Vehicle Loans in Berkeley, CA

Searching for the lowest car loan rates in Berkeley, CA? Compare personalized offers from trusted lenders to find a deal that fits your budget and gets you driving sooner. It’s simple, local, and tailored to your needs.

Berkeley drivers deserve easy financing and fast approvals. By comparing loan options, you can save money and enjoy a smoother car-buying experience with support from lenders who understand your community. Start comparing today and take the wheel with confidence.

NewUsed

Filters

Lender
APR
Term
Link
Info
skyone
4.99 - 6.99 %
3 - 7 Yrs
∞
skylacu
4.99 - 6.99 %
4.1 - 7 Yrs
∞
sierracentral
4.99 - 14.99 %
∞
vccuonline
5.04 - 8.99 %
5 Yrs
∞
nuvisionfederal
5.09 - 10.34 %
7 Yrs
∞
lbsfcu
5.19 - 18 %
3 - 7 Yrs
∞
affinityfcu
5.2 - 7.55 %
3 - 7 Yrs
∞
safe1
5.24 - 15.24 %
5.5 - 7 Yrs
∞
bayfed
5.24 - 6.24 %
4 - 7 Yrs
∞
meriwest
5.24 - 7.59 %
1 - 7 Yrs
∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Skyone's auto loans with APRs ranging from 4.99% to 6.99% , showing no change over the past 90 days. Motorcycle loans have rates between 7.74% and 8.49% , also with no change in the last 60 days. Recreational loans range from 7.99% to 9.99% , with rates up slightly compared to 7 and 30 days ago. Skyla's auto loans with APRs ranging from 3.99% to 6.99% , which are unchanged from 7 and 30 days ago but down from 60 days ago. Recreational loan rates range from 6.75% to 9.75% , staying steady compared to 7 and 30 days ago but up from 60 days ago.

Sierra Central's auto loan rates range from 4.99% to 14.99% APR, which is up slightly from 7 and 30 days ago. Motorcycle loans have rates between 9.99% and 15.99% APR with no change in the past 30 days. Recreational loans range from 7.99% to 16.49% APR and have also stayed the same over the last month. Ventura County's auto loans with rates from 5.04% to 8.99% APR, which have not changed in the past 7 or 30 days. Motorcycle loans range from 7.24% to 7.99% APR and remain steady compared to a week ago. Recreational loans have rates between 7% and 7.5% APR, showing no change in the last 7 days.

Nuvision's auto loan rates range from 4.89% to 10.34% APR with no change over the past 7 and 30 days. Motorcycle loans have rates between 6.49% and 15.69% APR, also showing no change. Recreational loan rates are from 5.99% to 18% APR, which is down from 7.99% to 18% thirty days ago. Lbs Financial's auto loans with APRs ranging from 4.74% to 18% , and motorcycle loans from 7.64% to 18% . Unchanged in the past 7 or 30 days. Recreational vehicle loans are also available with APRs between 7.45% and 18% , showing no change over the same periods.

Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates have stayed the same compared to 7 and 30 days ago, and they are down from 60 and 90 days ago. Safe 1's auto loans with APRs ranging from 4.99% to 15.24% , which are unchanged from 7 and 30 days ago but up from 30 days ago. Motorcycle loans have rates between 6.24% and 19.74% , showing no change over the past 7 and 30 days. Bay vehicle loan rates for autos range from 5.24% to 6.24% APR today, with no change from 7 or 30 days ago. Motorcycle loan rates are between 6.24% and 7.24% APR, also showing no change from the past 7 and 30 days.

Meriwest's auto loan rates range from 4.99% to 7.59% APR today. unchanged from 7 and 30 days ago but down from 30 days ago.

🏦 Local Lenders in Berkeley, CA

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Alameda County, CA

✅SEA WEST COAST GUARD FEDERAL CREDIT UNION
✅1ST UNITED CREDIT UNION
✅PROVIDENT 66343 CREDIT UNION
✅BAY CITIES CREDIT UNION
✅TECHNOLOGY CREDIT UNION
✅PATELCO CREDIT UNION
✅CITIZENS EQUITY FIRST CREDIT UNION
✅NUVISION FEDERAL CREDIT UNION
✅SANDIA LABORATORY CREDIT UNION
✅UNCLE CREDIT UNION
✅KEYPOINT CREDIT UNION
✅SMW 104 FEDERAL CREDIT UNION
✅OPERATING ENGINEERS LOCAL UNION 3 CREDIT UNION
✅PACIFIC SERVICE CREDIT UNION
✅THE POLICE CREDIT UNION
✅PUBLIC EMPLOYEES 64390 CREDIT UNION
✅SELFHELP CREDIT UNION
✅ILWU CREDIT UNION
✅UTILITY DISTRICT CREDIT UNION
✅UNIFY FINANCIAL FEDERAL CREDIT UNION
✅MATSON EMPLOYEES FEDERAL CREDIT UNION
✅THE GOLDEN 1 CREDIT UNION
✅PACIFIC POSTAL CREDIT UNION
✅INOVA CREDIT UNION
✅BLUPEAK CREDIT UNION

Compare other loan types in Berkeley, CA

Why compare Vehicle Loans in Berkeley, CA on LendMesh

If you’re searching for the lowest interest rate in a car loan in Berkeley, CA, keep exploring your options on LendMesh. Comparing multiple lenders helps you uncover better deals and find the loan that fits your budget without feeling rushed. Take your time and use LendMesh’s tools to make an informed choice that puts you in the driver’s seat with confidence.

Subscribe to LendMesh for personalized alerts tailored to your target rate—whether it’s 4% or 5%. You’ll receive timely notifications when offers dip below your threshold, plus weekly or monthly updates with expert insights, rate trends, and select loan options. Join other Berkeley borrowers who trust LendMesh to stay informed and seize the best car loan opportunities as they arise.

Customers are also interested in:

Lowest Interest Rate In Car Loan