Fedex Employees Credit Association Memphis TN | Affordable Auto Loans & Top Checking Accounts

Introduction

Welcome to Fedex Employees Credit Association, your trusted financial partner located at 145 George W Lee Ave, Memphis, TN 38103. Established in 1974, our credit union has grown into a vibrant community with over 101,681 members who rely on us for their banking needs. With total assets of $622,960,885 and total deposits amounting to $16,202,766, we are committed to providing exceptional services that cater to both personal and business financial goals. At Fedex Employees Credit Association, we pride ourselves on being more than just a bank. We are deeply embedded in the Memphis community, offering a range of services including checking and savings accounts, auto loans, mortgages, and even credit cards with rewards. Our dedicated team of 128 employees, led by CEO Tara Burton and Board President Lea Caraway, works tirelessly to ensure that every member feels valued and supported. While members can visit us at our branch for face-to-face assistance or use our online platform for convenience, official correspondence should be sent to our mailing address: 145 Lt. George W. Lee Ave., Memphis, TN 38103. We also understand the importance of quick access to funds and information; that's why we offer an ATM on-site along with mobile banking options for easy transactions wherever you are. Our commitment goes beyond just numbers it's about empowering our members through financial education and support. With total loans exceeding 21,367, we help individuals achieve their dreams while maintaining a strong financial standing evidenced by our net worth of $87,694,782 and cash reserves of $7,727,196. Explore how we can assist you today! Call us at 901-344-2500 or visit our website at fecca.com to learn more about membership options and services tailored just for you. Your financial well-being is our top priority!

Branch History & Mission

Welcome to the heart of Memphis, where the Fedex Employees Credit Association has been serving our community since 1974. Located at 145 George W Lee Ave, Memphis, TN 38103, our branch has grown alongside its members, evolving into a trusted financial partner for over 101,000 individuals. With a rich legacy that began nearly five decades ago, we have consistently prioritized the needs of our members and embraced the values of community support and service. From our humble beginnings, we've achieved significant milestones, including amassing total assets of over $622 million. Our commitment to providing high-quality financial services has allowed us to expand our offerings beyond traditional banking. Today, we proudly provide a wide array of services such as personal banking accounts, auto loans, mortgage refinancing, and business loans. We also stay ahead in the digital world with online and mobile banking options available for all our members. At the core of our mission is a dedication to enhancing the financial well-being of our members while fostering a sense of belonging within the community. We strive to empower individuals by providing them with the tools they need to achieve their financial goals. Whether you are looking for a new checking account or financing for your dream car, we are here to help you every step of the way. While members can visit us at 145 George W Lee Ave, official correspondence should be sent to 145 Lt. George W. Lee Ave., Memphis, TN 38103 if different from our branch address. Our doors are open Monday through Friday from 8:00 AM to 4:30 PM, making it easy for you to reach out whenever you need assistance. In addition to personalized service and expert guidance, we value accessibility. Our branch features ATM availability for your convenience, ensuring you can manage your finances without hassle. While we do not offer drive-thru services or shared service centers, we remain committed to serving all members with care and attention. Community outreach is vital to us. We actively engage in partnerships with local organizations and initiatives aimed at supporting those in need throughout Memphis. By participating in various events and programs, we work diligently to give back and strengthen our neighborhood ties. Join us at Fedex Employees Credit Association and discover how we can support your financial journey today! Visit us in person or explore more about what we offer by checking out our website. Experience firsthand why so many have chosen us as their trusted credit union!

Branch Location & Accessibility

Welcome to the Fedex Employees Credit Association, your trusted financial partner located at 145 George W Lee Ave in the heart of Memphis, TN. This convenient location is easily accessible for all members and visitors, making it simple to handle your banking needs. Whether you're coming from nearby landmarks like the Bass Pro Shops at the Pyramid or just exploring downtown, you'll find us nestled in a vibrant area that's full of life. At our branch, we prioritize accessibility for everyone. Our facility is ADA compliant, ensuring that all members can navigate through with ease. There's ample parking available nearby, so you won't have to worry about finding a spot during your visit. While our physical address is 145 George W Lee Ave, please note that if you need to send official correspondence, our mailing address is also 145 Lt. George W. Lee Ave., Memphis, TN 38103. We are here to serve you from Monday to Friday, with lobby hours running from 8:00 AM to 4:30 PM. You can reach us anytime during these hours at 901-344-2500 for any inquiries or assistance. Need cash? We offer ATM services right at our branch, so you can quickly access your funds without any hassle. Although we currently do not have drive-thru banking available, our friendly staff is ready to assist you inside the branch. Whether you're looking to open a new account, apply for an auto loan, or explore other personal banking services such as mortgages or credit cards with rewards, we're here for you every step of the way. So why wait? Come visit us today and discover how the Fedex Employees Credit Association can help you achieve your financial goals!

