Personal Loans in Birmingham, AL

Looking for the best low-interest loans in Birmingham, AL? Compare offers from trusted local lenders to find the right personal loan with rates that fit your budget. It’s easy to get fast, friendly service right here in your community.

Today’s Personal Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Redstone has a Credit builder loan with an APR of 1% , which has stayed the same over the past 90 days. Their HELOC–classic has a rate of 7.88% today, down from 8.12% 30 days ago. The Personal line of credit/overdraft is at 12.29% APR, also lower than it was 30 and 60 days ago. Affinity has a Certificate secured loan with an APR of 2% , which is unchanged from both 7 and 30 days ago. Their Personal loan has a 12.5% APR that has also stayed steady over the past month. The Privateline overdraft protection rate is 14.25% today, down from 14.75% 30 days ago but the same as 7 days ago.

All In has a Certificate secured loan with an APR of 3% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Open–end line of credit and unsecured loans have a fixed APR of 14.99% , also unchanged during these periods. Connexus has a Personal line of credit (flex) with an APR of 13.24% , which is unchanged from 7 and 30 days ago but lower than 30 days ago. The Personal line of credit (flexplus) has a rate of 11.74% , also steady from 7 days ago and down from 30 days ago.

Avadian s boat loans with an APR of 5.75% , which has stayed the same over the past 7 days. Home improvement loans for 36 months have a rate of 8.24% , also unchanged from a week ago. Both rates provide clear terms for borrowers looking for specific loan types. Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7, 30, 60, and 90 days. The Bicycle loan has an APR of 8.49% , also unchanged from a week to three months ago.

Alabama has a Lifestyle loan with an APR of 6.75% , which has stayed the same over the past 7, 30, and 60 days. The Line of credit, overdraft & installment loans have a 10.75% APR, also unchanged during that time. Baxter has a Personal loan with an APR of 8.39% , which has stayed the same over the past 90 days. The Personal line of credit has an APR of 8.99% , down from 9.24% 30 days ago. Both rates have been steady compared to 7 days ago. Pen Air has a personal loan with an APR of 7.9% , which has stayed the same over the past 7, 30, 60, and 90 days. Their personal line of credit has a fixed APR of 14.9% , also unchanged from 7 and 30 days ago.

Pentagon has a personal loan with an APR of 7.99% today, unchanged from it was 7 days ago. This rate is lower than the 8.99% seen 30, 60, and 90 days ago. Delta Community has a personal loan APR of 8.25% today, which is lower than the 8.75% rate from 7, 30, 60, and 90 days ago. The rate has dropped compared to each of those previous periods. Navy Federal Credit Union’s debt consolidation loan and home improvement loan both have an APR of 8.74% today. These rates are unchanged from 7 and 30 days ago but lower than the 8.99% rate seen 30, 60, and 90 days ago. The personal expense loan also shares this same APR pattern.

Consumers has a personal loan (unsecured) with an APR of 8.99% today. This rate has stayed the same compared to 7 and 30 days ago. No changes have been reported for this loan in the past month. University s Personal loans with an APR of 9.14% , which has stayed the same over the past 7 and 30 days. Their Unsecured loans have a 10.24% APR, also unchanged from one week and one month ago.

🏦 All Local Lenders in Birmingham, AL

Lender NameBranch AddressOffice ServicesLender Snapshot
ACIPCO FEDERAL CREDIT UNION
47 W OXMOOR RD BIRMINGHAM AL 35209
P2P
E-Statements
Assets: $201,400,707
Deposits: $18,483,782
Net Worth: $31,023,815
Employees: 20
Members: 8,699
LEGACY COMMUNITY FEDERAL CREDIT UNION
47 W OXMOOR RD BIRMINGHAM AL 35209
ATM
Drive-Thru
P2P
E-Statements
Assets: $644,020,795
Deposits: $46,921,494
Net Worth: $86,160,762
Employees: 115
Members: 39,206
ALABAMA CENTRAL CREDIT UNION
250 W OXMOOR RD BIRMINGHAM AL 35209
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $199,689,295
Deposits: $16,974,971
Net Worth: $17,998,825
Employees: 56
Members: 21,533
ECO CREDIT UNION
2100 18TH ST S BIRMINGHAM AL 35209
P2P
E-Statements
E-Signature
Assets: $186,251,484
Deposits: $10,422,138
Net Worth: $22,288,436
Employees: 40
Members: 16,291
AVADIAN CREDIT UNION
475 GREEN SPRINGS HWY BIRMINGHAM AL 35209
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $1,391,318,072
Deposits: $84,784,665
Net Worth: $125,249,681
Employees: 283
Members: 97,051

🏘️ All the Lenders Available in Jefferson County, AL

Customers are also interested in:

Best Loans With Low Interest Rates