Caro Credit Union Greenville SC | Best Auto Loans & Business Banking

Introduction

Welcome to Caro, your trusted financial partner located at 121 Sumner St, Greenville, SC 29601. Since opening our doors in 1967, we have been dedicated to serving our community and fostering strong relationships with our members. With a total membership of 7,483, we take pride in being a cornerstone of support and guidance for families and businesses alike. At Caro, we understand that financial decisions can be overwhelming. That's why we're here to provide personalized banking solutions tailored to your needs. Whether you're looking for auto loans, mortgages, or everyday banking services, we offer a wide range of options designed to help you achieve your financial goals. With total assets reaching an impressive $133,395,393 and total deposits of $11,311,712, we are committed to maintaining a solid foundation for our members' financial well-being. Under the leadership of our CEO, Anne Shivers, and Board President, David Black, we strive to create a welcoming environment where members feel valued and supported. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address at 4480 Rosewood Dr, Columbia, SC 29209-2629. If you're ready to embark on a journey towards financial empowerment or have any questions about our services, don't hesitate to reach out! Call us at 864-255-1660 or explore more about what we offer on our website: SmartCaro.org. Together, let's build a brighter financial future!

Branch History & Mission

Welcome to the heart of our community at Caro, where we have been dedicated to serving our members since 1967. Located at 121 Sumner St, Greenville, SC 29601, our branch has a rich history that reflects our commitment to providing financial solutions tailored to the needs of individuals and families in our area. Since opening our doors, Caro has evolved significantly, growing from a small credit union into a trusted financial partner with over 7,483 members. With total assets amounting to an impressive $133,395,393, we have consistently focused on helping our community thrive. Our mission is simple yet powerful: to empower our members with accessible financial services while fostering a spirit of community support and collaboration. At Caro, we believe that banking should be personal. This is why we offer a variety of services designed to meet your unique needs from checking and savings accounts to auto loans and mortgages. We aim not only to provide financial products but also to educate and empower our members through sound financial practices. While members can visit us at 121 Sumner St for all their banking needs, official correspondence should be sent to our mailing address at 4480 Rosewood Dr, Columbia, SC 29209-2629. We are proud to offer convenient operating hours Monday, Tuesday, Thursday, and Friday from 8 AM to 4:30 PM, and Wednesday from 10 AM to 4:30 PM making it easy for you to access the services you need. Our branch features drive-thru banking for quick transactions and accessibility. Although we currently do not have ATM services on-site, we ensure that all members can enjoy robust online and mobile banking options. This includes features like electronic signatures and person-to-person payments designed for your convenience in today's fast-paced world. Caro's commitment extends beyond just banking; we actively participate in community outreach efforts that strengthen ties within Greenville. Our partnerships with local organizations help us give back in meaningful ways. Whether it's supporting educational initiatives or local charities, we believe in making a positive impact where it matters most. Join us at Caro! Experience how we can assist you in achieving your financial goals while being part of a community-focused organization that truly cares about its members. With Caro by your side, you're not just another account number; you're family. Visit us today or explore more about what we offer at SmartCaro.org.

Branch Location & Accessibility

Convenient Banking Options

Whether you're looking for personal banking services such as checking and savings accounts or need assistance with auto loans and mortgages, we've got you covered. While we do not have ATM services at this location, our drive-thru banking allows for quick deposits and withdrawals without leaving your vehicle perfect for those on the go! If you require any assistance or have questions about our offerings, don't hesitate to give us a call at 864-255-1660. We're here to help you with all your banking needs! While members can visit us at 121 Sumner St Greenville Sc 29601, official correspondence should be sent to our mailing address at 4480 Rosewood Dr, Columbia, SC 29209-2629. Come see us today at Caro's St. Francis Branch we look forward to welcoming you!

Easy Access for Everyone

We pride ourselves on being accessible to all members of the community. Our branch features ADA-compliant entrances and ramps, ensuring that everyone can enjoy our services without hassle. Plus, we have ample parking available for those who prefer to drive in.

Operating Hours That Fit Your Schedule

At Caro, we understand that life can be busy. That's why we offer flexible operating hours: visit us Monday, Tuesday, Thursday, and Friday from 8 AM to 4:30 PM, and on Wednesdays from 10 AM to 4:30 PM. Please note that we take a lunch break daily from 1:30 PM to 2:30 PM, so plan your visit accordingly!

Member Eligibility

Welcome to the Caro family! Becoming a member of Caro is not just about banking; it's about joining a community that cares. If you're located in the Greenville area or work here, you're already eligible to join us. We pride ourselves on being inclusive and supportive, making it easy for individuals from various backgrounds to become members. Whether you're looking to open a checking account, save for a home, or secure an auto loan, we've got your back with competitive rates and personalized service. To get started with your membership journey at Caro, simply visit us at our branch located at 121 Sumner St Greenville Sc 29601 or give us a call at (864) 255-1660. For more detailed eligibility criteria, feel free to check out our resource page at . It's all about making banking simple and accessible for you! If you're ready to take the next step, you can find information on opening an account here: https://smartcaro.org/loans/ . We can't wait to welcome you aboard!

