PALMETTO CITIZENS FEDERAL CREDIT UNION

Welcome to Palmetto Citizens, where community and financial well-being come together. Located at 1000 Shop Rd, Columbia, SC 29201, our branch has proudly served our members since 1936. With a total membership of over 84,233, we strive to create a welcoming environment where you can achieve your financial goals. At Palmetto Citizens, we understand that trust is built through transparency and reliability. That's why we're proud to share that our total assets stand at an impressive $1,320,653,111, with total deposits amounting to $97,494,811. We believe in empowering our members with solid financial products like auto loans, mortgages, and personal loans over 55,019 loans have been issued to date! Our dedicated team of 315 employees works tirelessly under the leadership of CEO Robert Dozier and Board President Steve Hamm. Together, they ensure that every member feels valued and supported on their financial journey. While you can visit us at our branch for all your banking needs, if you need to send official correspondence, please use our mailing address: 1000 Shop Rd., Columbia, SC 29201. We invite you to explore our diverse range of services designed to meet your unique financial needs. Whether you're looking for checking accounts or business banking solutions, we are here to help! For inquiries or assistance, don't hesitate to call us at 803-732-5000. Join us today at Palmetto Citizens and experience the difference of being part of a credit union that truly cares about its members!

Welcome to Palmetto Citizens, a credit union that has proudly served the Columbia community since its founding in 1936. Over the years, we have witnessed incredible growth, evolving from a small financial cooperative into a trusted institution with over 84,000 members and total assets amounting to an impressive $1,320,653,111. Our journey began with a mission to provide accessible financial services while fostering a sense of belonging among our members. Located at 1000 Shop Rd, Columbia, SC 29201, our branch is not just a place for transactions; it's a hub for community engagement and support. The history of Palmetto Citizens is woven into the fabric of Columbia, where we have consistently aimed to meet the diverse needs of our members through personal banking options such as checking and savings accounts, auto loans, mortgage solutions, and business banking services. Our mission is simple yet profound: to empower our members by providing quality financial services while giving back to the community that supports us. We believe in making banking easier and more accessible for everyone. Whether it's through our efficient online banking options or our drive-thru services for quick transactions, we are committed to enhancing your experience. While members can visit us at 1000 Shop Rd, official correspondence should be sent to 1000 Shop Rd., Columbia, SC 29201. We pride ourselves on being ADA compliant and ensuring that all our facilities cater to everyone's needs. In addition to our robust financial offerings, we actively engage in partnerships and outreach efforts within the community. Our goal is not only to serve but also to uplift those around us through various initiatives that make a positive impact. With operating hours from 9:00 AM to 5:00 PM Monday through Thursday and until 6:00 PM on Fridays, along with ATM availability and drive-thru banking options, we strive to be as convenient as possible for our members. Join us at Palmetto Citizens become part of a legacy that values trust, community support, and financial empowerment. Experience firsthand how we can help you achieve your financial goals while making a difference in Columbia. For any inquiries or assistance, feel free to call us at 803-732-5000 or visit our website at palmettocitizens.org. Together, let's build a brighter future!

Becoming a member of Palmetto Citizens is like joining a family that truly cares about your financial well-being. If you're wondering if you qualify, it's quite simple! You can join us if you live, work, worship, or attend school in the areas we serve. This includes a warm welcome to anyone from our local community who shares our values. By becoming a member, you not only gain access to great financial services but also join a supportive network that puts you first. For detailed eligibility criteria and to ensure you meet all the requirements, feel free to check out our page at http://www.palmettocitizens.org/membership . Once you're ready to take the next step, opening an account with us is straightforward. Our friendly team is here to assist you every step of the way. Whether you're interested in personal banking, auto loans, or credit cards with rewards, we have something for everyone. If you have any questions or need assistance, don't hesitate to give us a call at (803) 732-5000. We're excited to help you start your journey with Palmetto Citizens!

At Palmetto Citizens, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our robust financial standing, which reflects our commitment to serving you effectively. With a net worth of $170,841,107, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1289 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $194,047,448 in share certificates and $271,261,678 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $161,863,871 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your financial goals is reflected in the $11777 in used auto loans and $762,531,192 in total loans and leases that we offer. Our impressive net income of $4,467,983 reflects our operational efficiency. This allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 291 full-time employees and 24 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. The funds available for lending and investments stand at $16,501, with a strong member base demonstrated by our 195024 total share accounts. This shows that many trust us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Palmetto Citizens is your trusted partner. Visit us at 1000 Shop Rd Columbia SC 29201 or call 8037325000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.