Auto Loans in Memphis, TN 38128

Looking for the best car loan rates in Memphis, TN? Compare offers from trusted local lenders to find competitive rates that fit your budget and get you behind the wheel faster.

Our easy comparison tool connects you with credit unions and banks known for friendly service and quick approvals in Memphis. Start saving on your next car loan today!

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4.69 - 6.74 %

2 - 7 Yrs

∞

4.69 - 6.99 %

3.1 - 7 Yrs

∞

4.74 - 6.24 %

3 - 7 Yrs

∞

4.99 - 6.09 %

3 - 7 Yrs

∞

4.99 - 10.74 %

3 - 10 Yrs

∞

4.99 - 11.24 %

7 Yrs

∞

4.99 - 6.99 %

5.4 - 7 Yrs

∞

4.99 - 8.49 %

3 - 7 Yrs

∞

5 %

5 - 8 Yrs

∞

5.2 - 7.55 %

3 - 7 Yrs

∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Connexus's auto loans with APRs ranging from 4.69% to 6.74% and recreational vehicle loans from 6.59% to 10.49% . Unchanged over the past 7 or 30 days. Nasa's auto loan rates range from 4.69% to 6.99% APR today, with no change from 7 days ago but up from 30 days ago. Recreational loan rates are between 5.79% and 8.74% APR, also unchanged from 7 and 30 days ago and up compared to 30 and 90 days ago. Affinity Plus has auto loans with APRs ranging from 4.74% to 6.24% and motorcycle loans from 4.74% to 7.24% . Unchanged in the past 7 or 60 days. Recreational loans range from 5.49% to 8.24% , also showing no change over the same periods.

City & County's auto loan rates range from 4.84% to 6.09% APR today. These rates are unchanged from 7 and 30 days ago and slightly down from 30 days ago. Rates were higher 60 and 90 days ago. Digital has vehicle loan rates ranging from 4.99% to 10.74% for auto loans and 6.25% to 11.35% for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady between 8.99% and 11.35% . Fortera's auto loans with APRs ranging from 4.99% to 11.24% and motorcycle loans from 6.49% to 12.74% . Unchanged over the past 7 or 30 days.

First Technology's auto loans with APRs ranging from 4.99% to 6.99% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , showing no change over the past 90 days. Recreational loans range from 7.29% to 8.54% , also with no change in recent months. University's auto loans with rates from 4.49% to 8.49% APR, which have stayed the same over the past 7 and 30 days. Motorcycle loan rates range from 10.74% to 12.49% APR and have gone down since 7 and 30 days ago.

Redstone's auto loan rates range from 4.75% to 5% APR today, with no change from 7 days ago but up from 30 days ago. Motorcycle loans are between 6.49% and 6.99% APR, showing no change from both 7 and 30 days ago. Recreational loan rates are 6.49% APR, also with no change from 7 and 30 days ago. Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates are unchanged from 7 and 30 days ago but are down from 60 and 90 days ago.

🏦 Local Lenders in Memphis, TN

METHODIST HEALTHCARE FEDERAL CREDIT UNION — 3950 NEW COVINGTON PIKE MEMPHIS TN 38128
ORION FEDERAL CREDIT UNION — 3118 COVINGTON PIKE MEMPHIS TN 38128
FIRST SOUTH FINANCIAL FEDERAL CREDIT UNION — 3731 AUSTIN PEAY HWY MEMPHIS TN 38128

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Shelby County, TN

✅METHODIST HEALTHCARE FEDERAL CREDIT UNION

✅FEDEX EMPLOYEES CREDIT ASSOCIATION FEDERAL CREDIT UNION

✅FIRST SOUTH FINANCIAL FEDERAL CREDIT UNION

✅F A A FEDERAL CREDIT UNION

✅HEALTHNET FEDERAL CREDIT UNION

✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION

✅FEDTRUST FEDERAL CREDIT UNION

✅SHELBY COUNTY FEDERAL CREDIT UNION

✅TVA MIDSOUTH CREDIT UNION

✅U T CREDIT UNION

✅ORION FEDERAL CREDIT UNION

✅SOUTHERN SECURITY FEDERAL CREDIT UNION

✅OLIVET BAPTIST CREDIT UNION

✅HOPE 24829 CREDIT UNION

✅KENNEDY VA EMPLOYEES FEDERAL CREDIT UNION

✅KIMBERLY CLARK CREDIT UNION

✅BULAB EMPLOYEES FEDERAL CREDIT UNION

✅MEMPHIS CITY EMPLOYEES CREDIT UNION

✅L G W CREDIT UNION

✅NUCOR EMPLOYEES FEDERAL CREDIT UNION

✅DELTA REFINING CO EMP FEDERAL CREDIT UNION

✅UPS EMPLOYEES CREDIT UNION

✅KELLOGG MEMPHIS EMPLOYEES FEDERAL CREDIT UNION

✅OWENSBORO FEDERAL CREDIT UNION

✅ESPEECO FEDERAL CREDIT UNION

✅SOUTHEAST FINANCIAL CREDIT UNION

✅MEMPHIS MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION

✅CNIC EMPLOYEES CREDIT UNION

✅KEMBA DELTA FEDERAL CREDIT UNION

✅FIREFIGHTERS FIRST FEDERAL CREDIT UNION

✅LEADERS CREDIT UNION CREDIT UNION

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