking

Key Features of Our Digital Banking Services

With 24/7 online banking services, you can check balances, transfer funds, and pay bills from the comfort of your home or on the go. Our user-friendly mobile application allows you to take all these features right in your pocket. Need to send money to a friend? Our person-to-person transfer feature makes it easy and quick to share funds with just a few taps. Security is a top priority for us. We offer electronic signature authorization, so you can sign documents safely online without any hassle. Plus, with e-statements available, you can receive your account statements electronically helping you stay organized while protecting the environment. Our mobile payments feature adds another layer of convenience. Whether you're shopping at your favorite store or paying for lunch with friends, using your phone to make payments has never been easier. At The People's, we believe that managing your finances should be straightforward and accessible. Explore our digital banking services today and discover how easy it is to take charge of your financial future!

Financial Strength

Commitment to Member Resources

Unlike traditional banks, we prioritize our members. With non-member deposits at $48,478, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. This member-first approach allows us to reinvest in our community and enhance your banking experience.

Growing Member Base

With a total of 36,087 share accounts, our growing member base shows that more people trust us with their finances. Your confidence motivates us to keep improving and expanding the services we offer. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, The People's is your trusted partner. Visit us at Fm 2373 Us Hwy 60 Amarillo Tx 79120 or call (806) 477-3050 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Savings Options

Members' savings are secured through $16,181,920 in share certificates, offering stable and rewarding financial growth opportunities. Additionally, while we currently have no money market shares, our focus remains on maximizing the benefits for our members through innovative products.

Operational Efficiency

Our $238,437 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. This success stems from a dedicated team of 57 full-time employees and 8 part-time employees who are always ready to assist you with their knowledge and commitment.

Reinvestment for Better Services

With $18,591,175 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This dedication ensures that your funds are utilized wisely to improve service quality.

Strong Financial Health

With a net worth of $19,207,774, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.20% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Support for Your Financial Goals

Our lending capacity supports members' financial goals across various sectors with $4,715 in used auto loans and $132,864,549 in total loans and leases. This broad range of options allows us to cater to your specific needs whether you're looking for an auto loan or other financing solutions.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $74,917,260 in used vehicle loans and $19,391,358 in new vehicle loans already helping members get on the road. We provide financing options that cater to both new and used vehicles so you can choose what best suits your budget.

Credit Lines

Our credit lines provide up to $10,000,000 in available funds for various personal needs. They are perfect for those who want quick access to cash without having to apply for a new loan each time. If you're interested in refinancing or learning more about eligibility options for any of these loans, please reach out to us at 806-477-3050. We're here to help you navigate your financial journey. For more details and insights into our offerings and performance data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit our website at The People's for additional information on how we can assist you today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $11,831,819, make buying or refinancing simple. We are here to guide you through the process and help you find the right mortgage product for your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,829,863 in loans helping members manage their finances effectively. These cards come with competitive rates and rewards that can benefit your everyday spending.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means users can trust that they are viewing fair and transparent offers. One of the key benefits of using LendMesh is Verified Data. Loan offers are sourced from legitimate financial institutions, ensuring transparency. Additionally, LendMesh features No Sponsored Listings; it does not prioritize lenders based on paid promotions our goal is to provide unbiased results. Users also benefit from Real-Time Rate Comparisons, which present up-to-date loan rates from multiple institutions, helping them make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

THE PEOPLE'S FEDERAL CREDIT UNION - Amarillo, TX

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