Welcome to Mid-Carolina Credit Union, a trusted financial institution established in 1961 and proudly headquartered in Lugoff, SC. Our mission is to empower our community through exceptional service and dedicated support, particularly for military members and their families. Under the leadership of CEO Dean Scarborough and Board President Dennis Arledge, we are committed to fostering financial wellness and accessibility for all our members. As an NCUA-insured credit union since December 6, 1971, you can trust that your assets are protected while you explore a wide range of financial services tailored to meet your needs.

At Mid-Carolina Credit Union, we embrace modern banking conveniences designed to enhance your experience. Enjoy the flexibility of online banking and our user-friendly mobile application, allowing you to manage your finances on-the-go. With features like e-statements and mobile payments, staying on top of your financial health has never been easier. While person-to-person transfers are not available at this time, our focus remains on providing secure and efficient banking solutions. For more information about our services or to get started today, visit us online at https://www.midcarolinacu.com/ or reach out via fax at 8034251936. Join us as we continue to serve our community with integrity and dedication.

At Mid Carolina Credit Union, we understand that your financial needs are as unique as you are. That's why we offer a comprehensive suite of services designed to empower our members in managing their everyday banking and planning for life's milestones. From personal banking options such as checking and savings accounts to auto loans and vehicle financing, we have the tools to help you achieve your financial goals. Our mortgage loans and refinancing options provide flexibility for those looking to invest in a home or refinance an existing mortgage. Additionally, our business banking services, including merchant services and business loans, cater to local entrepreneurs aiming to grow their small businesses.

In today’s fast-paced world, having access to your finances at your fingertips is essential. Our online banking platform allows members to manage their accounts conveniently from anywhere, while our mobile app provides additional features like mobile payments and e-statements for easy tracking of your financial activities. Although we currently do not offer person-to-person transfers or electronic signatures, our commitment to enhancing digital access remains strong. For those considering loans, exploring options through loan comparison tools can be beneficial; visit https://www.lendmesh.com/loans/mortgage_loans for insights on competitive rates. If you're curious about membership qualifications, you can find the information you need at http://www.midcarolinacu.com/become-a-member#whois-eligible-for-membership1 . We’re here to support you every step of the way—feel free to reach out via fax at (803) 425-1936 for personalized assistance from our dedicated team.

Mid-Carolina is more than just a financial institution; it is a trusted partner committed to the financial well-being of its members. With a robust Total Membership standing at 14,227, Mid-Carolina fosters a strong community atmosphere where each member's voice matters. The credit union boasts impressive financial strength, highlighted by Total Assets amounting to 169,862,170 and a solid Net Worth of 21,816,037. This foundation enables Mid-Carolina to provide members with the services they need, while also ensuring their deposits are safe and secure.

The credit union's commitment to its members is evident in its Total Deposits of 8,884,382, which reflect the trust that members place in their institution. Furthermore, with a diverse portfolio showcasing Total Loans and Leases at 6,114, Mid-Carolina caters to various financial needs, including Auto Loan Volume reaching 4,004 and Commercial Loans totaling 15. Such offerings underscore the credit union's role as a versatile provider of financial solutions.

Mid-Carolina’s Net Worth Ratio of 1,282 stands as a testament to its sound fiscal management and operational efficiency, ensuring sustainability for years to come. Even in challenging times, Mid-Carolina has demonstrated resilience, with consistent performance leading to a Net Income of 0 that allows for ongoing investments in member services and community initiatives.

With a dedicated team of 48 employees working diligently to serve its membership, Mid-Carolina embodies the spirit of community banking—prioritizing member satisfaction above all else. Their transparency in operations and commitment to ethical practices further solidify their reputation as a reliable financial partner.

For those looking to explore financing options or compare loan offers, Mid-Carolina encourages prospective borrowers to leverage resources available through LendMesh. Compare real-time loan offers today at https://www.lendmesh.com/loans/mortgage_loans and find the best rates for your needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov .