Personal Loans in Memphis, TN

Looking for the best online loans in Memphis, TN? Compare personalized offers from trusted local lenders to find flexible terms that fit your budget and lifestyle. Whether it’s for home improvements, debt consolidation, or emergencies, you’ll get fast, friendly service right here in Memphis.

Today’s Personal Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Redstone has a Credit builder loan with an APR of 1% , which has stayed the same over the past 90 days. Their HELOC–classic has a rate of 7.88% today, down from 8.12% 30 days ago. The Personal line of credit/overdraft is at 12.29% APR, also lower than it was 30 and 60 days ago. Ornl s Personal loans with an APR of 9.99% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Personal line of credit has a fixed APR of 11.74% , also unchanged during these periods. Both loan types maintain steady rates without recent changes.

Liberty s personal loans with an APR of 9.59% , which has stayed the same over the past 7 and 30 days. Their line of credit and overdraft protection rate is 11.5% , up from 2.05% seven days ago but unchanged from 30 and 60 days ago. Other products like the certificate pledge and share pledge loans have rates around 2% to 2.05% , with no changes in the last 90 days. Affinity has a Certificate secured loan with an APR of 2% , which is unchanged from both 7 and 30 days ago. Their Personal loan has a 12.5% APR that has also stayed steady over the past month. The Privateline overdraft protection rate is 14.25% today, down from 14.75% 30 days ago but the same as 7 days ago.

Y–12 s an Access line of credit with an APR of 14.99% , which is unchanged from 7 and 30 days ago but lower than 30 days ago. The Share secured installment loan has a steady APR of 2% , the same as both 7 and 30 days ago. Knoxville Tva Employees has a Credit builder loan variable rate and a Signature loan variable rate. The Credit builder loan has a 2.15% APR that has stayed the same over the past 90 days. The Signature loan variable rate is 13.18% today, down from 13.42% thirty and sixty days ago, but unchanged from seven days ago.

Connexus has a Personal line of credit (flex) with an APR of 13.24% , which is unchanged from 7 and 30 days ago but lower than 30 days ago. The Personal line of credit (flexplus) has a rate of 11.74% , also steady from 7 days ago and down from 30 days ago. Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7, 30, 60, and 90 days. The Bicycle loan has an APR of 8.49% , also unchanged from a week to three months ago.

Baxter has a Personal loan with an APR of 8.39% , which has stayed the same over the past 90 days. The Personal line of credit has an APR of 8.99% , down from 9.24% 30 days ago. Both rates have been steady compared to 7 days ago. Pentagon has a personal loan with an APR of 7.99% today, unchanged from it was 7 days ago. This rate is lower than the 8.99% seen 30, 60, and 90 days ago. Delta Community has a personal loan APR of 8.25% today, which is lower than the 8.75% rate from 7, 30, 60, and 90 days ago. The rate has dropped compared to each of those previous periods.

Navy Federal Credit Union’s debt consolidation loan and home improvement loan both have an APR of 8.74% today. These rates are unchanged from 7 and 30 days ago but lower than the 8.99% rate seen 30, 60, and 90 days ago. The personal expense loan also shares this same APR pattern. Consumers has a personal loan (unsecured) with an APR of 8.99% today. This rate has stayed the same compared to 7 and 30 days ago. No changes have been reported for this loan in the past month.

University s Personal loans with an APR of 9.14% , which has stayed the same over the past 7 and 30 days. Their Unsecured loans have a 10.24% APR, also unchanged from one week and one month ago.

