MID CAROLINA CREDIT UNION

At Mid Carolina, located at 1015 Mill St, Camden, SC 29020, we believe in building strong relationships with our members and the communities we serve. Established in 1961, our credit union has grown to support over 14,200 members with a commitment to providing personalized financial solutions tailored to their needs. With total assets of $169,862,170 and total deposits reaching $8,884,382, we are dedicated to ensuring your financial well-being. As a member-owned institution, Mid Carolina focuses on empowering individuals and families through various banking services including checking and savings accounts, auto loans, personal loans, and mortgage refinancing. Our friendly team of 48 employees, led by CEO Dean Scarborough and Board President Dennis Arledge, is here to assist you every step of the way. While you can visit us at our Camden branch for all your banking needs, please note that official correspondence should be sent to our mailing address: PO Box 549, Lugoff, SC 29078. We offer convenient operating hours from 8:30 AM to 5:00 PM Monday through Thursday and until 6:00 PM on Fridays. You can reach us at 803-432-8521 or send a fax to 803-425-1936. With a focus on community impact and member satisfaction, we invite you to explore how Mid Carolina can help you achieve your financial goals. Whether you're looking for loans or seeking assistance with your savings strategy, we're here for you. Visit our website at Mid Carolina or stop by today!

Welcome to Mid Carolina in Camden, where convenience meets community! Our branch is located at 1015 Mill St, Camden, SC 29020, a prime spot just a short drive from the bustling downtown area. Whether you're heading to us after visiting nearby landmarks like the historic Camden Market or the scenic Camden Military Academy, we're here to serve your banking needs. At our branch, we prioritize accessibility for all our members. You'll find ample parking right outside, and our facilities are designed with ADA compliance in mind. If you prefer to bank from your vehicle, take advantage of our drive-thru service for quick and easy transactions without leaving your car. We know how important it is for you to access your finances when it suits you best. That's why we're open Monday through Thursday from 8:30 AM to 5:00 PM and on Fridays until 6:00 PM. With these hours, we aim to accommodate various schedules so that you can visit us at your convenience. For those who prefer digital banking solutions, we offer ATM services at our location, allowing you to withdraw cash or check balances anytime. Plus, with online and mobile banking options available, managing your accounts has never been easier! While members can visit us at 1015 Mill St, official correspondence should be sent to our mailing address: PO Box 549, Lugoff, SC 29078. Got questions? Feel free to give us a call at 803-432-8521. Our friendly team is eager to assist you with personal banking options like checking and savings accounts, auto loans, mortgage refinancing, and more. Come by and experience the welcoming environment of Mid Carolina! We can't wait to help you achieve your financial goals.

At Mid Carolina, we believe that becoming a member is more than just opening an account; it's about joining a caring community that supports your financial journey. If you live, work, or worship in Kershaw County, you're already eligible to join us! We welcome individuals who are part of the local fabric, ensuring that our services truly cater to the needs of our members. Plus, with benefits like competitive loan rates and personalized service, you'll quickly see how membership can make a difference in your financial life. Getting started is simple! You can find all the details you need about eligibility by visiting our website at http://www.midcarolinacu.com/become-a-member#whois-eligible-for-membership1 . Once you're ready to take the next step, opening an account is just a click away through this link: https://midcarolinacu-dn.financial-net.com/web/enrollment/ . If you have any questions or need assistance, feel free to give us a call at (803) 432-8521. We're here to help you every step of the way at 1015 Mill St Camden Sc 29020!

At Mid Carolina, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, ensuring that your trust in us is well-placed. With a net worth of $21,816,037, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,282 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $3,908,403 in share certificates and $28,279,523 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $9,758,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $13,183,226 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is also noteworthy; with $2,002 in used auto loans and $102,368,304 in total loans and leases, we support your financial goals across various sectors. Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 45 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 23,821, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mid Carolina is your trusted partner. Visit us at 1015 Mill St Camden Sc 29020 or call (803) 432-8521 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

At Mid Carolina, we understand that everyone has unique financial needs. That's why we offer a diverse range of loan products designed to help you achieve your goals. Whether you're looking to purchase a vehicle, buy a home, or manage everyday expenses, we have options for you. With over 6114 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular looking to buy a new car? Our competitive rates can make it easier than ever. We have facilitated over $36,650,684 in used vehicle loans and $18,987,115 in new vehicle loans already helping members get on the road. If homeownership is on your mind, our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $0, making buying or refinancing straightforward. We also cater to your daily financial needs with flexible terms on unsecured credit card loans, providing a total of $2,076,980 in loans that help members manage their finances effectively. Additionally, if you're interested in expanding your business, our outstanding commercial loans can provide the capital needed for growth. For those considering refinancing or checking eligibility options for any of our loan products, feel free to reach out for more information at our branch located at 1015 Mill St Camden SC 29020 or call us at 803-432-8521. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Mid Carolina, we are committed to supporting our members every step of the way.

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