Vehicle Loans in Houston, TX

If you’re hunting for the average used car loan interest rate in Houston, TX, you’re in the right place. Comparing local offers can help you find the best deal and save money on your next ride without the hassle.

Today’s Vehicle Loan Rates & Analysis - Updated on 2025-OCT-09

Credit Union Loan Rates - Trends & Analysis:

Baxter has auto loan rates ranging from 3.49% to 7.54% APR today. These rates are unchanged from 7 and 30 days ago but are down from 30 and 60 days ago. Delta Community vehicle loans range from 3.79% to 16.09% for auto loans and 3.79% to 17.49% for other loans. Rates are unchanged from 7 and 30 days ago but are down compared to 60 and 90 days ago for both loan types. Navy Federal Credit Union has auto loan rates ranging from 3.89% to 7.39% APR, which are unchanged from 7 and 30 days ago but down from 30 days ago. Motorcycle loans are between 7.45% and 10.05% APR, also steady from 7 days ago and lower than 30 days ago.

Shell has auto loan rates ranging from 3.99% to 18% APR today. Unchanged over the past 7, 30, or 60 days. No term is listed for this program. American Airlines has auto loan rates ranging from 3.99% to 5.24% APR with no change in the past 7 or 30 days. Other loan rates are between 6.74% and 6.99% APR, also showing no change over the same periods. Consumers Credit Union’s auto loan rates range from 3.99% to 6.44% APR today. Unchanged compared to 7 and 30 days ago.

United has auto loan rates ranging from 4.15% to 6.3% APR today. These rates show no change compared to 7 and 30 days ago. First Community vehicle loans range from 4.24% to 17.44% for auto loans and 7.99% to 17.99% for motorcycle loans. Auto loan rates are unchanged from 7 and 30 days ago but down slightly from 30 days ago, while motorcycle loan rates have stayed the same over both periods. Amoco has auto loan rates ranging from 4.39% to 18% APR, which are unchanged from 7 and 30 days ago but down from 30 days ago. Motorcycle loans have rates between 9.4% and 18% APR with no change in the past 7 or 30 days.

Chartway s auto loans with APRs ranging from 4.5% to 6.09% today. These rates are unchanged from 7 and 30 days ago but have gone down since 30, 60, and 90 days ago. Affinity Plus has auto loan rates ranging from 4.74% to 6.49% APR and other vehicle loans from 5.49% to 7.74% APR. Unchanged over the past 7 or 30 days. Recreational loan rates also remain steady, ranging from 4.74% to 10.49% APR. Nusenda s auto loans with APRs ranging from 4.74% to 11.25% today. Rates are unchanged from 7 and 30 days ago but down from 30, 60, and 90 days ago.

Northrop Grumman Auto loan rates range from 4.74% to 6.19% APR today. These rates are the same as 7 days ago, but down from 30 and 60 days ago. The 90–day rates were higher than today’s range. Texans Credit Union’s auto loan rates range from 4.89% to 9.04% APR, with no change from 7 or 30 days ago. Recreational loan rates are between 7.99% and 10.49% APR, showing no change from 7 days ago but up from 30 days ago.

🏦 All Local Lenders in Houston, TX

Lender NameBranch AddressOffice ServicesLender Snapshot
CHARTWAY FEDERAL CREDIT UNION
4373 FM 1960 WEST HOUSTON TX 77014
ATM
P2P
E-Statements
Assets: $2,981,758,349
Deposits: $115,412,787
Net Worth: $255,995,762
Employees: 575
Members: 256,747

🏘️ All the Lenders Available in Harris County, TX

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