Legacy Community Credit Union Birmingham AL | Basic Drive-Thru & ATM Services

Introduction

Welcome to Legacy Community at 47 W Oxmoor Rd, Birmingham, AL 35209 a credit union that has proudly served our community since 1955. With over 39,000 members and a strong commitment to helping you achieve your financial goals, we are dedicated to providing personalized service and a range of financial products tailored to your needs. At Legacy Community, your trust is paramount. That's why we've grown our assets to an impressive $644,020,795, ensuring we have the resources to support you. Our strong foundation includes total deposits of $46,921,494 and a net worth of $86,160,762, demonstrating our stability and reliability as a financial partner. Whether you're looking for loans over 21,818 loans are currently available or simply want to save more effectively with our share accounts totaling 75,655, we have the tools you need. While members can visit us at our branch location for all their banking needs including ATM services and basic drive-thru transactions official correspondence should be sent to P O Box 55377, Birmingham, AL 35255. Under the leadership of CEO S Glenn Bryan and Board President Michael Patterson, our team of 115 employees is here to ensure you feel supported every step of the way. Join us today in experiencing the difference at Legacy Community. Whether it's through personal loans or savings options that suit your lifestyle, we invite you to reach out at 205-930-5000 or explore more about us on our website legacycreditunion.com. Your financial journey matters to us let's make it successful together!

Branch History & Mission

Commitment to Service

Our operating hours reflect our dedication to serving you better: Monday through Thursday from 9 AM to 4:30 PM and Friday until 6 PM. Whether you're stopping by for assistance or using one of our ATMs, we're here for you. While members can visit us at 47 W Oxmoor Rd Birmingham Al 35209, official correspondence should be sent to P O Box 55377, Birmingham, AL 35255 if different. Our team is ready to assist you with any questions at 205-930-5000.

Looking Ahead

As we look towards the future, Legacy Community is excited about enhancing our digital offerings while ensuring compliance with ADA standards. We are committed to providing accessible financial solutions through online banking and mobile applications that allow you to manage your finances anytime, anywhere. Join us on this journey! At Legacy Community, we invite you to experience the benefits of membership. Together, let's build a brighter future for ourselves and the community around us. Your financial well-being is not just our goal; it's our mission.

Our Evolution

From humble beginnings, Legacy Community has evolved into a trusted financial partner for many families and individuals. Our branch has become more than just a place for transactions; it is a hub for community engagement and support. We offer essential services including ATM access and drive-thru banking to ensure convenience for our members. In addition to these features, we are proud to provide shared service center availability, allowing members from partner credit unions to conduct basic transactions seamlessly. As we continue to grow, our mission remains clear: to empower our members with the tools they need for financial success while contributing positively to our community. We believe that when our members thrive, so does our entire community.

Branch Location & Accessibility

Contact Us

If you have any questions or need assistance before visiting, don't hesitate to give us a call at 205-930-5000. We're always ready to assist you! While members can visit us at 47 W Oxmoor Rd, official correspondence should be sent to P O Box 55377 in Birmingham. We look forward to welcoming you at Legacy Community and helping you achieve your financial goals!

Operating Hours

We know how busy life can get, which is why we strive to offer flexible hours. Our lobby is open from 9:00 AM to 4:30 PM Monday through Thursday, and we extend our hours until 6:00 PM on Fridays. This way, you have plenty of time throughout the week to stop by when it's convenient for you.

Services Offered

At our Legacy Community branch, we provide a variety of essential banking services tailored to meet your needs. You can easily take advantage of our ATM services for quick cash withdrawals or balance checks. For those who prefer face-to-face interactions, our drive-thru offers basic banking transactions like deposits and withdrawals. Additionally, members can enjoy shared services with partner credit unions right here.

Member Eligibility

At Legacy Community, we believe that becoming a member means joining a community that genuinely cares about your financial well-being. If you're looking to become part of our family, you'll be happy to know that eligibility is straightforward! Generally, anyone who lives, works, or worships in the area can join us. We welcome individuals and their families, making it easy for you to access all the benefits we offer. For more detailed information on eligibility criteria, feel free to check out our resource at . Opening an account is just as simple! You can start the process online by visiting https://app.loanspq.com/apply.aspx?lenderref=legacycu042616&list=xasaccplvlst , or if you prefer a more personal touch, don't hesitate to give us a call at (205) 930-5000. Our team is here to help guide you every step of the way. When you join Legacy Community, you're not just getting a financial service; you're gaining access to tools and support designed to help you thrive. Come visit us at 47 W Oxmoor Rd Birmingham Al 35209 and see how we can make a difference in your financial journey!

