Founders Columbia SC Credit Union | Top Auto Loans & Business Banking

Introduction

Welcome to Founders, your trusted financial partner located at 2166 Boyce St, Columbia, SC 29201. Since our establishment in 1961, we have dedicated ourselves to serving the financial needs of our community with a strong focus on building lasting relationships with our members. With over 271,000 members and total assets of $4,817,730,099, we pride ourselves on our commitment to providing quality banking services tailored to meet the diverse needs of individuals and businesses alike. At Founders, we understand that every dollar counts. That's why we offer a range of financial products and services designed to help you achieve your goals whether it's saving for a new home, financing a vehicle, or managing everyday expenses. Our total deposits stand at an impressive $576,628,054, ensuring that we have the resources to support your financial journey effectively. Led by our CEO Bruce Brumfield and Board President Roy Hunt, our team is here to provide expert guidance and personalized service. We currently employ 840 dedicated staff members who are ready to assist you with everything from personal banking solutions to business loans and merchant services. While members can visit us at our Columbia branch for all their banking needs, official correspondence should be sent to our mailing address: 737 Plantation Rd, Lancaster, SC 29720. We invite you to explore our full suite of offerings online at Founders FCU or give us a call at 803-828-7011. Join us today and experience how Founders can help you take control of your finances!

Branch History & Mission

At Founders, our journey began in 1961, rooted in a commitment to serve the community of Columbia, SC. Over the decades, we have grown into a vital financial institution that reflects the spirit and needs of our members. With a proud history marked by milestones and achievements, we have continually expanded our services and support to meet the evolving needs of over 271,000 members. Located at 2166 Boyce St, Columbia, SC 29201, our branch is conveniently situated near notable landmarks that make us easily accessible. Whether you are visiting for personal banking or exploring loan options, you will find a welcoming atmosphere designed to foster strong relationships. Our mission is simple yet profound: to empower our members with financial knowledge and services while actively supporting our community. At Founders, we believe that every member deserves not just access to financial tools but also guidance tailored to their unique circumstances. Our dedicated team is here to assist you in navigating everything from checking and savings accounts to auto loans and mortgage refinancing. While members can visit us at 2166 Boyce St for all their banking needs, official correspondence should be sent to our mailing address at 737 Plantation Rd, Lancaster, SC 29720. We pride ourselves on being more than just a credit union; we are a part of the fabric of our community. Our outreach efforts include partnerships with local organizations aimed at making a positive impact on those around us. In addition to traditional banking services, Founders embraces modern technology. We offer online and mobile banking solutions that allow members to manage their finances anytime, anywhere. Our commitment extends to ensuring accessibility for all members by adhering to ADA compliance standards. With total assets exceeding $4.8 billion and a focus on customer satisfaction, we invite you to join us in this journey. Experience firsthand how Founders can help you achieve your financial goals while being an active participant in your community's growth. Visit us today or contact us at 803-828-7011 to learn more about becoming a member. Together, let's build a brighter financial future!

Branch Location & Accessibility

Call to Action

We invite you to stop by Founders at our Bullstreet branch soon! If you have any questions or need assistance before your visit, don't hesitate to give us a call at 803-828-7011. Your financial well-being is our top priority, and we're excited to help you on your journey!

Nearby Landmarks and Accessibility

Our location is close to several local landmarks, making it simple to pop in for a visit. If you're near the bustling shopping areas or enjoying a day out in the city, swing by and see us! We offer ample parking for our members right outside the branch. Plus, we take pride in being ADA compliant, ensuring that everyone can easily access our services.

Operating Hours and Services

At Founders, we value your time. Our lobby hours are designed to fit your busy schedule. We're open Monday through Tuesday and Wednesday from 8:30 AM to 5:00 PM, and on Thursday, we extend our hours until 6:00 PM for your convenience. On Fridays, you can visit us during the same hours as earlier in the week. As part of our commitment to providing comprehensive services, we offer personal banking options like checking and savings accounts, auto loans, mortgage loans, personal loans, credit cards with rewards, and business banking solutions. And if you're ever in need of cash outside of regular hours, rest assured that we have an ATM available for quick withdrawals and balance checks!

Member Eligibility

At Founders, we believe that everyone deserves a financial partner who cares about their unique needs. Joining our community is simple and open to anyone who lives, works, or worships in the area. Whether you're looking for everyday banking services or seeking help with loans and financial planning, you'll find that our friendly staff is here to support you every step of the way. To discover all the specific eligibility details, feel free to check out our website at https://membership.foundersfcu.com/ . Becoming a member is just a click away! You can easily start your account opening process online by visiting https://foundersonline.foundersfcu.com/ffcuonline/sdk/autoenrollmente2e . If you have any questions or need assistance, don't hesitate to call us at (803) 828-7011. We're excited to welcome you to the Founders family located at 2166 Boyce St Columbia Sc 29201, where your financial journey can truly begin!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $33 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $2,850,365, we continue to drive economic growth by financing new and expanding businesses. Imagine needing a boost to take on that big contract or purchase vital inventory. Our commercial loans provide flexible financing options that can be the difference between staying stagnant and reaching new heights.

