Student Loans in Memphis, TN

Looking for fixed student loan rates in Memphis, TN? Compare local offers designed to fit your budget and make repayment simple, so you can focus on your studies without stress.

Today’s Student Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Affinity s fixed Medical school loans with APRs ranging from 2.89% to 14.98% , unchanged from 30 days ago. Their variable Undergraduate student loans have rates between 4.37% and 16.99% , also unchanged from 30 days ago. Knoxville Tva Employees has a Medical School Fixed Rate Loan with APRs ranging from 2.89% to 14.98% and an Undergraduate Variable Rate Loan with APRs from 4.37% to 16.99% . These rates are unchanged from 7 and 30 days ago. Tennessee Valley s fixed Medical school loans with APRs ranging from 2.89% to 14.98% , unchanged from 30 days ago. Their variable Undergraduate student loans have rates between 4.37% and 16.99% , also unchanged from both 7 and 30 days ago.

Elfi’s private fixed student loan rate is 2.99% today, unchanged from 60 days ago but down from 3.69% ninety days ago. The private variable loan rate is 4.88% , down from 5% both 60 and 90 days ago. Connexus s the Partnership Advance Education Loan (fixed) with an APR range of 3.2% to 8.7% . These rates are unchanged from 7, 30, 60, and 90 days ago. Custom–Choice s Find My Rate fixed student loans with APRs ranging from 3.24% to 15.71% , unchanged from 7 and 30 days ago. Their variable Find My Rate loans have APRs between 4.19% and 16.39% , also unchanged from a week earlier.

Navy Federal Credit Union has a 4.75% APR for both Undergraduate and Graduate Fixed Rate Loans, with no change from 7 or 30 days ago. The Refinance Fixed Rate Loan is at 4.6% APR, and the Refinance Variable Rate Loan is 5.23% APR, both unchanged from 7 and 30 days ago. Undergraduate and Graduate Variable Rate Loans have an APR of 6.94% , also steady compared to a week ago. Y–12 s private student loans with variable rates ranging from 5.85% to 10.69% and fixed rates from 6.34% to 10.69% , both unchanged from 7 and 30 days ago. Their private parent loans have variable rates between 5.85% and 11.86% and fixed rates from 6.34% to 11.86% , also unchanged from a week ago. The refinance loans come with variable rates of 5.85% to 11.72% and fixed rates from 6.34% to 11.72% , which remain steady compared to 7 days

Affinity Plus has a fixed Undergraduate Line of Credit with an APR of 6.99% , unchanged from 7 and 30 days ago. Their Graduate Line of Credit fixed rate is 9.85% , the same as 7, 30, 60, and 90 days ago. The Student Loan Refinance fixed rates range from 6.24% to 7.24% , also unchanged from 7 and 30 days ago. Altra has a Fixed Student Loan with a 7.24% APR today, which is unchanged from 7 and 30 days ago. There is no data for 30 days or longer periods. Baxter has a Graduate Line of Credit with a fixed rate of 8.1% APR today. Its Graduate Line of Credit variable rate ranges from 8.25% to 18% APR, unchanged from 7 and 30 days ago.

Nasa has a Deferred Repayment Line of Credit with an APR range of 8.5% to 18% . These rates are unchanged from 7, 30, 60, and 90 days ago.

🏦 All Local Lenders in Memphis, TN

Lender NameBranch AddressOffice ServicesLender Snapshot
FEDTRUST FEDERAL CREDIT UNION
167 N MAIN ST STE 102 MEMPHIS TN 38103
ATM
P2P
E-Statements
E-Signature
Assets: $50,621,711
Deposits: $116,017
Net Worth: $3,767,085
Employees: 12
Members: 3,056
FEDTRUST FEDERAL CREDIT UNION
200 JEFFERSON AVE STE 150 MEMPHIS TN 38103
ATM
P2P
E-Statements
E-Signature
Assets: $50,621,711
Deposits: $116,017
Net Worth: $3,767,085
Employees: 12
Members: 3,056
SHELBY COUNTY FEDERAL CREDIT UNION
160 N MAIN ST STE 401 MEMPHIS TN 38103
P2P
E-Statements
E-Signature
Assets: $89,461,056
Deposits: $14,035,859
Net Worth: $13,546,969
Employees: 25
Members: 10,582
TVA MID-SOUTH FEDERAL CREDIT UNION
254 COURT AVE STE 109 MEMPHIS TN 38103
Assets: $3,473,115
Deposits: $401,725
Net Worth: $575,627
Employees: 2
Members: 175
U. T. FEDERAL CREDIT UNION
910 MADISON AVE MEMPHIS TN 38103
P2P
E-Statements
E-Signature
Assets: $521,900,357
Deposits: $23,160,769
Net Worth: $49,054,764
Employees: 93
Members: 26,085
FEDEX EMPLOYEES CREDIT ASSOCIATION FEDERAL CREDIT UNION
145 GEORGE W LEE AVE MEMPHIS TN 38103
ATM
P2P
E-Statements
E-Signature
Assets: $622,960,885
Deposits: $16,202,766
Net Worth: $87,694,782
Employees: 128
Members: 101,681
ORION FEDERAL CREDIT UNION
400 MONROE AVE MEMPHIS TN 38103
P2P
E-Statements
E-Signature
Assets: $1,226,243,284
Deposits: $134,981,548
Net Worth: $244,012,992
Employees: 171
Members: 67,696
SOUTHERN SECURITY FEDERAL CREDIT UNION
123 S FRONT ST MEMPHIS TN 38103
ATM
P2P
E-Statements
E-Signature
Assets: $238,734,879
Deposits: $14,980,666
Net Worth: $23,493,414
Employees: 55
Members: 19,639

🏘️ All the Lenders Available in Shelby County, TN

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Fixed Student Loan Rates