PALMETTO CITIZENS FEDERAL CREDIT UNION

Welcome to Palmetto Citizens, your trusted financial partner located at 2100 W Dekalb St, Camden, SC 29020. Since our establishment in 1936, we have been committed to serving our community and ensuring that each member feels valued and supported. With over 84,000 members, we pride ourselves on our strong sense of community and dedication to helping you achieve your financial goals. At Palmetto Citizens, we offer a wide range of services tailored to meet your needs, from personal banking options like checking and savings accounts to specialized auto loans and mortgage refinancing. Our total assets amount to an impressive $1,320,653,111, reflecting our stability and commitment to secure banking for all our members. We understand that every financial decision is important; that's why we provide personalized service with a friendly touch. Led by our experienced CEO, Robert Dozier, and Board President Steve Hamm, our team of 315 dedicated employees is here to assist you with any inquiries or services you may need. Whether you're looking for a new credit card with rewards or need assistance with business banking solutions, we're here for you. While members can visit us at 2100 W Dekalb St, official correspondence should be sent to the same address as our mailing address: 2100 West Dekalb St, Camden, SC 29020. With a net worth of $170,841,107 and total deposits reaching $97,494,811, you can trust us to handle your finances wisely. And with $22,197,662 in cash on hand, we're prepared to meet your needs promptly. We invite you to explore the various services we offer by visiting our website at Palmetto Citizens. If you have questions or want personalized assistance, feel free to call us at 803-779-1232 during our operating hours: Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. Join us at Palmetto Citizens today where your financial well-being is our priority!

At Palmetto Citizens, we take pride in our rich history and unwavering commitment to our members and community in Camden, SC. Established in 1936, our branch has been a trusted partner for financial well-being for nearly nine decades. Over the years, we have grown from a small credit union to an essential part of the fabric of Camden, boasting a total membership of over 84,000. Our journey reflects not only our evolution but also our dedication to providing exceptional financial services to individuals and families. Located at 2100 W Dekalb St, Camden, SC 29020, our branch is easily accessible and surrounded by local landmarks that enhance the sense of community we cherish. While members can visit us at this address for all their banking needs, official correspondence should be sent to 2100 West Dekalb St, Camden, SC 29020 if different. Our mission is straightforward yet powerful: to enhance the financial lives of our members while supporting the community around us. We strive to offer personal banking solutions like checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. In addition to these services, we are deeply committed to community outreach programs that uplift local organizations and initiatives. As we move forward into a digital world, we ensure that our services remain accessible. Members can enjoy convenient online and mobile banking options alongside traditional services. Our focus on customer experience includes ADA compliance efforts and user-friendly platforms designed with your needs in mind. At Palmetto Citizens, we believe in building lasting relationships based on trust and service. Our partnerships with local businesses reinforce our commitment to the Camden community as we work together towards mutual growth and prosperity. We invite you to join us in this journey! Experience the benefits of being part of a credit union that prioritizes your financial success while giving back to the community. For more information or to become a member today, please contact us at 803-779-1232 or visit our website at www.palmettocitizens.org. Together, let's achieve more!

At Palmetto Citizens, we believe that becoming a member means joining a caring community that supports your financial journey. Whether you're looking to save for a big purchase, finance a new car, or simply manage your daily banking needs, our doors are open to you! To be eligible for membership, you typically need to live, work, worship, or attend school in Kershaw County or its surrounding areas. We welcome individuals from diverse backgrounds and circumstances, making it easy for you to join us. For the most accurate and detailed eligibility criteria, please check out our website at http://www.palmettocitizens.org/membership . Joining is simple! Once you find that you meet the eligibility requirements, opening an account is just a few steps away. You can reach out to us at (803) 779-1232 for any questions or assistance you may need during the process. Our friendly team is here to help guide you every step of the way. So come on down to 2100 W Dekalb St Camden Sc 29020 and discover the benefits of being part of Palmetto Citizens where your financial well-being is our priority!

At Palmetto Citizens, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We pride ourselves on maintaining a strong financial foundation, ensuring that your money is in safe hands. With a net worth of $170,841,107, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,289 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $194,047,448 in share certificates and $271,261,678 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $161,863,871 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is reflected in the $11,777 in used auto loans and $762,531,192 in total loans and leases; this supports our members' financial goals across various sectors. Our operational efficiency shines through with a net income of $4,467,983, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 291 full-time employees and 24 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts: 195,024, show a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $16,501. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Palmetto Citizens is your trusted partner. Visit us at 2100 W Dekalb St Camden Sc 29020 or call (803) 779-1232 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.