Merchant Services

Alongside loans, we also offer essential merchant services that make transactions smoother for your business. Picture this: your customers can easily pay with cards or mobile wallets, allowing you to focus on what matters growing your brand. With our merchant solutions, you can enhance customer satisfaction while streamlining your operations. Visit us at 2166 Boyce St Columbia Sc 29201 in Columbia, SC, or give us a call at (803) 828-7011 to explore how our business banking services can support your goals!

Comprehensive List Of Services

Accessing Your Funds

We know that access to cash is crucial. That's why we provide ATM and cash withdrawal services at convenient locations around Columbia. With basic ATM access for withdrawals and balance checks, managing your finances has never been simpler. In this fast-paced world, having reliable banking options is essential. At Founders, we strive to deliver services that make banking straightforward and accessible. Interested in learning more about how we can assist you? Give us a call at (803) 828-7011 or visit us online at https://www.foundersfcu.com today!

Business Banking Solutions

For entrepreneurs and small business owners, we offer business banking services that include merchant services and business loans. We understand that running a business comes with unique challenges, and our team is here to help you find the right financial products to support your growth.

Credit Cards with Benefits

Don't forget about our credit cards with rewards! These cards not only give you purchasing power but also offer benefits like cash back on everyday spending. It's an easy way to earn rewards while managing your expenses.

Loans for Every Journey

When it comes to financing, we have you covered. Looking for a new car? Our auto loans and vehicle financing options make purchasing your dream vehicle easier than ever. Maybe you're ready to buy a home? Explore our mortgage loans and refinancing solutions tailored to fit your budget. If life throws unexpected expenses your way, our personal loans and debt consolidation services can provide the relief you need.

Personal Banking Made Easy

Our personal banking services include checking and savings accounts that help you manage your money effectively. Need quick access to your funds? Our online and mobile banking options let you check balances, transfer money, and pay bills anytime, anywhere. Imagine being able to deposit checks from your phone without making a trip to the branch. That's convenience at its best!

Digital & Online Banking

Always Here for You

No matter the time of day, our 24/7 online banking services are always available for your convenience. At Founders, we believe in making banking accessible and straightforward so that you can focus on what truly matters your life. Explore all these features and more by visiting us online today!

Convenient Online Access

With our online banking platform available at https://www.foundersfcu.com , you can effortlessly check your account balances, transfer funds, and pay bills all from the comfort of your own home or while you're out and about. Our user-friendly interface makes it easy for everyone to navigate their financial needs without any hassle.

Enhanced Features for Your Needs

We know that security is a top concern when it comes to online banking. That's why Founders offers electronic signature authorization, giving you peace of mind when signing important documents digitally. Additionally, you can choose to receive e-statements instead of paper ones, helping you stay organized while also being environmentally friendly.

Mobile Banking at Your Fingertips

For those who prefer to manage their accounts on-the-go, our mobile application provides all the features you need right in your pocket. With mobile payments enabled, making purchases has never been easier or faster. Plus, our person-to-person transfer service allows you to send money directly to friends or family with just a few taps.

Financial Strength

Commitment to Growth

With $523,011,520 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $45,790 in used auto loans and $3,749,714,385 in total loans and leases.

Growing Member Base

We are proud of our growing member base, as shown by our total share accounts: 737,237. This reflects the trust our community places in us as their financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Founders is your trusted partner. Visit us at 2166 Boyce St Columbia Sc 29201 or call (803) 828-7011 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Solutions

Members' savings are secured through $1,242,382,242 in share certificates and $748,140,076 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $4,324, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $47,413,108, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 824 full-time employees and 16 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Capital Position

With a net worth of $599,878,397, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,241 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We've already helped many members get on the road with over $707,901,890 in used vehicle loans and $301,782,245 in new vehicle loans. You can trust us to provide flexible financing options that fit your budget and lifestyle.

Credit Lines and Business Solutions

For those who need extra flexibility in their finances or are looking to expand their business operations, we also offer substantial credit lines totaling $1,236,197,932. These options can provide the capital necessary for unexpected costs or growth opportunities.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $176,478,085. With competitive rates and straightforward terms, owning your home could be closer than you think.

Refinancing Options

If you're considering refinancing any existing loans or mortgages, we have options tailored to your situation. We encourage you to explore these possibilities with us for potentially lower rates or better terms. For more information on our loan offerings and eligibility requirements, feel free to give us a call at 803-828-7011 or visit us at 2166 Boyce St Columbia Sc 29201. We're here to help you navigate through your financial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your future starts here!

Unsecured Credit Card Loans

Managing day-to-day expenses just got easier with our unsecured credit card loans. We currently have a total of $219,138,006 available to help members effectively manage their finances. Enjoy flexible terms that allow you to shop with confidence.

Loan Aggregator

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FOUNDERS FEDERAL CREDIT UNION

Type of Loan Offerings

Vehicle Loans