Fedtrust Memphis TN Credit Union | Best Auto Loans & Business Banking

Introduction

Welcome to Fedtrust, your trusted partner in financial well-being located at 200 Jefferson Ave Ste 150, Memphis, TN 38103. Since our establishment in 1959, we have dedicated ourselves to serving our community with reliable and personalized banking solutions. With a total membership of 3,056, we pride ourselves on being more than just a credit union; we are a family committed to helping you achieve your financial goals. At Fedtrust, we understand that your needs are unique, which is why we offer a range of services tailored just for you. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans, mortgages, or credit cards with rewards, we've got you covered. Our total assets of $50,621,711 and deposits of $116,017 reflect our stability and commitment to our members. Led by our CEO Christina Smith and Board President David Sirmans, our team of 12 dedicated employees is here to provide exceptional service every day. You can reach us at 901-523-2111 during our lobby hours from 7:30 AM to 4:00 PM, Monday through Friday. While members can visit us at our branch location, official correspondence should be sent to the same address: 200 Jefferson Ave., Ste 150, Memphis, TN 38103-8341. We invite you to explore the opportunities awaiting you at Fedtrust. Visit us online at fedtrustfcu.com or stop by today to learn how we can assist you in achieving financial success!

Branch History & Mission

Community Commitment

We are committed to being more than just a credit union; we strive to be a pillar of support for the people of Memphis. Whether through partnerships with local organizations or hosting community events, we actively seek ways to give back. Our digital advancements make banking easier than ever offering online banking, mobile payments, and e-statements ensures that we meet modern needs while remaining accessible. With dedicated operating hours from Monday to Friday from 7:30 AM to 4:00 PM and ATM availability for your convenience, we're here when you need us most. While we do not currently offer drive-thru service or shared service centers at this location, our friendly staff is always ready to assist you. As we look forward to the future at Fedtrust, we invite you to join us on this journey. Experience firsthand the benefits of membership by visiting us or calling at 901-523-2111. Together, let's build a stronger financial future!

Our Evolution

From our humble beginnings, we have evolved into a trusted financial partner for many. Over the years, we've expanded our offerings beyond traditional banking to include auto loans, personal loans, and credit cards with rewards all designed with our members' needs in mind. We understand that financial stability is vital for individuals and families alike, which is why we continually adapt to meet those needs. Our branch is strategically located near key landmarks in Memphis, making it convenient for our members to access our services. While you can visit us at 200 Jefferson Ave Ste 150, official correspondence should be sent to our mailing address at 200 Jefferson Ave., Ste 150, Memphis, TN 38103-8341.

Our Mission

At Fedtrust, our mission extends beyond just providing financial products; it's about empowering people. We aim to foster financial literacy and support initiatives that uplift our community. We believe that when our members succeed financially, so does the entire community. This guiding principle drives us every day as we work towards creating an inclusive environment where everyone feels valued and supported.

Branch Location & Accessibility

Contact Us

If you have any questions or need assistance before your visit, don't hesitate to give us a call at (901) 523-2111. We look forward to welcoming you at Fedtrust and helping you achieve your financial goals! While members can visit us at 200 Jefferson Ave Ste 150 Memphis Tn 38103, official correspondence should be sent to 200 Jefferson Ave., Ste 150, Memphis, TN 38103-8341. Join us today and experience the personalized service that makes us stand out!

Nearby Landmarks and Accessibility

Situated near local favorites, such as [mention nearby landmarks if applicable], our branch is easy to find and access. We understand how important convenience is for our members, which is why we offer ample parking and ensure our facilities are fully ADA compliant, complete with ramps for easy entry.

Operating Hours and Services

Our friendly team at Attco is ready to serve you during our operating hours from Monday to Friday, 7:30 AM to 4:00 PM. Whether it's opening a checking account, applying for a loan, or simply asking questions about your finances, we're here for you. And if you need quick cash or want to check your balance on-the-go, take advantage of our ATM services available right at our branch.

Member Eligibility

Becoming a member of Fedtrust is like joining a close-knit family where your financial well-being is our priority. We welcome individuals who live, work, or worship in the Memphis area, making it easy for you to connect with us and enjoy our services. As a member, you'll gain access to a range of financial products tailored just for you, from checking accounts to loans, all designed with your needs in mind. If you're curious about the specific eligibility requirements, feel free to check out more details at https://fedtrustfcu.com/membership . Starting your journey with us is simple! Just visit our branch located at 200 Jefferson Ave Ste 150 Memphis Tn 38103, or give us a call at (901) 523-2111 if you have any questions. You can also begin the account opening process online by visiting https://loans.itsme247.com/853/home . We're excited to help you achieve your financial goals and look forward to welcoming you as part of our community!

Business Banking & Commercial Services

Financing Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no member or non-member commercial loans to report, we are dedicated to providing tailored financing solutions as your business evolves. Whether you're looking to expand operations, purchase equipment, or manage cash flow, our team is here to guide you through the process.

