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Finding a low interest rate car loan in Raleigh, NC doesn’t have to be a hassle. Compare offers from trusted local credit unions that understand your needs and offer fast approvals to get you behind the wheel sooner.
Raleigh drivers love working with credit unions that provide personalized service and competitive rates. Take a moment to explore your options and find the best loan tailored to your budget and lifestyle right here in North Carolina.
Today’s Vehicle Loan Rates & Analysis - Updated on 2026-OCT-04
Credit Union Loan Rates - Trends & Analysis:
American Airlines has auto loan rates ranging from 3.34% to 4.59% APR and recreational vehicle loans between 5.59% and 6.34% APR. Unchanged over the past 7 or 30 days. Delta Community's auto loans with APRs ranging from 3.99% to 16.09% , which are unchanged from 7 and 30 days ago but down from 60 and 90 days ago. Other loans have rates between 3.99% and 17.59% , staying the same as 7 days ago but down compared to 30, 60, and 90 days ago. Northrop Grumman's auto loan rates range from 4.24% to 5.79% APR today. Unchanged compared to 7 and 30 days ago, as well as 60 and 90 days ago.
State Department's auto loan rates range from 3.99% to 4.49% APR today. The rates are down compared to 7 and 30 days ago, while showing no change from 60 and 90 days ago. State Employees' vehicle loans range from 3.75% to 10.25% . Unchanged compared to 7 and 30 days ago. The auto loan program is the only one listed with this steady rate range. Connexus vehicle loans range from 4.69% to 6.74% for auto loans and 6.59% to 10.49% for recreational loans. These rates show no change from 7, 30, or 90 days ago. Both loan types have steady rates over the past few months.
Allegacy's auto loans with APRs ranging from 4.69% to 7.64% and motorcycle loans from 7.75% to 8.25% . Unchanged over the past 7 or 30 days. Recreational vehicle loan rates remain steady between 10% and 11.5% . Affinity Plus has auto loan rates ranging from 4.74% to 6.49% APR, with no change from 7 or 30 days ago. Motorcycle loans are between 4.99% and 7.49% APR, which is up from both 7 and 30 days ago. Sharonview has an auto loan APR of 4.74% , which is up from 4.49% seven and thirty days ago. The motorcycle loan rate is the same at 4.74% today, also up from 4.49% in the past month. Recreational loans have a 9.99% APR, up from 9.74% over the same period.
Rev's vehicle loans with rates ranging from 4% to 6.5% APR for auto loans and 7% to 7.75% APR for recreational loans. The auto loan rates have stayed the same over the past 7 and 30 days, while recreational loan rates have gone up during that time. Motorcycle loan rates remain steady between 6.75% and 7.25% APR.