Business Banking & Commercial Services

Lending Options Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $47 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $22 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $18,362,603, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Life Easier

In addition to our lending options, we offer merchant services that simplify transactions for your business. Picture this: you're at a local market, and customers want to pay with a card. Our merchant services make it easy to accept various payment methods, ensuring you never miss a sale. This convenience helps you focus on what matters most running your business. Located conveniently at 121 Sumner St Greenville Sc 29601 in Greenville, SC, our team is ready to help you explore the financial tools that can take your business to the next level. Reach out today at (864) 255-1660 and discover how we can partner with you on your journey!

Comprehensive List Of Services

Convenient Banking Services

For those who prefer traditional banking methods, our branch features a drive-thru service for deposits, withdrawals, and simple transactions. This means that even when you're busy, you can still manage your finances easily without stepping out of your car.

Financing Your Dreams

When it comes to financing, we understand that life can present various needs. That's why we provide auto loans and vehicle financing options designed to get you behind the wheel quickly. Looking to buy a home? Our mortgage loans and refinancing services can guide you through the process smoothly, ensuring you find the best rates available. If you're facing unexpected expenses or want to consolidate debt, consider our personal loans and debt consolidation options. With flexible terms and competitive rates, these loans can help ease financial stress.

Personal Banking Made Easy

Whether you're opening your first checking account or saving for a big purchase, our personal banking services have you covered. We offer checking and savings accounts that help you manage your money effectively while earning interest. Imagine having easy access to your funds through our online and mobile banking platforms, allowing you to check balances, transfer money, and pay bills from the comfort of your home or on-the-go.

Rewards for Your Spending

Our credit cards with rewards are perfect for those who love earning while they spend. With cashback offers and other perks, using our credit card can turn everyday purchases into opportunities for savings.

Stay Connected with Technology

In today's fast-paced world, staying connected is crucial. Our digital features include ATM cash withdrawal services, ensuring you have access to cash whenever you need it. Plus, enjoy the convenience of person-to-person payments directly from your mobile app. At Caro, we're not just about transactions; we're about building relationships and supporting our members every step of the way. If you're looking for reliable financial services that fit your lifestyle, call us at (864) 255-1660 or visit us at St. Francis Branch today! Explore how we can assist you in achieving your financial goals your future starts here!

Supporting Local Businesses

We are proud to support local entrepreneurs through our business banking services, including merchant services and business loans. If you're starting or expanding your business, we're here to help you navigate your financial options effectively.

Digital & Online Banking

Key Services

Our online banking platform at https://smartcaro.org/ allows you to check your balances, transfer funds, and pay bills with just a few clicks. For those who prefer mobile convenience, our mobile application is available for download, putting the power of banking right in your pocket. Whether you're at home or on the go, you can manage your money effortlessly. Need to send money to a friend? Our person-to-person transfer feature lets you do just that with ease. Plus, if you're looking for quick and simple ways to manage your documents, we offer electronic signature authorization making signing forms as straightforward as tapping a button.

Security and Ease of Use

Your security is our top priority. We use advanced technology to ensure that your information remains safe while you enjoy the convenience of online banking. Additionally, our e-statements help you keep track of your finances without the clutter of paper statements, all while being environmentally friendly. With features like mobile payments, you can make transactions directly from your smartphone no need to carry cash or cards around. This means more time enjoying life and less time worrying about managing your finances. At Caro, we're committed to making banking accessible and user-friendly. Experience the benefits of digital banking today!

Financial Strength

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Caro is your trusted partner. Visit us at 121 Sumner St Greenville Sc 29601 or call (864) 255-1660 to learn more about how we can help you achieve your financial goals.

Member Savings Security

Members' savings are secured through $4,318,447 in share certificates and $1,018,178 in money market shares, offering stable and rewarding financial growth opportunities. This means that when you save with us, you're making a smart choice for your future. Unlike traditional banks, we prioritize our members. With non-member deposits at $4,114,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is evident in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 26 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand strong at 15,261, showing a growing member base that trusts us with their finances.

Our Financial Health

With a net worth of $19,466,757, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation supports our operations and helps us grow together with our members. Our net worth ratio of $1,457 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment for Growth

With $16,254,042 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This strategy not only benefits current members but also attracts new ones who want to be part of a growing community. We have robust lending capacity with $1,173 in used auto loans and $90,828,374 in total loans and leases. This reflects our commitment to supporting our members' financial goals across various sectors.

Loan Offering

Additional Financing Options

For business owners, our outstanding commercial loans totaling $18,362,603 provide the capital needed to grow and expand. We are committed to supporting local businesses and helping them thrive in our community. If you're considering refinancing any existing loans, our team is ready to assist you in exploring eligibility options that may lower your payments or improve your overall financial situation. Visit us at our branch located at 121 Sumner St Greenville Sc 29601 in Greenville, SC, or call us at (864) 255-1660 for more information about our loan offerings. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let's work together to find the best loan solution for you!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $18,211,046 in used vehicle loans and $5,259,399 in new vehicle loans already helping members get on the road. Whether you're looking for financing for a brand-new model or a dependable used vehicle, we've got options that fit your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $12,001,387, make buying or refinancing simple. We guide you through every step of the process, ensuring you understand your options and find the right fit for your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $299,378 in loans helping members manage their finances effectively. Whether it's for everyday purchases or unexpected expenses, our credit cards provide convenience and peace of mind.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that all offers are fair and transparent, allowing users to compare rates confidently.

CARO FEDERAL CREDIT UNION