Student Loans in Columbia, SC

If you’re managing student debt in Columbia, SC, you’re not alone—and help is nearby. Local lenders understand your needs and offer loans with flexible repayment options designed to fit your budget and goals.

Today’s Student Loan Rates & Analysis - Updated on 2025-OCT-10

Credit Union Loan Rates - Trends & Analysis:

Affinity has a Medical School Fixed Rate Loan with APRs ranging from 2.89% to 14.98% , unchanged from 7 and 30 days ago. The Undergraduate Variable Rate Loan has APRs between 4.37% and 16.99% , also unchanged from a week earlier. Allsouth s fixed graduate school loans with APRs ranging from 2.89% to 14.99% , unchanged from both 7 and 30 days ago. Their variable undergraduate student loans have APRs between 4.37% and 16.99% , also unchanged from 7 and 30 days ago.

Srp has a Graduate school loan (fixed) with rates from 2.89% to 14.99% , unchanged from 7 and 30 days ago. The Undergraduate student loan (variable) has rates between 4.37% and 16.99% , also unchanged from 7 and 30 days ago. Elfi’s private fixed student loan rate is 2.99% today, unchanged from 60 days ago but down from 3.69% ninety days ago. The private variable loan rate is 4.88% , down from 5% both 60 and 90 days ago. Connexus s the Partnership Advance Education Loan (fixed) with an APR range of 3.2% to 8.7% . These rates are unchanged from 7, 30, 60, and 90 days ago.

Custom–Choice s Find My Rate fixed student loans with APRs ranging from 3.24% to 15.71% , unchanged from 7 and 30 days ago. Their variable Find My Rate loans have APRs between 4.19% and 16.39% , also unchanged from a week earlier. Navy Federal Credit Union has a 4.75% APR for both Undergraduate and Graduate Fixed Rate Loans, with no change from 7 or 30 days ago. The Refinance Fixed Rate Loan is at 4.6% APR, and the Refinance Variable Rate Loan is 5.23% APR, both unchanged from 7 and 30 days ago. Undergraduate and Graduate Variable Rate Loans have an APR of 6.94% , also steady compared to a week ago.

Affinity Plus has a fixed Undergraduate Line of Credit with an APR of 6.99% , unchanged from 7 and 30 days ago. Their Graduate Line of Credit fixed rate is 9.85% , the same as 7, 30, 60, and 90 days ago. The Student Loan Refinance fixed rates range from 6.24% to 7.24% , also unchanged from 7 and 30 days ago. Baxter has a Graduate Line of Credit with a fixed rate of 8.1% APR today. Its Graduate Line of Credit variable rate ranges from 8.25% to 18% APR, unchanged from 7 and 30 days ago.

Nasa has a Deferred Repayment Line of Credit with an APR range of 8.5% to 18% . These rates are unchanged from 7, 30, 60, and 90 days ago.

🏦 All Local Lenders in Columbia, SC

Lender NameBranch AddressOffice ServicesLender Snapshot
ALLSOUTH FEDERAL CREDIT UNION
730 ELMWOOD AVE COLUMBIA SC 29201
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $1,343,624,226
Deposits: $317,497,588
Net Worth: $252,497,899
Employees: 321
Members: 118,588
PALMETTO CITIZENS FEDERAL CREDIT UNION
1320 WASHINGTON ST COLUMBIA SC 29201
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $1,320,653,111
Deposits: $97,494,811
Net Worth: $170,841,107
Employees: 315
Members: 84,233
PALMETTO CITIZENS FEDERAL CREDIT UNION
1000 SHOP RD COLUMBIA SC 29201
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $1,320,653,111
Deposits: $97,494,811
Net Worth: $170,841,107
Employees: 315
Members: 84,233
PALMETTO CITIZENS FEDERAL CREDIT UNION
1550 GADSDEN ST COLUMBIA SC 29201
P2P
E-Statements
E-Signature
Assets: $1,320,653,111
Deposits: $97,494,811
Net Worth: $170,841,107
Employees: 315
Members: 84,233
SOUTH CAROLINA NATIONAL GUARD FEDERAL CREDIT UNION
1225 BLUFF RD COLUMBIA SC 29201
P2P
E-Statements
E-Signature
Assets: $89,032,624
Deposits: $18,934,687
Net Worth: $22,281,513
Employees: 17
Members: 5,714
FOUNDERS FEDERAL CREDIT UNION
2166 BOYCE ST COLUMBIA SC 29201
ATM
P2P
E-Statements
E-Signature
Assets: $4,817,730,099
Deposits: $576,628,054
Net Worth: $599,878,397
Employees: 840
Members: 271,061
CARO FEDERAL CREDIT UNION
710 PULASKI ST COLUMBIA SC 29201
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $133,395,393
Deposits: $11,311,712
Net Worth: $19,466,757
Employees: 26
Members: 7,483
SELF-HELP FEDERAL CREDIT UNION
1835 ASSEMBLY ST COLUMBIA SC 29201
P2P
E-Statements
Assets: $2,126,239,636
Deposits: $437,357,613
Net Worth: $600,496,069
Employees: 397
Members: 129,107
S. C. STATE FEDERAL CREDIT UNION
800 HUGER ST COLUMBIA SC 29201
ATM
P2P
E-Statements
E-Signature
Assets: $1,423,371,739
Deposits: $207,476,551
Net Worth: $187,863,956
Employees: 284
Members: 89,893
SPERO FINANCIAL FEDERAL CREDIT UNION
1025 PULASKI ST COLUMBIA SC 29201
ATM
Drive-Thru
E-Statements
E-Signature
Assets: $700,365,914
Deposits: $43,851,760
Net Worth: $59,484,215
Employees: 172
Members: 49,188
COLUMBIA POST OFFICE CREDIT UNION
1601 ASSEMBLY ST COLUMBIA SC 29201
E-Statements
Assets: $29,461,394
Deposits: $1,066,048
Net Worth: $5,997,096
Employees: 8
Members: 1,278
CURIS FINANCIAL CREDIT UNION
1333 TAYLOR ST COLUMBIA SC 29201
ATM
P2P
E-Statements
E-Signature
Assets: $90,341,449
Deposits: $8,476,880
Net Worth: $18,658,269
Employees: 25
Members: 9,941

🏘️ All the Lenders Available in Richland County, SC

✅SOUTH CAROLINA NATIONAL GUARD FEDERAL CREDIT UNION
✅SAFE 9988 CREDIT UNION
✅PALMETTO CITIZENS FEDERAL CREDIT UNION
✅ALLSOUTH FEDERAL CREDIT UNION
✅S C STATE CREDIT UNION
✅CARO FEDERAL CREDIT UNION
✅FOUNDERS FEDERAL CREDIT UNION
✅SOUTH CAROLINA METHODIST CONF CREDIT UNION
✅CURIS FINANCIAL CREDIT UNION
✅CAROLINAS TELCO FEDERAL CREDIT UNION
✅SELFHELP CREDIT UNION
✅SOUTH CAROLINA FEDERAL CREDIT UNION
✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
✅SPERO FINANCIAL FEDERAL CREDIT UNION
✅COLUMBIA POST OFFICE CREDIT UNION
✅MID CAROLINA CREDIT UNION
✅GROW FINANCIAL FEDERAL CREDIT UNION

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