Columbia Post Office Credit Union Columbia SC | Affordable Vehicle Loans & Rewards Cards

Introduction

Welcome to Columbia Post Office, your trusted partner in personal and business banking. Located at 1601 Assembly St, Columbia, SC 29201, we have proudly served our community since 1927. With a commitment to reliability and support, we are here to help you navigate your financial journey. At Columbia Post Office, our mission is clear: to provide exceptional service to our 1,278 members while fostering a sense of belonging within the community. Our current assets stand at an impressive $29,461,394, showcasing our stability and dedication to helping you achieve your financial goals. With total loans exceeding 383, we offer a range of services including auto loans, mortgages, personal loans, and credit cards with rewards that cater to various needs. Our leadership team, led by CEO Bubber Holston and Board President Jerry Burriss, works tirelessly to ensure that every member receives personalized attention and expert guidance. We understand that each member's financial situation is unique, which is why we prioritize building lasting relationships grounded in trust. For any official correspondence, please note that our mailing address is P.O. Box 985, Columbia, SC 29202. Whether you're seeking advice on managing your finances or looking for the right loan product to suit your needs, we're here for you. Feel free to reach out at 803-779-2966 or visit us online at www.columbiapostalcreditunion.com for more information about our services and how we can assist you today!

Branch History & Mission

Community Commitment

At Columbia Post Office, we pride ourselves on being more than just a financial institution; we are your neighbors and friends. We actively engage in local initiatives that uplift our community whether it's through partnerships with local organizations or hosting educational workshops aimed at enhancing financial literacy. Our goal is to create a positive impact in every life we touch. While members can visit us at our physical location for personalized service during our operating hours from 11 AM to 5 PM Monday through Friday, official correspondence should be sent to P.O. Box 985, Columbia, SC 29202 if different from our branch address.

Looking Ahead

As technology continues to shape how we manage finances, we remain committed to ensuring all members have access to modern banking services while adhering to ADA compliance standards. Whether it's through online banking or personalized loan options like auto loans and credit cards with rewards, we're here to help you navigate your financial journey. Join us as we continue this legacy of service and community support. At Columbia Post Office, you're not just another account; you're part of a family dedicated to helping each other thrive. Experience the benefits of membership today! For more information or assistance, please contact us at (803) 779-2966 or visit our website.

Our Journey

From our first days at 1601 Assembly St, Columbia, SC 29201, we have dedicated ourselves to providing exceptional financial services tailored to the unique needs of our members. Over the years, we've expanded our offerings while maintaining our commitment to personal relationships and community engagement. Our total assets now stand at an impressive $29,461,394, reflecting our strong foundation and stability. Our mission is simple yet profound: to empower our members through accessible financial solutions while fostering a spirit of collaboration within the community. We believe that by supporting each other, we can achieve greater financial well-being together.

Branch Location & Accessibility

Accessibility Features

At Columbia Post Office, we prioritize accessibility for all our members. The branch is fully ADA compliant with ramps and designated parking spots to ensure everyone can access our services comfortably. Whether you're walking in or driving over, you will find ample parking available nearby.

Call to Action

We invite you to visit us at our branch or give us a call today! Experience the personalized service and community-focused banking that sets Columbia Post Office apart. Your financial journey starts here!

Operating Hours

We understand that life gets busy! That's why our lobby hours are designed for your convenience: we're open from 11 AM to 5 PM Monday through Friday. If you have questions or need assistance, don't hesitate to give us a call at 803-779-2966. Our friendly staff is always ready to help!

Services Offered

At Columbia Post Office, we offer a variety of services including checking and savings accounts, auto loans and vehicle financing, mortgage loans and refinancing options, as well as personal loans and credit cards with rewards. While we currently do not have ATM or drive-thru services available, our online banking platform allows you to manage your accounts easily from anywhere.

Member Eligibility

Becoming a member of Columbia Post Office is like joining a family where your financial well-being comes first. We welcome anyone who lives, works, or worships in our community, making it easy for you to become part of our supportive network. Whether you're looking for personal banking options, auto loans, or business services, you'll find that being a member at Columbia Post Office opens up a world of opportunities tailored just for you. To start your journey with us, simply visit our branch located at 1601 Assembly St Columbia Sc 29201, or give us a call at (803) 779-2966 to learn more about the easy steps to membership. For detailed eligibility criteria and any updates, check out our website at . We're excited to have you join our community!

