Student Loans in Memphis, TN

Looking for the best student loans in Memphis, TN? Compare local loan offers with flexible repayment plans designed to fit your budget and help you focus on your education without stress.

Whether you’re attending college nearby or pursuing advanced degrees, finding the right loan in Memphis means access to trusted lenders and community support that puts your goals first. Start comparing today!

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Lender
APR
Term
Link
Info
affinityfcu
1.95 - 17.64 %
∞
forteracu
1.95 - 17.64 %
∞
tvacreditunion
1.95 - 17.64 %
∞
tvfcu
1.99 - 17.64 %
∞
connexuscu
2.45 - 8.7 %
∞
cafcu
2.45 - 8.7 %
∞
navyfederal
2.67 - 6.14 %
∞
elfi
2.99 - 6.75 %
15 Yrs
∞
customchoice
3.35 - 17.22 %
∞
cccu
3.74 - 13.49 %
∞

Today’s Student Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Affinity's Undergraduate student loan (fixed) has an APR range of 1.95% to 17.49% , down from 1.99% to 17.49% seven days ago and 2.19% to 17.49% thirty days ago. The Medical school loan (fixed) APR is 1.95% to 14.97% , down from 2.09% to 14.97% seven days ago and 2.29% to 14.97% thirty days ago. Fortera's Undergraduate student loan (fixed) has an APR range of 1.95% to 17.49% , down from 2.09% to 17.49% seven days ago and lower than 30 and 60 days ago. The Medical school loan (fixed) APR is 1.95% to 14.97% , down from 2.09% to 14.97% a week ago.

Knoxville Tva Employees's Medical School Loans with fixed rates ranging from 1.95% to 14.97% APR and Bar Exam Loans with fixed rates between 7.01% and 15.26% APR. These rates are unchanged from 7 and 30 days ago. Tennessee Valley's Undergraduate student loan (fixed) has an APR range of 1.99% to 17.49% , down from 2.19% to 17.49% seven days ago and lower than 2.89% to 17.49% thirty days ago. The Career training loan (fixed) is 1.99% to 17.64% , down from 2.19% to 17.64% seven days ago with no thirty–day data.

Connexus's an Undergraduate and Graduate Student Loan with fixed rates ranging from 2.45% to 8.7% APR today. Unchanged from 7 or 30 days ago. Corporate America Family's Partnership Advance Education Loan has a fixed APR range of 2.45% to 8.7% , unchanged from 7 and 30 days ago. The Student Loan Refinance fixed rate ranges from 5.15% to 9.4% , unchanged from 60 days ago. Navy Federal Credit Union's Fixed APR student loans have a rate of 2.67% today, down from 2.92% seven days ago. The Variable APR loans remain unchanged at 6.14% over the past week. For refinancing, the Fixed APR is steady at 4.2% , and the Variable APR also holds at 4.52% , both unchanged from seven days ago.

Elfi's Graduate Student Loans have a fixed APR of 2.99% , unchanged from 7 and 30 days ago, and a variable APR of 6.75% , also steady over the same periods. Undergraduate Student Loans carry the same fixed rate of 2.99% , unchanged from 60 days ago, and a variable rate of 6.75% , which is also unchanged from 60 days ago. Custom–Choice's Fixed Student Loans with rates from 3.35% to 17.17% , unchanged from 7, 30, 60, and 90 days ago. Their Variable Student Loans range from 3.56% to 17.22% , down from 7 days ago but up from 30 and 60 days ago, and lower than 90 days ago.

City & County's fixed–rate student loans with APRs ranging from 3.74% to 13.24% , unchanged from both 7 and 30 days ago. Their variable–rate loans have APRs between 4.99% and 13.49% , also showing no change compared to 7 and 30 days prior.

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