Member Eligibility

At Fedex Employees Credit Association, we believe that everyone deserves a chance to be part of a welcoming and supportive community. Becoming a member is as easy as meeting a few simple criteria! If you are an employee of FedEx, a family member of an employee, or someone who resides or works in the Memphis area, you're likely eligible for membership. We encourage you to take a moment to check out the detailed eligibility information available at https://fecca.com/membership/ . Joining us opens up a world of benefits, from personalized financial services to competitive loan rates and low fees. Plus, our friendly team at 145 George W Lee Ave Memphis Tn 38103 is here to assist you every step of the way. If you're ready to start your journey with us, opening an account is straightforward just visit https://campaign.documatix.com/dm/dps/webforms/webform/bafbb0ae1f726dc9 to get started! Have questions? Feel free to give us a call at (901) 344-2500; we're happy to help!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine being able to accept payments from customers seamlessly. Our merchant services provide you with tools to manage transactions efficiently, ensuring you can focus on what you do best running your business. By partnering with us, you're not just getting a lender; you're gaining a resource dedicated to your success. Visit us at 145 George W Lee Ave Memphis Tn 38103 in Memphis, TN, or call us at (901) 344-2500 to explore how our business banking and commercial services can help propel your business forward!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility

We take pride in providing accessible banking solutions for everyone. With our ATM availability right here at Downtown/fedex Logistics Hq, withdrawing cash or checking balances is hassle-free. To learn more about how we can serve you better or if you have questions about any of our offerings, don't hesitate to reach out! Call us at (901) 344-2500 during lobby hours from Monday through Friday, 8:00 AM to 4:30 PM. We're excited to partner with you on your financial journey! Visit us online at https://fecca.com/ for more information about membership eligibility or to open an account today!

Business Banking

For our business members, we provide comprehensive merchant services and business loans that cater to entrepreneurs looking to grow their ventures. Whether you're starting from scratch or expanding an established business, we're here to assist with tailored financial solutions.

Credit Cards and Rewards

Our credit cards come with rewards that fit your lifestyle, allowing you to earn points or cash back on everyday purchases. This makes managing your spending not only convenient but also rewarding!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why at Fedex Employees Credit Association, we offer robust online and mobile banking features. You can easily manage your accounts from anywhere whether it's checking balances, making transfers, or paying bills all from the palm of your hand. Our ATM services allow for quick withdrawals and balance checks without stepping into the branch.

Personal Banking

For everyday banking needs, we offer checking and savings accounts that fit various lifestyles. Imagine having easy access to your funds whenever you need them while earning interest on your savings. Our auto loans and vehicle financing make purchasing your dream car easier than ever. We understand that life can be unpredictable, so our personal loans and debt consolidation options help you manage unexpected expenses without the stress. When it comes to homeownership, our mortgage loans and refinancing solutions are designed to help you secure the best rates available. Whether you're buying your first home or looking to refinance an existing mortgage, our knowledgeable staff will guide you through the process.

Digital & Online Banking

Accessibility and Ease-of-Use

We believe banking should fit into your lifestyle seamlessly. With features like mobile payments and 24/7 online access, managing your finances has never been simpler. Our user-friendly interface ensures that everyone can navigate their accounts with ease. Experience the freedom of real-time account management with Fedex Employees Credit Association's digital services. Whether you're checking balances during lunch or transferring funds while waiting in line, we've got you covered. Join us today at https://fecca.com/ to explore all the ways we make banking work for you!

Key Services

Our online banking service is available 24/7, allowing you to check your account balance, view transaction history, and pay bills whenever it suits you. Plus, if you're always on the go, our mobile application makes it even easier to stay connected to your finances right from your smartphone. When it comes to managing your money, you'll appreciate the ability to send money quickly with our person-to-person transfer feature. Whether you're splitting dinner bills or sending funds to a family member, it's just a few taps away. For those who prefer paperless solutions, e-statements are available, giving you quick access to your account statements without the clutter. Security is also a top priority for us. We utilize electronic signature authorization for secure transactions, so you can bank with peace of mind knowing that your information is protected. And if mobile payments are more your style, we support that too! Use your device to make purchases safely and conveniently.

Financial Strength

Growing Trust

We have successfully built trust within our community, as shown by our total share accounts of 165,027, reflecting a strong member base that relies on us for their financial needs. Additionally, net shares available for lending and investments stand at $989,539, enhancing our ability to provide robust services. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Fedex Employees Credit Association is your trusted partner. Visit us at 145 George W Lee Ave Memphis Tn 38103 or call (901) 344-2500 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $51,842,850 in share certificates and $138,950,049 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. This dedication is reflected in our management of resources; with non-member deposits at $0, we ensure that our focus remains on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 126 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Better Services

With $86,592,302 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is also noteworthy; we have $4,635 in used auto loans and $297,532,293 in total loans and leases available to support your financial goals across various sectors.

Solid Financial Foundation

With a net worth of $87,694,782, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,405 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $81,540,736 in used vehicle loans and $31,739,223 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a dependable used vehicle, we can tailor a loan that fits your budget and lifestyle.

Credit Lines

For those who prefer flexibility in borrowing, our credit lines totaling $167,247,000 provide quick access to funds when you need them most. This option can be ideal for unexpected expenses or planned purchases. If you're considering refinancing any existing loans or want to explore eligibility options for our products, our team is here to assist. For any questions or assistance in getting started with your loan application, feel free to contact us at 901-344-2500 during our operating hours from Monday to Friday between 8:00 am and 4:30 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your financial success is important to us at Fedex Employees Credit Association!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Although we currently do not offer Junior Lien 1-4 Family Residential Properties loans, we are here to guide you through other available options that may fit your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $16,892,034 in loans helping members manage their finances effectively. This product allows you to make purchases and cover expenses while keeping your cash flow steady.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that all offers are fair and transparent, allowing users to trust the information they receive.

FEDEX EMPLOYEES CREDIT ASSOCIATION FEDERAL CREDIT UNION