Welcome to caro, your trusted financial partner since 1967. Headquartered in the vibrant city of Columbia, SC, we pride ourselves on serving our community with a steadfast commitment to financial empowerment and personal service. Under the leadership of CEO Anne Shivers and Board President David Black, our mission is to provide accessible banking solutions that cater to the diverse needs of our members, including military personnel and their families.

At caro, your security is our top priority. We are proud to be federally insured by the NCUA since 6/4/1981 0:00, ensuring that your deposits are safe and sound. To enhance your banking experience, we offer a suite of modern tools, including robust online banking, a user-friendly mobile application, convenient person-to-person transfers, electronic statements, mobile payments, and e-signature authorization. Whether you’re looking for personal loans, auto financing, or comprehensive business banking services, our member-first approach guarantees that your financial journey is supported every step of the way. For more information about our offerings and services, feel free to visit us at https://smartcaro.org/ or reach out via fax at (803) 227-5566.

At Caro, we pride ourselves on providing a comprehensive range of financial services designed to meet the diverse needs of our members. From personal banking options such as checking and savings accounts to essential services like auto loans and mortgage refinancing, we offer tailored solutions to help you navigate your financial journey. Our business banking services include merchant services and business loans, ensuring that small businesses have the support they need to thrive. With a strong commitment to accessibility, we empower our members through innovative digital tools. Our online banking platform allows you to manage your finances anytime, anywhere, while our mobile app enhances convenience with features like person-to-person transfers and mobile payments.

Caro understands that life is full of milestones, whether you're planning for a new home or expanding your business. That's why we provide e-statements and e-signature capabilities for seamless document management and transaction processing. Our credit card options come with rewards designed to give back to our members, making everyday purchases more rewarding. If you're exploring membership opportunities, you can check eligibility at . Additionally, for those considering loans or seeking the best rates available, visit https://www.lendmesh.com/loans/personal_loans for easy comparisons. For personalized support or inquiries, don't hesitate to reach out via fax at (803) 227-5566; we're here to assist you every step of the way in achieving your financial goals.

Caro has established itself as a trusted financial partner within the community, boasting a total membership of 7,483 individuals. With total assets amounting to 133,395,393, we reflect not only stability but also a commitment to our members' financial wellbeing. Our net worth stands at 19,466,757, showcasing our ability to sustain growth while providing exceptional services.

Our operational efficiency is evident in our financial metrics; we have successfully managed total deposits of 11,311,712 and maintained a robust portfolio with a total loans and leases count of 8,041. The dedication of our team, comprising 26 employees, ensures that we deliver personalized service to every member.

The strength of Caro is further demonstrated by our impressive net worth ratio of 1,457, which emphasizes our sound financial management practices. We take pride in offering diverse lending options, with credit card loan volume reaching 1,806 and auto loan volume at 2,346. Additionally, our commitment to supporting local businesses is reflected in the number of commercial loans we provide, totaling 69.

We understand the importance of transparency and accountability in financial matters, which is why all performance insights and data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov . At Caro, we prioritize the trust placed in us by our members and strive to enhance their financial journeys through various products and services tailored to meet their unique needs.

For those looking to explore financing options, compare real-time loan offers today at https://www.lendmesh.com/loans/personal_loans and find the best rates for your needs.