Business Banking & Commercial Services

Loan Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $8 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $23 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,222,863, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

Imagine having a reliable partner for your payment processing needs. Our merchant services make transactions easy, allowing you to focus on what you do best running your business. From credit card processing to online payments, we offer tools that streamline operations, so you can serve your customers better. Located conveniently at 47 W Oxmoor Rd Birmingham Al 35209, Birmingham, AL 35209, we invite you to explore how Legacy Community can empower your business today! For inquiries, give us a call at (205) 930-5000.

Comprehensive List Of Services

Access When You Need It

In today's fast-paced world, having access to your funds anytime is crucial. Our ATM Services Only means you can easily withdraw cash or check your balance whenever necessary. With multiple ATMs available, you'll find that accessing your money has never been easier.

Always Here for You

At Legacy Community, our commitment goes beyond just financial transactions. We strive to build relationships with our members based on trust and transparency. If you have questions about any of our services or need assistance, don't hesitate to call us at (205) 930-5000 during our operating hours: 9 AM - 4:30 PM Monday through Thursday and 9 AM - 6 PM on Friday. We invite you to visit us at 47 W Oxmoor Rd Birmingham Al 35209 or explore more about our offerings by visiting our website at Homewood. Join us today and experience how easy managing your finances can be!

Banking Made Easy

We understand that managing finances can be overwhelming at times. That's why we offer essential services designed to make banking straightforward and accessible. Whether you're making deposits, withdrawals, or handling simple transactions, our Basic Drive-Thru Banking service allows you to do so conveniently without stepping out of your car. If you're a member of a partner credit union, our Basic Shared Branch Transactions let you perform deposits and withdrawals seamlessly.

Embracing Digital Banking

To make banking even more convenient, we offer digital solutions that fit into your lifestyle. Our online banking features allow you to manage your accounts from the comfort of your home or on the go through our mobile application. Whether it's checking balances or transferring funds, everything is just a click away. With options like Mobile Payments and Person-to-Person transfers, sending money to friends or paying bills is quick and hassle-free.

Digital & Online Banking

Key Services

One of the standout features of our online banking is the ability to view your e-statements. This not only helps reduce paper clutter but also allows you to keep track of your transactions with ease. Plus, for those who love quick transactions, our person-to-person transfer feature lets you send money to friends or family instantly, making splitting bills or sharing gifts hassle-free. For added convenience, our mobile application is available for download, giving you access to all these features right from your smartphone. You can manage your accounts on the go and even make mobile payments easily. Whether you're out shopping or settling up with a friend, our mobile payments feature ensures that you're never far from your funds.

Security and Ease-of-Use

Security is a top priority at Legacy Community. While we don't currently offer electronic signature authorization, our systems are designed to protect your personal information and ensure safe transactions. We want you to feel confident every time you log in or make a payment. With user-friendly interfaces and real-time account management tools, our digital banking services empower you to stay informed about your financial situation without any headaches. Whether you're checking balances or reviewing recent transactions, everything is just a click or tap away. In short, at Legacy Community, we're committed to providing modern solutions that make managing your finances easier than ever!

Financial Strength

Efficient Operations

Our operational efficiency is reflected in our $1,144,433, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 108 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Membership Trust

Our total share accounts stand at 75,655, showcasing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments total $0, further demonstrating our capability to support your needs. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Legacy Community is your trusted partner. Visit us at 47 W Oxmoor Rd Birmingham Al 35209 or call (205) 930-5000 to learn more about how we can help you achieve your financial goals.

Investment in Member Services

With $84,910,804 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment is evident as we support our community with $5,403 in used auto loans and $395,106,160 in total loans and leases, helping our members achieve their financial goals across various sectors.

Secure Savings Opportunities

Members' savings are secured through $150,558,995 in share certificates and $49,131,067 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $86,160,762, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,338 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $112,632,117 in used vehicle loans and $68,136,894 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to make your purchase as affordable as possible.

Commercial Loans

For business owners, our outstanding commercial loans totaling $2,222,863 provide the capital needed to grow and expand your business. We understand that running a business comes with its challenges; let us help you navigate them with tailored financing solutions. At Legacy Community, we're committed to supporting our members with financial products that fit their lives. If you're interested in refinancing or exploring eligibility options for any of these loans, please reach out we're here to assist! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Visit us online at Legacy Community for more information and start your application today!

Credit Lines

Our total credit lines amounting to $224,077,550 offer additional financial flexibility for our members. Whether it's for unexpected expenses or planned purchases, having access to credit can be a great tool in managing your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. With Junior Lien 1-4 Family Residential Properties loans totaling $7,664,898, we can help you secure the financing needed for your dream home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $11,183,231 in loans helping members manage their finances effectively. This option allows you to make purchases without needing collateral and provides a manageable way to handle everyday expenses.

Loan Aggregator

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LEGACY COMMUNITY FEDERAL CREDIT UNION