Tva Mid-South Credit Union Memphis TN | Best Auto Loans & Rewards Cards

Introduction

Welcome to Tva Midsouth, your trusted partner in financial wellness since 1964! Located at 254 Court Ave Ste 109, Memphis, TN 38103, we take pride in serving our community with dedication and care. With a growing membership of 175 and total assets reaching an impressive $3,473,115, we are committed to providing our members with exceptional banking services tailored to their needs. At Tva Midsouth, we understand that financial decisions can be daunting. That's why our experienced team, led by CEO Terrie Snavely and Board President Stuart Farmer, is here to guide you every step of the way. Whether you're looking for personal banking solutions like checking and savings accounts or financing options such as auto loans and mortgages, we've got you covered. While members can visit us at our branch for personalized service, official correspondence should be sent to our mailing address at PO Box 918, Memphis, TN 38101. We encourage you to reach out at 901-500-7102 or explore our website at www.tvacreditunion.com to discover all the ways we can assist you. Our commitment to the community is reflected not only in our services but also in our financial strength total deposits amounting to $401,725 and a net worth of $575,627 underscore our stability and reliability. Join us today and experience the difference of being a member of Tva Midsouth. Together, let's build a brighter financial future!

Branch History & Mission

Looking Ahead

As we continue on this journey together, Tva Midsouth remains focused on embracing digital advancements while ensuring compliance with ADA standards. Although we do not currently offer ATM or drive-thru services, we prioritize customer care by operating by appointment so that every interaction feels valued and personal. Join us as we look forward to many more years of serving the Memphis community! If you're ready to experience the benefits of being part of a supportive credit union family, reach out to us today at 901-500-7102. Your financial future starts here!

Our Journey

Since opening our doors nearly six decades ago, Tva Midsouth has continuously evolved to meet the needs of our members. With total assets reaching an impressive $3,473,115, we have remained steadfast in our mission: to provide exceptional financial services while supporting our local community. Our growth is not just measured in numbers; it reflects the trust and relationships we've built with each member who walks through our doors. Over the years, we have expanded our services beyond traditional banking to include personal loans, auto financing, mortgage options, and business banking solutions. Each service is designed with you in mind helping you achieve your dreams while ensuring financial stability.

Our Mission

At the heart of Tva Midsouth is our mission: to empower every member through accessible financial services and community support. We believe that banking should be more than just transactions; it should be about building relationships and fostering growth. Our dedicated team is committed to providing personalized assistance tailored to your unique needs. We actively engage in community outreach initiatives, partnering with local organizations to make a positive impact in Memphis. Whether it's sponsoring events or providing resources for financial education, we strive to uplift those around us.

Branch Location & Accessibility

Accessibility Features

At Tva Midsouth, we believe in making banking accessible for everyone. Our location is ADA compliant, featuring ramps and wide doorways to accommodate all visitors. We also offer convenient parking options nearby, so you can easily access our services.

Call to Action

We invite you to stop by Tva Midsouth today! Whether you're looking for financial advice or need assistance with your banking needs, our friendly team is here for you. Don't hesitate to give us a call or visit your financial well-being is our priority!

Operating Hours and Services

Our branch operates by appointment, ensuring that each member receives personalized attention tailored to their specific needs. You can reach out to us at 901-500-7102 to schedule your visit or inquire about our offerings. We provide a variety of personal banking services including checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. While we currently do not have an ATM or drive-thru service available, our dedicated staff is ready to assist you inside the branch with any inquiries or transactions.

Member Eligibility

At Tva Mid-south, we believe that everyone deserves a place in our supportive community. Becoming a member is simple and welcoming! If you live, work, or worship in the area around our branch at 254 Court Ave Ste 109 Memphis Tn 38103, you're likely eligible to join us. We aim to make membership inclusive, so whether you're looking for personal banking services or loans, we have something for everyone. By joining Tva Mid-south, you'll gain access to competitive rates, friendly service, and a variety of financial products designed with your needs in mind. To learn more about the specific eligibility criteria and how you can become part of our family, feel free to check out the details at . When you're ready to take the next step, opening an account is easy just give us a call at (901) 500-7102 to get started! We can't wait to welcome you into our community at Tva Mid-south!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, our merchant services offer practical benefits that can simplify your day-to-day operations. Imagine processing payments quickly and efficiently, allowing you to focus on what really matters growing your business. Our tailored solutions help streamline transactions and enhance customer satisfaction. Located at 254 Court Ave Ste 109, Memphis, TN 38103, we're here to serve you. Connect with us today at 901-500-7102 to learn how Tva Mid-south can help turn your business aspirations into reality!

