Curis Financial Columbia SC Credit Union | Best Auto Loans & Mortgage Refinancing

Introduction

At Curis Financial Credit Union - Baptist Branch, we believe that every member deserves a trustworthy partner in their financial journey. Located at 1333 Taylor St, Columbia, SC 29201, our branch has been serving the community since 1964. With over 9,941 members and total assets reaching an impressive $90,341,449, we are committed to providing exceptional service tailored to your needs. While members can visit us at our branch address, official correspondence should be sent to PO Box 100167, Columbia, SC 29202-3167. Our team of 25 dedicated employees, led by CEO Hansel Hart and Board President BJ Traynum, is here to support you with various financial services. We offer everything from personal checking and savings accounts to auto loans and business banking solutions. With total deposits of $8,476,880 and a strong net worth of $18,658,269, we pride ourselves on maintaining a solid foundation for our members' financial well-being. Our commitment to community impact is evident in our total loans and leases amounting to 4,225, helping individuals and families achieve their dreams. Whether you're looking to open a new account or need assistance with loans, we're just a phone call away at 803-978-2101. Visit our website at Curis Financial for more information or come see us in person during our operating hours from Monday to Friday, 8:30 AM to 5:00 PM. Join us today and experience the difference that a member-focused credit union can make in your life!

Branch History & Mission

Looking Ahead

As we continue on this journey together with our members, we remain committed to digital advancements that enhance your banking experience while ensuring compliance with ADA standards for accessibility. Whether it's through online banking or mobile payments, we're here to support you every step of the way. Join us at Curis Financial Credit Union - Baptist Branch as we strive to build a financially secure future for you and your family. Together, let's create a thriving community where everyone can achieve their financial dreams! For more information or to become a member today, call us at 803-978-2101 or visit our website at curisfinancial.org.

Our Mission

The mission of Curis Financial is straightforward yet profound: we aim to empower individuals and families through financial education and support. We provide a variety of services tailored for personal and business banking, including checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. But beyond just financial transactions, we believe in giving back to our community through outreach initiatives and partnerships that make a real difference. While members can visit us at 1333 Taylor St Columbia SC 29201 for all their banking needs, official correspondence should be sent to PO Box 100167, Columbia, SC 29202-3167.

Our Story

Since opening our doors nearly six decades ago, Curis Financial has evolved significantly. We started with a simple goal: to provide accessible and affordable financial services to our community. Over the years, we have achieved remarkable milestones, including accumulating total assets of over $90 million and expanding our range of services to meet the changing needs of our members. Our commitment to excellence is evident in everything we do. With operating hours from Monday to Friday, 8:30 AM to 5:00 PM, we ensure that our members can always find a time that works for them. We also offer convenient ATM access for those on-the-go.

Branch Location & Accessibility

Convenient Access

At Curis Financial, we prioritize accessibility. Our location offers ample parking and features that comply with ADA standards, including ramps for those who need them. We want every member of our community to feel welcome when they step through our doors.

Get in Touch

We invite you to come by and experience the personalized service that sets us apart! If you have any questions or would like more information about our services, feel free to give us a call at 803-978-2101. We look forward to welcoming you into the Curis Financial family!

Operating Hours

Our lobby hours are designed to fit into your busy schedule. We are open Monday through Friday from 8:30 AM to 5:00 PM, ready to assist you with everything from checking accounts to auto loans. So whether you're planning a visit during your lunch break or after work, we're here for you!

Services Offered

As a member of Curis Financial Credit Union, you'll have access to a wide array of services tailored to meet your financial needs. From checking and savings accounts to vehicle financing and mortgage loans, we offer products designed with you in mind. Plus, our online and mobile banking options make managing your finances easier than ever! And if you're in need of cash, our ATM is available on-site for quick withdrawals or balance checks.

Member Eligibility

At Curis Financial, we believe that becoming a member is like joining a family that genuinely cares about your financial well-being. If you live, work, worship, or attend school in our community, you're already on the right path to membership! We welcome individuals from all walks of life, ensuring that everyone has the opportunity to benefit from our personalized services. For more detailed information about eligibility criteria, feel free to visit our resource page at . Opening an account with us is straightforward and friendly our team is here to guide you every step of the way! Whether you're looking for a checking account, savings options, or loans tailored to your needs, Curis Financial offers a range of services designed to help you thrive financially. If you have any questions or want to get started today, don't hesitate to call us at (803) 978-2101. We're excited to welcome you into our community at 1333 Taylor St Columbia Sc 29201!

