Student Loans in Birmingham, AL

Looking for the best student loan with low interest in Birmingham, AL? Compare offers tailored to your needs and find flexible repayment options that make college more affordable. Local lenders understand your goals and are ready to support your education journey.

Start your path to a brighter future with student loans designed for Birmingham students. By comparing rates and terms, you can choose the option that fits your budget and helps you focus on what matters most—your education and success.

NewRefinance

Filters

Lender
APR
Term
Link
Info
university-credit-union
4.24 - 12.99 %
∞
navyfederal
4.45 - 4.77 %
∞
dcu
4.75 - 10.5 %
15 Yrs
∞
affinityplus
6.74 - 7.74 %
15 Yrs
∞

Today’s Student Loan Rates & Analysis - Updated on 2026-SEP-22

Credit Union Loan Rates - Trends & Analysis:

University's Fixed Rate Loan Solution with APRs ranging from 4.74% to 14.74% , unchanged from 7 and 30 days ago. The Variable Rate Line of Credit Solution has rates between 5% and 15% , also steady compared to the past week and month. For refinancing, fixed rates start at 4.24% and variable rates begin at 5.49% . Navy Federal Credit Union's Fixed APR for student loans is 2.67% , unchanged from 7 and 30 days ago but down from 2.92% 60 days ago. The Fixed APR for refinance loans is 4.45% , up from 4.2% seven and 30 days ago. Variable APR for refinance loans is 4.77% , also up from 4.52% seven and 30 days ago.

Digital's Variable Rate Student Loans with APRs from 6.25% to 12.5% , unchanged from 7 and 30 days ago. Their Fixed Rate Student Refinance Loans have rates between 4.75% and 10.5% , steady compared to 7, 30, 60, and 90 days ago. Affinity Plus has an Undergraduate Line of Credit (fixed) with an APR of 6.49% , unchanged from 7, 30, and 60 days ago but down from 6.99% 90 days ago. The Graduate Line of Credit (fixed) is 7.99% , steady from 7, 30, and 60 days ago and lower than 8.1% 90 days ago.

🏦 Local Lenders in Birmingham, AL

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