Supporting Your Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Solutions

If you're a small business owner, our Business Banking services, including Merchant Services and Business Loans, are designed to help you thrive. We know running a business comes with its own set of challenges; let us help lighten the load with financial products tailored specifically for entrepreneurs like you.

Convenient Access

Understanding that life is busy, we also provide robust Online & Mobile Banking services so you can manage your accounts anytime and anywhere. Need to transfer funds or check your balance? You can do it all from the comfort of your home or on-the-go. As part of our commitment to convenience, we also offer ATM & Cash Withdrawal Services when needed. However, please note that currently there may not be an ATM directly at our location. In summary, whether you're saving for a rainy day or applying for a loan to achieve your dreams, Tva Mid-south is here for you every step of the way. Feel free to reach out at (901) 500-7102 if you have any questions about our services or would like more information. We're ready to help!

Credit Cards with Rewards

For those who love earning while they spend, our Credit Cards with Rewards program offers fantastic perks on everyday purchases. It's an easy way to earn cash back or points towards future rewards just by using your card for things you already buy.

Home Ownership

Thinking about buying a home? Our Mortgage Loans & Refinancing options are tailored to assist first-time buyers and seasoned homeowners alike. We understand how important homeownership is, and we're here to guide you through every step of the process.

Personal Banking

When it comes to personal banking, we offer Checking & Savings Accounts that help you manage your day-to-day finances with ease. Imagine having a checking account that suits your lifestyle, paired with a savings account that helps you build a safety net for unexpected expenses.

Personal Loans

Life can throw unexpected expenses your way, which is why we offer Personal Loans & Debt Consolidation solutions. If you're facing medical bills or need funds for home repairs, our personal loans can provide the support you need without added stress.

Vehicle Financing

If you're in the market for a new ride, our Auto Loans & Vehicle Financing can make that dream car a reality. With competitive rates and flexible terms, financing through us means you can hit the road without breaking the bank. Our team will work with you to find a loan option that fits your budget.

Digital & Online Banking

Mobile Payments and Transfers

While we currently do not offer mobile payments or person-to-person transfer services, our commitment to evolving our offerings means we're always looking for ways to enhance your experience.

Online Banking Services

With our 24/7 online banking services, you can access your accounts whenever it suits you. Check balances, review transactions, and manage payments all from the comfort of your home or while running errands. For more information about our online banking features, visit us at https://www.tvacreditunion.com/ .

Secure Transactions

Your security is a top priority for us. Even though we currently do not support electronic signature authorization, we ensure that your personal information is protected with robust security measures. You can trust us to keep your data safe while you enjoy easy access to your accounts.

User-Friendly Experience

Though we don't yet have a dedicated mobile application or e-statements available, our user-friendly website provides all the tools you need for effective account management. You can easily navigate through our services and get assistance when needed. In summary, Tva Mid-south is here to provide you with flexible options for managing your finances securely and conveniently. We're committed to making banking easier for you so feel free to reach out if you have any questions!

Financial Strength

Dedicated Team Ready to Serve You

We also take pride in having 0 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 213, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Tva Mid-south is your trusted partner. Visit us at 254 Court Ave Ste 109 Memphis Tn 38103 or call (901) 500-7102 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Member Savings and Investments

Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting for Your Benefit

With $507,355 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to continuously improve the services you rely on.

Strong Financial Health

With a net worth of $575,627, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,657 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our lending capacity supports members' financial goals across various sectors with $24 in used auto loans and $923,607 in total loans and leases. Additionally, our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Our auto loan options cater to both new and used vehicles. We know that purchasing a vehicle is a significant investment. That's why we strive to provide competitive rates and flexible terms that fit your budget. Whether you're eyeing a brand-new model or a reliable used car, our team is here to guide you through the process.

Mortgage Loans

Thinking about homeownership? Our mortgage options simplify buying or refinancing your home. While currently, we do not have Junior Lien 1-4 Family Residential Properties loans available, our knowledgeable staff can assist you in exploring other financing options tailored to your needs.

Other Financing Options

In addition to auto and mortgage loans, Tva Mid-south provides various other financing solutions designed for both personal and business needs. For those seeking credit lines, we have $100,000 available to help meet your financial requirements without any stress. If you're interested in refinancing options or want to learn about eligibility criteria for any of our loan products, please reach out to us at (901) 500-7102. We're here to help you navigate through your choices and find the best solution for your situation. Visit us at our branch located at 254 Court Ave Ste 109 Memphis Tn 38103 in Memphis, TN, and let us assist you in turning your financial dreams into reality!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, although at this time, there are no current offerings available in this category. However, if you're looking for ways to manage your expenses more efficiently, our team can provide guidance on personal loans and debt consolidation strategies that may be beneficial.

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TVA MID SOUTH FEDERAL CREDIT UNION