Business Banking & Commercial Services

Merchant Services That Matter

In today's market, effective payment solutions can make a big difference. Our merchant services empower businesses by simplifying transactions and enhancing customer experience. Imagine effortlessly accepting payments at your storefront or online, allowing you to focus on what truly matters growing your business. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses right here in Columbia, SC. Connect with us today at 1333 Taylor St Columbia Sc 29201 or call us at (803) 978-2101 to explore how we can help your business thrive!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions that fit various needs.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash in a hurry? With our ATM availability at Curis Financial, accessing cash is easy and quick. Basic ATM access allows for withdrawals and balance checks without any hassle. At Curis Financial, located at 1333 Taylor St Columbia Sc 29201 in Columbia, SC, we strive to be more than just a credit union; we aim to be a partner in your financial journey. If you're ready to explore any of these services further or have questions, don't hesitate to reach out at (803) 978-2101 or visit us online at http://www.curisfinancial.org. Join us today and discover how we can help make your financial dreams a reality!

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing options can help turn that dream into reality. With competitive rates and flexible terms, we ensure that you can find a loan that fits your budget. Picture driving off the lot in your new vehicle without breaking the bank!

Business Banking

If you're running a business, our business banking services provide essential tools like merchant services and business loans. We understand the unique challenges small businesses face and are committed to supporting local entrepreneurs in achieving their goals.

Credit Cards with Rewards

Why not make everyday purchases work for you? Our credit cards come with rewards that allow you to earn points for things you already buy. This means every time you fill up your gas tank or shop for groceries, you're working towards exciting rewards!

Mortgage Loans & Refinancing

For those considering homeownership or looking to refinance an existing mortgage, we offer comprehensive mortgage loans tailored to fit various financial situations. Our team is here to guide you through the process, helping you make informed decisions that benefit your long-term financial health.

Online & Mobile Banking

In today's fast-paced world, convenience matters. Our online and mobile banking features enable you to manage your accounts anytime, anywhere. Whether it's checking balances, transferring funds, or making payments, everything is just a few taps away.

Personal Banking

Our personal banking services include checking and savings accounts designed to help you manage your money effortlessly. Imagine setting up a checking account that lets you track your spending easily while also earning interest on your savings. You can access your accounts anytime through our online and mobile banking options, making it convenient to stay on top of your finances from anywhere.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's why we provide personal loans and debt consolidation services. Whether you're facing medical bills or planning a special event, our loans can offer the support you need. Consolidating debt into one manageable payment can also ease financial stress.

Digital & Online Banking

Key Features

Our online banking platform at https://curisfinancial.org/ allows you to take control of your finances with just a few clicks. With 24/7 online banking services, you can check your account balances, view transaction history, and transfer funds whenever it suits you. Plus, if you prefer a more hands-on approach, our user-friendly mobile application makes managing your money even easier from the palm of your hand. Security is our top priority. You can feel confident using our electronic signature authorization for loan applications and other important documents. And with e-statements available, you can keep track of your finances while reducing paper clutter all in a secure environment. For those times when you need to send money quickly, our person-to-person transfer feature makes it simple to send funds to friends and family directly from your account. You can also enjoy the convenience of mobile payments, allowing you to make purchases without needing cash or cards. In short, Curis Financial is committed to providing an accessible and efficient banking experience tailored to meet your needs. Explore our digital banking services today and take charge of your financial future!

Financial Strength

A Solid Financial Foundation

With a net worth of $18,658,269, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,065 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Together

Total Share Accounts stand at 19,017, showing a strong and growing member base that trusts us with their finances. This collective strength reinforces our position as a reliable credit union dedicated to serving you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Curis Financial is your trusted partner. Visit us at 1333 Taylor St Columbia Sc 29201 or call (803) 978-2101 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Community

With $18,658,269 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This allows us to keep improving our services while maintaining the trust you've placed in us. Our commitment extends beyond savings; with $1,174 in used auto loans and $47,848,228 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Member-Centric Savings and Security

Members' savings are secured through $6,255,774 in share certificates, offering stable and rewarding financial growth opportunities. This shows our dedication to safeguarding your investments while helping you earn more over time. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our efforts are reflected in our operational efficiency, as seen in our $0 figure. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 24 full-time employees and 1 part-time employees ready to assist you. Their dedication ensures that when you reach out to us, you'll always receive knowledgeable support tailored to your needs.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $21,418,130 in used vehicle loans and $9,726,891 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring that you can find the perfect fit for your lifestyle.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $4,539,994, make buying or refinancing simple. We offer guidance through every step of the process, making it easier for you to secure your dream home.

Other Options

For those considering business opportunities, our outstanding commercial loans can provide essential capital to grow and expand although currently, we do not have any active commercial loans. Whether you're interested in refinancing an existing loan or exploring eligibility options for our products, our team is ready to assist you every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. For more information or to apply for a loan, please call us at (803) 978-2101, or visit our website at https://curisfinancial.org/ . We look forward to helping you take the next step towards achieving your financial goals!

Unsecured Credit Card Loans

Managing everyday expenses is crucial, and we also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. Our credit cards come with various features to suit your spending habits while providing peace of mind.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent offers. This commitment to accuracy means users can trust that they are viewing legitimate loan options.

CURIS FINANCIAL CREDIT UNION