Student Loans in Pleasanton, CA

Looking for the best student loan rates in Pleasanton, CA? Compare local banks and credit unions to find low rates and repayment plans that fit your budget. It’s easier than ever to secure the support you need for college without overwhelming debt.

Pleasanton’s community lenders offer more than just loans—they provide personalized service and local perks designed to help students succeed. Take a moment to explore your options and choose a loan that makes your educational dreams achievable and affordable.

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Lender
APR
Term
Link
Info
americaschristiancu
2.89 - 12 %
15 Yrs
usccreditunion
3.74 - 3.99 %
fpcu
3.98 - 4.2 %
university-credit-union
4.24 - 12.99 %
starone
4.25 - 9 %
15 Yrs
navyfederal
4.45 - 4.77 %
dcu
4.75 - 10.5 %
15 Yrs
affinityplus
6.74 - 7.74 %
15 Yrs

Today’s Student Loan Rates & Analysis - Updated on 2026-SEP-21

Credit Union Loan Rates - Trends & Analysis:

America'S Christian's Private Student Loans with fixed rates from 2.89% to 12% , unchanged from 7 and 30 days ago. Their Student Line of Credit has a variable APR range of 2.91% to 13.64% , which is up from 12% a week ago. Both fixed and variable Private Refinance Loans have rates steady at 2.89% –1% 2% and 2.91% –1% 2% , respectively, compared to 7 days prior. Usc's Student Loan Refinance variable rates range from 3.74% to 3.99% APR today, unchanged from 7 and 60 days ago. These rates are down from 3.82% ninety days ago.

Financial Partners' refinance student loans have a fixed rate of 3.98% today, unchanged from 7 and 30 days ago but down from 4.39% ninety days ago. Their variable rate loans are 4.2% now, the same as 7 days ago, up from 4.17% thirty days ago and 4.14% ninety days ago. University's Fixed Rate Loan Solution with APRs ranging from 4.74% to 14.74% , unchanged from 7 and 30 days ago. The Variable Rate Line of Credit Solution has rates between 5% and 15% , also steady compared to the past week and month. For refinancing, fixed rates start at 4.24% and variable rates begin at 5.49% .

Star One's undergraduate variable student loans range from 4% to 8% , unchanged from 7 and 30 days ago. Its student loan refinance fixed rates range from 5.25% to 9% , also unchanged from a week earlier. Navy Federal Credit Union's Fixed APR for student loans is 2.67% , unchanged from 7 and 30 days ago but down from 2.92% 60 days ago. The Fixed APR for refinance loans is 4.45% , up from 4.2% seven and 30 days ago. Variable APR for refinance loans is 4.77% , also up from 4.52% seven and 30 days ago.

Digital has Variable Rate Student Loans with APRs from 6.25% to 12.5% and Fixed Rate Student Refinance Loans ranging from 4.75% to 10.5% . These rates are unchanged from 7 and 30 days ago. Both loan types show steady APR ranges over the past two months. Affinity Plus has an Undergraduate Line of Credit (fixed) with an APR of 6.49% , unchanged from 7, 30, and 60 days ago but down from 6.99% 90 days ago. The Graduate Line of Credit (fixed) is 7.99% , steady from 7, 30, and 60 days ago and lower than 8.1% 90 days ago.

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