Welcome to palmetto-citizens, where our commitment to financial empowerment and community service has been at the forefront since our establishment in 1936. Located in the heart of Columbia, SC, we pride ourselves on being a trusted partner for our members, whether they are military personnel or local residents. Under the leadership of CEO Robert Dozier and Board President Steve Hamm, we strive to foster an environment that prioritizes your financial well-being and promotes accessibility to essential banking services.

As a member-focused institution, we provide a comprehensive suite of modern banking tools designed to simplify your financial journey. Our offerings include robust online banking capabilities, a user-friendly mobile application, person-to-person transfers, e-statements, mobile payments, and e-signature authorization. We understand that convenience is key, which is why we ensure that our services are tailored to meet your needs in today's fast-paced world. Additionally, all deposits are insured by NCUA since 2/16/1971 0:00, providing you with peace of mind as you navigate your financial goals. To learn more about how we can assist you in achieving your financial aspirations, visit us at https://www.palmettocitizens.org/ or reach out via fax at (803) 376-2674. Join us at palmetto-citizens, where trust meets innovation and every member matters.

At Palmetto Citizens, we pride ourselves on providing a comprehensive range of financial services designed to meet the diverse needs of our members. From personal banking solutions like checking and savings accounts to specialized services such as auto loans, mortgage refinancing, and credit cards with rewards, we are committed to empowering our members in every stage of their financial journey. Our robust business banking options also support local entrepreneurs with merchant services and business loans, ensuring that small businesses have the resources they need to thrive.

In today's fast-paced world, convenience is key. That's why we offer cutting-edge digital access through online banking and a user-friendly mobile app, allowing members to manage their finances anytime, anywhere. With features like person-to-person transfers, mobile payments, e-statements, and e-signatures, our members can easily handle everyday banking tasks while keeping an eye on their financial goals. Whether you're planning for life milestones or looking to streamline your business operations, our tools are designed to help you achieve success with ease. To learn more about how you can become a member and enjoy these exceptional services, visit http://www.palmettocitizens.org/membership . For those seeking to compare loan options or check rates effortlessly, head over to https://www.lendmesh.com/loans/mortgage_loans . If you have any questions or need personalized assistance, feel free to reach out at (803) 376-2674; we're here to help!

Palmetto Citizens Credit Union stands as a pillar of strength and reliability in the financial landscape of South Carolina. With a total membership of 84,233, our community-driven approach ensures that each member's voice is heard, and their financial needs are met with personalized care. Our impressive total assets, currently at 1,320,653,111, reflect our commitment to sound financial management and growth, providing our members with the security they deserve.

The credit union boasts a robust net worth of 170,841,107, underscoring our stability and resilience in the ever-changing economic environment. In the past year, we have achieved a net income of 4,467,983, which allows us to reinvest in our services and improve offerings for our members. With total deposits reaching 97,494,811, it is clear that our members trust us with their finances, knowing that their hard-earned money is safeguarded by a reliable institution.

As we continue to support our community, we have facilitated a diverse range of loans and leases, totaling 55,019. This includes an impressive volume of auto loans at 23,554 and commercial loans amounting to 103, making it easier for individuals and businesses alike to achieve their goals. Our significant borrowing capacity, currently at 85,800,000, further demonstrates our ability to respond to the needs of our members while maintaining a healthy net worth ratio of 1,289.

At Palmetto Citizens, we pride ourselves on delivering exceptional service through a dedicated team of 315 employees who are passionate about helping our members succeed financially. Our commitment to transparency and community impact is reflected in every interaction and service we provide.

For performance insights and financial data, we source information from the National Credit Union Administration (NCUA) at: https://www.ncua.gov .

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