Merchant Services That Make Sense

In today's fast-paced world, having efficient merchant services can set your business apart. Imagine being able to accept payments seamlessly from customers while keeping track of sales effortlessly. With our merchant services, you can focus on what matters most serving your customers and growing your business. If you're ready to explore how Fedtrust can support your business journey, visit us at 200 Jefferson Ave Ste 150 Memphis Tn 38103 in Memphis, TN or give us a call at (901) 523-2111. We're here to help!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

When it's time to purchase a new car or refinance your current vehicle, our Auto Loans & Vehicle Financing options are tailored to make the process simple and affordable. With competitive rates and flexible terms, you'll be driving off in your new ride in no time.

Business Banking Services

For our business members, we offer comprehensive Business Banking services, including merchant services and business loans. Our goal is to support local businesses by providing the financial tools necessary for growth and success.

Convenience at Your Fingertips

In addition to these great services, we also provide essential features like ATM access for quick cash withdrawals and balance checks, ensuring you have what you need when you need it. If you're ready to experience all that Fedtrust has to offer or if you have any questions about our services, don't hesitate to reach out! Call us today at (901) 523-2111, visit us online at https://fedtrustfcu.com/ , or stop by our branch. We're excited to help you achieve your financial goals!

Credit Cards with Rewards

Make the most of your spending with our Credit Cards with Rewards program. Earn points on everyday purchases that can lead to exciting rewards making each dollar spent more rewarding!

Mortgage Loans & Refinancing

Thinking about buying a home? Our Mortgage Loans & Refinancing services are designed to guide you through every step of homeownership. We offer various loan options that can cater to first-time buyers or those looking to refinance their existing mortgage for better rates.

Personal Banking Solutions

We know how important it is to have reliable banking options. That's why we offer Personal Banking services, including checking and savings accounts that fit your lifestyle. Imagine easily managing your money from anywhere with our Online & Mobile Banking features. You can check balances, transfer funds, and even make payments right from your smartphone.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's where our Personal Loans & Debt Consolidation come in handy. Whether you need funding for a big purchase or want to simplify your finances by consolidating debt into one manageable payment, we have solutions that work for you.

Digital & Online Banking

Easy Access Anytime

Our online banking services are available 24/7 at https://fedtrustfcu.com/ , allowing you to check balances, transfer funds, and pay bills at your convenience. You can even set up e-statements for quick access to your financial documents without the clutter of paper. Say goodbye to waiting for the mail get your statements instantly!

Seamless Transactions

Need to send money to a friend or family member? Our person-to-person transfer feature makes it simple. Just a few taps on your mobile device, and you're done! Plus, if you prefer using mobile payments, you can easily make purchases right from your smartphone, providing even more flexibility.

Security You Can Trust

Your security is our top priority. We utilize electronic signature authorization to ensure that all transactions are secure and verified. This means you can feel confident knowing that your information is protected while you bank online.

Stay Connected with Our Mobile App

With our mobile application available for download, managing your finances on the go has never been easier. Whether you're checking your account balance or making a payment, everything is just a tap away. Plus, our app is designed for ease of use so even if you're not tech-savvy, you'll find it straightforward. At Fedtrust, we're committed to providing accessible and efficient banking solutions that fit your lifestyle. Explore all our digital offerings today and take control of your financial future with ease!

Financial Strength

Commitment to Growth

Our commitment to growth is reflected in our $3,453,652 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $545 in used auto loans and $42,456,439 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Member Trust

With a strong base of 6,483 deposit accounts, it's clear that our members trust us with their finances. Our net shares available for lending stand at $63,487, reinforcing our capability to support your financial needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Fedtrust is your trusted partner. Visit us at 200 Jefferson Ave Ste 150 Memphis Tn 38103 or call (901) 523-2111 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is evident with a net income of $265,820, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 12 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Your savings are important to us. Members' funds are secured through $14,831,758 in share certificates and $3,103,492 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $3,767,085, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $743 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $11,524,655 in used vehicle loans and $3,331,243 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, we have options that can fit your budget.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $924,291 in loans helping members manage their finances effectively. Our credit cards come with various features designed to help you maximize rewards while keeping your spending manageable.

Credit Lines

If you're looking for additional flexibility, our credit lines totaling $3,000,000 are an excellent option. These lines of credit provide quick access to funds whenever you need them, ensuring you have the resources to handle unexpected expenses or planned purchases. At Fedtrust, we pride ourselves on offering personalized service and transparent information about all our loan products. If you're interested in refinancing options or want to see if you're eligible for any of our offerings, please don't hesitate to reach out. You can contact us at (901) 523-2111 during our operating hours from Monday to Friday, 7:30 AM to 4:00 PM. For more insights into performance and financial data, visit the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how we can assist you in achieving your financial dreams today!

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $4,183,635, make buying or refinancing simple. We understand that purchasing a home is a significant step, and we're here to guide you through the process with competitive rates and flexible terms.

Loan Aggregator

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FEDTRUST FEDERAL CREDIT UNION