MID CAROLINA CREDIT UNION

Welcome to Mid Carolina, your trusted financial partner located at 719 Highway 1 S, Lugoff, SC 29078. Established in 1961, we have proudly served our community for over six decades, building strong relationships with our 14,227 members and helping them achieve their financial goals. With total assets exceeding $169,862,170 and a commitment to responsible lending, we have provided over 6,114 loans and leases to meet the diverse needs of our members. At Mid Carolina, we prioritize your financial well-being. Our dedicated team of 48 employees, led by CEO Dean Scarborough and Board President Dennis Arledge, is here to offer personalized service that you can rely on. Whether you're looking for savings options with total deposits of $8,884,382 or need assistance with loans, we're ready to support you. While members can visit us at our branch location for in-person service, official correspondence should be sent to our mailing address: PO Box 549, Lugoff, SC 29078. We encourage you to explore our website at Mid Carolina for more information about our services and membership opportunities. Experience the difference that a community-focused credit union can make. We invite you to call us at 803-432-8521 or stop by today! Your financial future starts here at Mid Carolina!

At Mid Carolina, we take pride in our rich history and unwavering commitment to serving the community of Lugoff, SC. Established in 1961, our branch has grown alongside its members, evolving into a trusted financial partner for over 14,000 individuals. Located at 719 Highway 1 S, Lugoff, SC 29078, our branch is not just a place for banking; it's a hub for community support and empowerment. From our humble beginnings, we have achieved significant milestones that reflect our dedication to providing quality financial services. Over the years, we've amassed total assets of $169,862,170, ensuring that we can meet the diverse needs of our members. Our strong financial foundation allows us to offer a variety of loans and accounts tailored to help you reach your financial goals. Our mission at Mid Carolina is clear: we strive to enhance the lives of our members by providing excellent financial services while fostering a spirit of community and cooperation. We believe that everyone deserves access to affordable banking solutions and personalized service. That's why we focus on being more than just a credit union; we aim to be an integral part of your journey toward financial wellness. While members can visit us at 719 Highway 1 S Lugoff Sc 29078, official correspondence should be sent to PO Box 549, Lugoff, SC 29078. We invite you to connect with us during our operating hours Monday through Thursday from 8:30 AM to 5:00 PM and Friday until 6:00 PM when you can speak with our friendly staff who are always ready to assist. In addition to traditional banking services, we have embraced technology to make banking easier for you. With features like online banking and mobile payments, managing your finances has never been simpler or more convenient. Our commitment to accessibility includes ensuring ADA compliance so that everyone can enjoy our services. Community outreach is another cornerstone of our mission. We believe in giving back and supporting local initiatives that uplift those around us. Whether it's sponsoring events or partnering with local organizations, Mid Carolina is dedicated to making a positive impact in Lugoff. We encourage anyone looking for a supportive financial partner to join us at Mid Carolina. Experience firsthand the benefits of being part of a cooperative that truly cares about its members and their success. Visit us today or reach out at 803-432-8521 we can't wait to welcome you into our family!

Becoming a member of Mid Carolina is like joining a family that truly cares about your financial well-being. Located at 719 Highway 1 S Lugoff Sc 29078, we welcome anyone who lives, works, worships, or goes to school in our community. We believe in making banking accessible and friendly for everyone. Whether you're just starting out or looking to strengthen your financial future, you'll find that membership here brings not only great services but also a supportive network. To get started, you can check out the detailed eligibility criteria at http://www.midcarolinacu.com/become-a-member#whois-eligible-for-membership1 . If you're ready to take the next step and open an account, it's as simple as visiting our online account opening page: https://midcarolinacu-dn.financial-net.com/web/enrollment/ . Should you have any questions along the way, feel free to give us a call at (803) 432-8521. We can't wait to welcome you into our community!

At Mid Carolina, we understand that your time is valuable. That's why we offer a range of digital and online banking services designed to make managing your finances easier and more secure, all from the comfort of your home or on the go. With our user-friendly online banking platform, you can access your accounts anytime, day or night, ensuring you have real-time control over your money. One of the standout features of our online services is the availability of e-statements. By opting for electronic statements, you can view your financial activity quickly and securely without waiting for paper copies in the mail. Plus, our mobile application makes banking even more convenient. Whether you're checking your balance, transferring funds, or paying bills, everything you need is just a tap away. You can download our app today and experience banking at your fingertips. For those who prefer using their smartphones for payments, our mobile payments feature allows you to make transactions easily and securely wherever you are. No more fumbling with cash or cards just use your phone to complete purchases effortlessly. While our branch does not currently offer person-to-person transfers or electronic signature authorization, we prioritize keeping things simple and straightforward for you. Our 24/7 online banking services ensure that no matter what time it is, you can manage your finances with ease. Ready to get started? Visit us at https://www.midcarolinacu.com/ to explore all that Mid Carolina has to offer in digital banking. We're here to support you every step of the way!

At Mid Carolina, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, confidence in your financial institution is paramount. That's why we are committed to maintaining a strong foundation built on trust, transparency, and sound management practices. With a net worth of $21,816,037, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,282 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $3,908,403 in share certificates and $28,279,523 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $9,758,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $13,183,226 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $2,002 in used auto loans and $102,368,304 in total loans and leases. Our financial performance also reflects our operational efficiency with a net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 45 full-time employees and 3 part-time employees who are dedicated to providing exceptional service at every turn. In summary, our total share accounts stand at 23,821, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mid Carolina is your trusted partner. Visit us at 719 Highway 1 S Lugoff Sc 29078 or call (803) 432-8521 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.