PALMETTO CITIZENS FEDERAL CREDIT UNION

Welcome to Palmetto Citizens, your trusted partner in financial services since 1936! Located at 1320 Washington St, Columbia, SC 29201, we pride ourselves on being more than just a credit union; we are a community-focused institution dedicated to serving our members with integrity and care. With a total membership of 84,233 and assets exceeding $1.3 billion, we strive to provide accessible and affordable financial solutions tailored to your needs. Our commitment to you goes beyond traditional banking. We offer a wide range of services, including personal banking options such as checking and savings accounts, auto loans, mortgages, and business banking solutions. With over 315 employees, led by CEO Robert Dozier and Board President Steve Hamm, our team is here to support you every step of the way. While members can visit us at our branch location, official correspondence should be sent to our mailing address: P.O. Box 5846, Columbia, SC 29250. At Palmetto Citizens, we have worked hard to build a strong net worth of $170,841,107 and maintain robust deposits totaling $97,494,811. This stability allows us to confidently offer loans totaling 55,019, ensuring that you can secure the financing you need for your aspirations. Whether you're looking to buy a new car or planning for the future with a mortgage or personal loan, we're here to help you achieve your financial goals. Our innovative online and mobile banking services make managing your accounts simple and convenient because your time is valuable! We invite you to explore all that Palmetto Citizens has to offer. For more information or to speak with one of our friendly representatives, call us at 803-779-1232. Join us in shaping the future of our community together! Visit our website at palmettocitizens.org today!

At Palmetto Citizens, we believe that becoming a member is like joining a close-knit family where your financial well-being is our top priority. To be eligible for membership, you simply need to live, work, or worship in the communities we serve, or have a family member who is already a part of our credit union. It's really that simple! This means whether you're looking for personal banking solutions or planning for your future with our great loan options, you'll have access to the resources and support you deserve. Plus, as a member of Palmetto Citizens, you'll enjoy competitive rates on loans and savings accounts, along with personalized service tailored just for you. If you're ready to join us at our welcoming location at 1320 Washington St Columbia Sc 29201, we encourage you to check out more about eligibility details on our website at http://www.palmettocitizens.org/membership . Have questions? Don't hesitate to reach out at (803) 779-1232 we're here to help make your transition into our community as smooth as possible!

At Palmetto Citizens, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength, which reflects our commitment to serving you well. With a net worth of $170,841,107, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,289 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $194,047,448 in share certificates and $271,261,678 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $161,863,871 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $11,777 in used auto loans and $762,531,192 in total loans and leases. Our operational efficiency is evident with a net income of $4,467,983, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 291 full-time employees and 24 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts: 195,024, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $16,501. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Palmetto Citizens is your trusted partner. Visit us at 1320 Washington St Columbia Sc 29201 or call (803) 779-1232 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.