Auto Loans in Memphis, TN 38128

Looking for the best car loan rates in Memphis, TN? Compare offers from trusted local lenders to find competitive rates that fit your budget and get you behind the wheel faster.

Our easy comparison tool connects you with credit unions and banks known for friendly service and quick approvals in Memphis. Start saving on your next car loan today!

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3.34 - 4.09 %

5 Yrs

∞

3.39 - 5.74 %

3 - 7 Yrs

∞

3.39 - 5.14 %

6.3 - 7 Yrs

∞

3.89 - 8.95 %

1 - 15 Yrs

∞

3.95 %

7 Yrs

∞

3.99 %

3 - 7 Yrs

∞

3.99 - 5.99 %

5.1 - 7 Yrs

∞

3.99 %

3 - 8 Yrs

∞

4.09 - 15.79 %

0.1 - 7 Yrs

∞

4.24 - 5.49 %

3 - 7 Yrs

∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

American Airlines vehicle loans range from 3.34% to 4.59% for auto loans and 5.59% to 6.34% for recreational loans. These rates show no change compared to 7 and 30 days ago. The rates have remained steady over the past two months. Pentagon's auto loan rates range from 3.39% to 6.24% APR today. Unchanged compared to 7, 30, 60, or 90 days ago. Baxter's auto loans with APRs ranging from 3.39% to 5.14% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Recreational vehicle loans have rates between 5.44% and 6.44% , showing no change from both 7 and 30 days ago.

Navy Federal Credit Union's auto loan rates range from 3.89% to 9.9% APR, with no change from 7 or 30 days ago. Motorcycle loan rates stay steady between 7.45% and 10.05% . Recreational loan rates are 7.45% to 9.8% APR, which is up from 7 and 30 days ago. Orion's auto loan has a 3.95% APR today, which is unchanged from 7 and 30 days ago but up from 30 days ago. The rate has stayed steady over the past week after rising from earlier months. State Department's auto loan rates range from 3.99% to 4.49% APR today. The rates are down compared to 7 and 30 days ago, while showing no change from 60 and 90 days ago.

Consumers has auto loan rates ranging from 3.99% to 5.99% APR with no change from 7 or 30 days ago. Recreational vehicle loans have rates between 8.49% and 10.49% APR, also showing no change over the same periods. Leaders Credit Union has an auto loan rate of 3.99% APR with no change over the past 90 days. Motorcycle loans are at 8.04% APR, also unchanged. Recreational vehicle loans range from 6.49% to 6.99% APR and have stayed steady for the last 60 days.

Delta Community's auto loan rates range from 4.09% to 16.09% APR, with no change from 7 or 30 days ago. Other vehicle loans have rates between 6.39% and 17.59% APR, also showing no change from 7 and 30 days ago. Both products' rates are higher than they were 90 days ago. Northrop Grumman's auto loans with APRs ranging from 4.24% to 5.79% . These rates have stayed the same compared to 7, 30, and 60 days ago, with no change from 90 days ago either.

🏦 Local Lenders in Memphis, TN

METHODIST HEALTHCARE FEDERAL CREDIT UNION — 3950 NEW COVINGTON PIKE MEMPHIS TN 38128
ORION FEDERAL CREDIT UNION — 3118 COVINGTON PIKE MEMPHIS TN 38128
FIRST SOUTH FINANCIAL FEDERAL CREDIT UNION — 3731 AUSTIN PEAY HWY MEMPHIS TN 38128

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Shelby County, TN

✅METHODIST HEALTHCARE FEDERAL CREDIT UNION

✅FEDEX EMPLOYEES CREDIT ASSOCIATION FEDERAL CREDIT UNION

✅FIRST SOUTH FINANCIAL FEDERAL CREDIT UNION

✅F A A FEDERAL CREDIT UNION

✅HEALTHNET FEDERAL CREDIT UNION

✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION

✅FEDTRUST FEDERAL CREDIT UNION

✅SHELBY COUNTY FEDERAL CREDIT UNION

✅TVA MIDSOUTH CREDIT UNION

✅U T CREDIT UNION

✅ORION FEDERAL CREDIT UNION

✅SOUTHERN SECURITY FEDERAL CREDIT UNION

✅OLIVET BAPTIST CREDIT UNION

✅HOPE 24829 CREDIT UNION

✅KENNEDY VA EMPLOYEES FEDERAL CREDIT UNION

✅KIMBERLY CLARK CREDIT UNION

✅BULAB EMPLOYEES FEDERAL CREDIT UNION

✅MEMPHIS CITY EMPLOYEES CREDIT UNION

✅L G W CREDIT UNION

✅NUCOR EMPLOYEES FEDERAL CREDIT UNION

✅DELTA REFINING CO EMP FEDERAL CREDIT UNION

✅UPS EMPLOYEES CREDIT UNION

✅KELLOGG MEMPHIS EMPLOYEES FEDERAL CREDIT UNION

✅OWENSBORO FEDERAL CREDIT UNION

✅ESPEECO FEDERAL CREDIT UNION

✅SOUTHEAST FINANCIAL CREDIT UNION

✅MEMPHIS MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION

✅CNIC EMPLOYEES CREDIT UNION

✅KEMBA DELTA FEDERAL CREDIT UNION

✅FIREFIGHTERS FIRST FEDERAL CREDIT UNION

✅LEADERS CREDIT UNION CREDIT UNION

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