Personal Loans in Memphis, TN

Looking for instant loans online in Memphis, TN? Compare personal loan offers from trusted local lenders to find the best rates and terms tailored to your needs. Whether it’s for an emergency or a planned expense, we make it easy to get the funds you need fast.

Our friendly Memphis community lenders offer quick approvals and flexible repayment options, so you can borrow with confidence and hometown support. Start comparing now to secure a loan that fits your budget and helps you move forward with peace of mind.

Filters

Lender
APR
Term
Amount
Link
Info
bcu
4.64 - 8.49 %
∞
penfed
6.09 - 17.99 %
5 Yrs
$50,000
∞
affinityplus
6.24 - 15.24 %
0.8 - 10 Yrs
2,500 - $20,000
∞
cccu
6.99 - 10.99 %
5 Yrs
∞
firsttechfed
6.99 - 13.65 %
2 - 7 Yrs
35,000 - $50,000
∞
nasafcu
7.79 - 18 %
1 - 7 Yrs
$30,000
∞
tvacreditunion
7.99 - 12.94 %
1 - 5 Yrs
∞
tvfcu
7.99 - 16.99 %
1 - 5 Yrs
∞
sdfcu
8.49 - 11.75 %
2.1 - 5 Yrs
∞
firefightersfirstcu
8.74 - 10.74 %
1 - 5 Yrs
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Baxter's personal loan has a 7.49% APR today, which is up from 6.99% thirty and sixty days ago but unchanged from seven days ago. The credit builder loan remains steady at 4.5% APR with no changes in the past 30 days. Pentagon's personal loans with an APR of 6.09% today, unchanged from it was 7 and 30 days ago. This rate has remained steady over the past month. Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Homeowner debt consolidation loan is at 6.99% APR today, down from 7.74% seven days ago but unchanged from 30, 60, and 90 days ago.

City & County has a Life happens loan with an APR of 6.99% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Personal line of credit (loc) has an APR of 10.99% , also unchanged during those periods. First Technology's Fixed–rate loan has an APR of 6.99% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit carries an APR of 12.5% , also unchanged from 7 and 30 days ago. Nasa's Cashline line of credit has a fixed APR of 11.49% , unchanged from 30 days ago. The Home improvement loan and Personal unsecured loan both have a 7.79% APR today, which is up from 7.69% seven and 30 days ago. The Personal unsecured loan's rate is higher than it was 60 and 90 days ago, when it was 7.44% .

Knoxville Tva Employees has a Credit builder loan with an APR of 2.15% , which has stayed the same over the past 7, 30, and 60 days. Their Signature loan fixed rate is 7.99% APR, also unchanged from 7, 30, 60, and 90 days ago. Tennessee Valley's Personal term loan has a 7.99% APR today, which is unchanged from 7, 30, and 60 days ago but slightly higher than 90 days ago when it was 7.9% . This rate has stayed steady over the past two months. State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago.

Firefighters First has a Signature loan with an APR of 8.74% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago.

🏦 All Local Lenders in Memphis, TN

Lender NameBranch AddressOffice ServicesLender Snapshot
METHODIST HEALTHCARE FEDERAL CREDIT UNION
3950 NEW COVINGTON PIKE MEMPHIS TN 38128
ATM
P2P
E-Statements
Assets: $46,856,807
Deposits: $3,110,983
Net Worth: $7,990,310
Employees: 11
Members: 6,031
ORION FEDERAL CREDIT UNION
3118 COVINGTON PIKE MEMPHIS TN 38128
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $1,226,243,284
Deposits: $134,981,548
Net Worth: $244,012,992
Employees: 171
Members: 67,696
FIRST SOUTH FINANCIAL FEDERAL CREDIT UNION
3731 AUSTIN PEAY HWY MEMPHIS TN 38128
ATM
Drive-Thru
P2P
E-Statements
Assets: $758,451,250
Deposits: $182,228,745
Net Worth: $237,033,751
Employees: 128
Members: 72,145

🏘️ All the Lenders Available in Shelby County, TN

✅METHODIST HEALTHCARE FEDERAL CREDIT UNION
✅FEDEX EMPLOYEES CREDIT ASSOCIATION FEDERAL CREDIT UNION
✅FIRST SOUTH FINANCIAL FEDERAL CREDIT UNION
✅F A A FEDERAL CREDIT UNION
✅HEALTHNET FEDERAL CREDIT UNION
✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
✅FEDTRUST FEDERAL CREDIT UNION
✅SHELBY COUNTY FEDERAL CREDIT UNION
✅TVA MIDSOUTH CREDIT UNION
✅U T CREDIT UNION
✅ORION FEDERAL CREDIT UNION
✅SOUTHERN SECURITY FEDERAL CREDIT UNION
✅OLIVET BAPTIST CREDIT UNION
✅HOPE 24829 CREDIT UNION
✅KENNEDY VA EMPLOYEES FEDERAL CREDIT UNION
✅KIMBERLY CLARK CREDIT UNION
✅BULAB EMPLOYEES FEDERAL CREDIT UNION
✅MEMPHIS CITY EMPLOYEES CREDIT UNION
✅L G W CREDIT UNION
✅NUCOR EMPLOYEES FEDERAL CREDIT UNION
✅DELTA REFINING CO EMP FEDERAL CREDIT UNION
✅UPS EMPLOYEES CREDIT UNION
✅KELLOGG MEMPHIS EMPLOYEES FEDERAL CREDIT UNION
✅OWENSBORO FEDERAL CREDIT UNION
✅ESPEECO FEDERAL CREDIT UNION
✅SOUTHEAST FINANCIAL CREDIT UNION
✅MEMPHIS MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION
✅CNIC EMPLOYEES CREDIT UNION
✅KEMBA DELTA FEDERAL CREDIT UNION
✅FIREFIGHTERS FIRST FEDERAL CREDIT UNION
✅LEADERS CREDIT UNION CREDIT UNION

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