🏦 All Local Lenders in Memphis, TN

Lender NameBranch AddressOffice ServicesLender Snapshot
FEDTRUST FEDERAL CREDIT UNION
167 N MAIN ST STE 102 MEMPHIS TN 38103
ATM
P2P
E-Statements
E-Signature
Assets: $50,621,711
Deposits: $116,017
Net Worth: $3,767,085
Employees: 12
Members: 3,056
FEDTRUST FEDERAL CREDIT UNION
200 JEFFERSON AVE STE 150 MEMPHIS TN 38103
ATM
P2P
E-Statements
E-Signature
Assets: $50,621,711
Deposits: $116,017
Net Worth: $3,767,085
Employees: 12
Members: 3,056
SHELBY COUNTY FEDERAL CREDIT UNION
160 N MAIN ST STE 401 MEMPHIS TN 38103
P2P
E-Statements
E-Signature
Assets: $89,461,056
Deposits: $14,035,859
Net Worth: $13,546,969
Employees: 25
Members: 10,582
TVA MID-SOUTH FEDERAL CREDIT UNION
254 COURT AVE STE 109 MEMPHIS TN 38103
Assets: $3,473,115
Deposits: $401,725
Net Worth: $575,627
Employees: 2
Members: 175
U. T. FEDERAL CREDIT UNION
910 MADISON AVE MEMPHIS TN 38103
P2P
E-Statements
E-Signature
Assets: $521,900,357
Deposits: $23,160,769
Net Worth: $49,054,764
Employees: 93
Members: 26,085
FEDEX EMPLOYEES CREDIT ASSOCIATION FEDERAL CREDIT UNION
145 GEORGE W LEE AVE MEMPHIS TN 38103
ATM
P2P
E-Statements
E-Signature
Assets: $622,960,885
Deposits: $16,202,766
Net Worth: $87,694,782
Employees: 128
Members: 101,681
ORION FEDERAL CREDIT UNION
400 MONROE AVE MEMPHIS TN 38103
P2P
E-Statements
E-Signature
Assets: $1,226,243,284
Deposits: $134,981,548
Net Worth: $244,012,992
Employees: 171
Members: 67,696
SOUTHERN SECURITY FEDERAL CREDIT UNION
123 S FRONT ST MEMPHIS TN 38103
ATM
P2P
E-Statements
E-Signature
Assets: $238,734,879
Deposits: $14,980,666
Net Worth: $23,493,414
Employees: 55
Members: 19,639

🏘️ All the Lenders Available in Shelby County, TN

✅METHODIST HEALTHCARE FEDERAL CREDIT UNION
✅FEDEX EMPLOYEES CREDIT ASSOCIATION FEDERAL CREDIT UNION
✅FIRST SOUTH FINANCIAL FEDERAL CREDIT UNION
✅F A A FEDERAL CREDIT UNION
✅HEALTHNET FEDERAL CREDIT UNION
✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
✅FEDTRUST FEDERAL CREDIT UNION
✅SHELBY COUNTY FEDERAL CREDIT UNION
✅TVA MIDSOUTH CREDIT UNION
✅U T CREDIT UNION
✅ORION FEDERAL CREDIT UNION
✅SOUTHERN SECURITY FEDERAL CREDIT UNION
✅OLIVET BAPTIST CREDIT UNION
✅HOPE 24829 CREDIT UNION
✅KENNEDY VA EMPLOYEES FEDERAL CREDIT UNION
✅KIMBERLY CLARK CREDIT UNION
✅BULAB EMPLOYEES FEDERAL CREDIT UNION
✅MEMPHIS CITY EMPLOYEES CREDIT UNION
✅L G W CREDIT UNION
✅NUCOR EMPLOYEES FEDERAL CREDIT UNION
✅DELTA REFINING CO EMP FEDERAL CREDIT UNION
✅UPS EMPLOYEES CREDIT UNION
✅KELLOGG MEMPHIS EMPLOYEES FEDERAL CREDIT UNION
✅OWENSBORO FEDERAL CREDIT UNION
✅ESPEECO FEDERAL CREDIT UNION
✅SOUTHEAST FINANCIAL CREDIT UNION
✅MEMPHIS MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION
✅CNIC EMPLOYEES CREDIT UNION
✅KEMBA DELTA FEDERAL CREDIT UNION
✅FIREFIGHTERS FIRST FEDERAL CREDIT UNION
✅LEADERS CREDIT UNION CREDIT UNION

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