PALMETTO CITIZENS FEDERAL CREDIT UNION

Welcome to Palmetto Citizens, your trusted partner in financial growth and community well-being. Located at 919 N Lake Dr, Lexington, SC 29072, we have proudly served our members since 1936. With a rich history of helping individuals and families thrive, we are committed to making banking accessible and beneficial for everyone in our community. At Palmetto Citizens, we understand that every member is unique. That's why we offer a wide range of services tailored to meet your needs from personal banking options like checking and savings accounts to auto loans and mortgages. Our total assets exceed $1.3 billion, which reflects our strong financial standing and dedication to serving over 84,000 members. With more than $97 million in deposits and a net worth of $170 million, you can trust us to manage your finances wisely. Our passionate team, led by CEO Robert Dozier and Board President Steve Hamm, is here to support you every step of the way. We employ a dedicated workforce of 315 employees, all focused on delivering exceptional service and guidance. Whether you need assistance with loans over 55,000 loans and leases currently funded or simply want to explore our online banking options, we're here for you. While members can visit us at our branch location, official correspondence should be sent to our mailing address: 919 N Lake Dr, Lexington, SC 29072-2157. Feel free to reach out via phone at 803-732-5000 or send us a fax at 803-376-2674 during our operating hours from 9 AM to 5 PM Monday through Thursday, and until 6 PM on Fridays. Join us today at Palmetto Citizens! Explore how we can help you achieve your financial goals while contributing positively to our community. Visit our website at palmettocitizens.org for more information or come by the branch to speak with one of our friendly team members. Your financial journey begins here!

At Palmetto Citizens in Lexington, SC, our journey began in 1936, and since then, we've been dedicated to serving our community with heart and integrity. Established with the vision of providing financial services that truly make a difference, we've grown from humble beginnings into a trusted credit union with over 84,000 members. Our branch, located at 919 N Lake Dr, is not just a place for transactions; it's a hub for community support and empowerment. Over the decades, we have achieved significant milestones that reflect our commitment to our members. Today, with total assets exceeding $1.3 billion, we proudly offer a wide range of financial products including personal banking services, auto loans, mortgages, and business banking solutions. Our strong foundation allows us to adapt to changing needs while maintaining our core mission: to empower individuals and families through accessible financial services. Our mission is simple yet powerful Palmetto Citizens exists to enhance the financial well-being of our members while fostering growth within the community. We believe that everyone deserves access to quality financial products and education. That's why we are committed to offering services that go beyond traditional banking; we aim to create lasting relationships built on trust and support. While members can visit us at 919 N Lake Dr Lexington Sc 29072, official correspondence should be sent to 919 N Lake Dr, Lexington, SC 29072-2157. Our branch features convenient amenities such as drive-thru banking and ATM access, ensuring that our services are always within reach when you need them most. Our dedicated team operates Monday through Thursday from 9:00 AM to 5:00 PM and extends hours until 6:00 PM on Fridays to accommodate your schedule. In addition to our everyday services, we actively engage in partnerships and outreach initiatives designed to uplift our community. We understand the importance of giving back and strive to make a positive impact through various programs aimed at financial literacy and community development. As we look toward the future, we invite you to join us on this rewarding journey. Whether you're looking for a loan or seeking guidance on managing your finances, Palmetto Citizens is here for you every step of the way. Experience the benefits of membership today by visiting us or calling us at (803) 732-5000. Together, let's build a brighter financial future for all!

Becoming a member of Palmetto Citizens is like joining a family that genuinely cares about your financial well-being. If you live, work, worship, or attend school in the Lexington area, you're already on your way to enjoying the many benefits we offer. We welcome individuals from various backgrounds and experiences, making it easy for anyone to connect with our supportive community. To explore the specifics of eligibility, feel free to visit our detailed page at http://www.palmettocitizens.org/membership , where you can find all the information you need. Opening an account with us is straightforward and designed with you in mind. Once you're ready to take the next step, just give us a call at (803) 732-5000, and our friendly team will guide you through the process. You'll be able to access everything from personal banking services to auto loans and credit cards with rewards. Join us at Palmetto Citizens, located at 919 N Lake Dr Lexington Sc 29072, and let's start building your financial future together!

At Palmetto Citizens, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to being a reliable partner in your financial journey, and our strong financial position reflects this dedication. With a net worth of $170,841,107, we maintain robust financial health, which allows us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,289 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $194,047,448 in share certificates and $271,261,678 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our strength is further illustrated by our $161,863,871 in undivided earnings, allowing us to reinvest in innovative banking tools and stronger lending options to serve our members better. With $11,777 in used auto loans and $762,531,192 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our $4,467,983 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 291 full-time employees and 24 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $16,501. Total Share and Deposit Accounts: 195,024, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Palmetto Citizens is your trusted partner. Visit us at 919 N Lake Dr Lexington Sc 29072 or call (803) 732-5000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.