SOUTHERN SECURITY FEDERAL CREDIT UNION

Welcome to Southern Security, your friendly neighborhood credit union located at 123 S Front St in the heart of Memphis, TN. Our branch is easy to find and conveniently situated near popular landmarks like the Bass Pro Shops at the Pyramid and the Mississippi River Park. We strive to make your banking experience as smooth as possible with ample parking options and ADA-compliant accessibility features, ensuring everyone can visit us comfortably. While our main branch address is 123 S Front St, members should note that official correspondence can be sent to our mailing address at PO Box 310, Collierville, TN 38027. At Southern Security, we know that life can get busy, so we offer convenient operating hours from Monday to Friday, opening at 8:30 AM and closing at 4:30 PM. Whether you need help with personal banking services such as checking and savings accounts or are looking for loans be it auto loans or mortgages our team is here to assist you. Additionally, we provide ATM services for quick cash withdrawals and balance checks without the hassle of entering the branch. Unfortunately, we do not have drive-thru banking available at this location, but our friendly staff is always ready to serve you inside. If you have any questions or need assistance, feel free to give us a call at 901-495-7584. We invite you to stop by Southern Security today and discover how we can help you achieve your financial goals!

At Southern Security, we believe that everyone deserves a chance to be part of a caring and supportive community. Becoming a member is easy and welcoming! If you live, work, worship, or attend school in the Memphis area, you're likely eligible to join us. We value our members and strive to provide services that truly make a difference in your financial journey. For more detailed information on eligibility criteria, feel free to check out our website at . Joining is just the beginning of enjoying great benefits like competitive rates on loans and savings accounts, personalized service, and access to various financial products designed with your needs in mind. When you're ready to open an account, simply visit us at http://www.southernsecurity.org/auto or give us a call at (901) 495-7584. We can't wait to welcome you into the Southern Security family!

At Southern Security, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that the strength of our credit union directly impacts your financial well-being, which is why we continuously strive to ensure our operations are robust and reliable. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $23,493,414, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 984% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $29,749,814 in share certificates and $19,413,948 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $22,462,573 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $12,486,036 in used auto loans and a total of $152,241,322 in loans and leases. Our operational efficiency is evident as we report a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 54 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at an impressive 39,798, showcasing a strong and growing member base that trusts us with their finances. This strong membership reflects the confidence placed in Southern Security as your trusted partner for all your banking needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Southern Security is here to help you achieve your financial goals. Visit us at 123 S Front St Memphis Tn 38103 or call 901-495-7584 to learn more about how we can assist you today!