Business Banking & Commercial Services

Merchant Services for Every Need

Imagine streamlining your payment processes while enhancing customer satisfaction. Our merchant services simplify transactions, allowing you to focus on what matters most growing your business. From credit card processing to e-commerce solutions, we provide tools that fit seamlessly into your operations. Located at 1601 Assembly St Columbia Sc 29201 in Columbia, SC, we're here to partner with you on your journey to success. Reach out at (803) 779-2966 or visit us online at https://www.columbiapostalcreditunion.com/ to learn more about how we can support your business goals today!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Although we do not currently have ATMs at our branch, we ensure that cash withdrawal services are accessible for our members when they need them. We invite you to explore these services further by visiting us at our branch or calling us at 803-779-2966 during lobby hours from 11 AM - 5 PM Monday through Friday. At Columbia Post Office, we're not just a credit union; we're your partner in achieving financial success! Visit our website at Columbia Postal Credit Union for more information on how we can assist you today!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options can make that dream a reality. We offer competitive rates to help you get behind the wheel of your desired vehicle without straining your budget. Our application process is simple, so you can focus more on choosing the right car rather than worrying about financing.

Business Banking

At Columbia Post Office, we also cater to local businesses through our business banking services. From merchant services that simplify transactions to business loans that support growth, we're here for entrepreneurs and small business owners in our community.

Credit Cards with Rewards

For those who love rewards, we offer credit cards with rewards that give back every time you spend. Whether it's cash back or travel points, our credit cards come with benefits that enhance your everyday purchases.

Mortgage Loans & Refinancing

Homeownership is an important milestone for many families. Our mortgage loans and refinancing services are designed with you in mind. Whether you're buying your first home or looking to refinance an existing mortgage, we provide personalized assistance throughout the entire process. Let us help you find a mortgage option that fits your financial goals.

Online & Mobile Banking

In today's fast-paced world, convenience is key. Our online and mobile banking features allow members to manage their accounts anytime, anywhere. With just a few clicks, you can pay bills, transfer funds, or even apply for loans directly from your device.

Personal Banking

We understand that managing finances can be complex. That's why we offer personal banking services including checking and savings accounts that help you keep your money secure while earning interest. Imagine having easy access to your funds through online banking, allowing you to check balances or transfer money from the comfort of your home.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or looking to simplify your finances, our personal loans and debt consolidation options can provide relief. This service allows you to combine multiple debts into one manageable payment, making it easier for you to stay on track financially.

Digital & Online Banking

Key Features

With 24/7 online banking services, you can access your accounts whenever you need. Check balances, pay bills, and transfer funds with just a few clicks. Our platform offers e-statements, allowing you to view your financial statements online saving paper and giving you easy access to your records. You won't have to worry about missing important documents again! While we currently do not offer mobile payments or a dedicated mobile app, our online banking system is fully equipped for all your essential needs. You can still manage person-to-person transfers easily through other platforms if needed. For those who prefer traditional methods, we also provide electronic signature authorization for certain transactions, making it easier to get things done without the hassle of paperwork.

Security and Accessibility

Your security is our priority. Our online banking system uses robust security measures to keep your information safe. We know how important it is for you to trust that your financial data is protected while you bank online. Navigating our digital services is user-friendly, ensuring that even those who aren't tech-savvy can manage their accounts with ease. Real-time account management means you'll always be updated on your financial status without any delays. Explore everything Columbia Post Office has to offer by visiting us at https://www.columbiapostalcreditunion.com/ today! Your financial peace of mind is just a click away.

Financial Strength

Commitment to Stability

With a net worth of $5,997,096, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,036 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Member Base

Total Share and Deposit Accounts stand at 1,278, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Columbia Post Office is your trusted partner. Visit us at 1601 Assembly St Columbia Sc 29201 or call (803) 779-2966 to learn more about how we can help you achieve your financial goals.

Member-Centric Approach

Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Earnings and Lending Capacity

With $5,997,096 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $143 in used auto loans and $4,648,326 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 0 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,161,242 in used vehicle loans and $1,565,039 in new vehicle loans already helping members get on the road. We provide financing solutions for both new and used vehicles so you can choose what fits your needs best.

Credit Lines

For those looking for additional flexibility in managing their finances, we provide total credit lines of $5,000,000. This option gives you the ability to access funds when you need them most without the hassle of applying for a new loan each time. At Columbia Post Office, we pride ourselves on making lending accessible and straightforward. If you're interested in refinancing or learning about eligibility options for our products, please reach out. We're here to answer any questions and assist you through the application process. For more information about our loan offerings or to speak with one of our representatives directly, feel free to call us at 803-779-2966 or visit us at 1601 Assembly St Columbia SC 29201. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Although we currently do not offer Junior Lien 1-4 Family Residential Properties loans, our team is here to guide you through other financing choices that may be available.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. Currently, we have $0 in unsecured credit card loans available to help members manage their finances effectively. This product offers a great way to handle unexpected expenses or consolidate debt.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers when comparing loans.

COLUMBIA POST OFFICE CREDIT UNION