ALABAMA CENTRAL CREDIT UNION - Birmingham, AL

Welcome to Alabama Central, where community and financial empowerment come together. Located at 250 W Oxmoor Rd, Birmingham, AL 35209, our branch has proudly served members since 1938. With over 21,500 members relying on us for their financial needs, we strive to create a welcoming environment where everyone feels valued. At Alabama Central, our commitment extends beyond just banking. We understand the importance of fostering strong relationships within our community. As of now, our total assets stand at an impressive $199,689,295, with total deposits of $16,974,971 and a net worth of $17,998,825. Our dedicated team of 56 employees, led by CEO Brad Haddock and Board President Kaitlyn Brown, is here to guide you through your financial journey. While members can visit us at our main branch address, official correspondence should be sent to the same location: 250 West Oxmoor RD, Birmingham, AL 35209. We also offer convenient services such as online banking and mobile payments to make managing your finances easier than ever. Whether you're looking for personal loans, auto financing, or business solutions, Alabama Central is ready to assist you every step of the way. Don't hesitate to reach out call us today at 205-941-1010 or visit our website at alabamacentral.org to discover how we can support your financial goals!

Alabama Central has a rich legacy of serving the Birmingham community since its establishment in 1938. Over the years, this credit union has grown and evolved to meet the changing needs of its members, now boasting a total membership of over 21,000 individuals. Located at 250 W Oxmoor Rd, Birmingham, AL 35209, Alabama Central is committed to providing quality financial services while fostering a sense of community among its members. From its humble beginnings, Alabama Central has made significant strides in the financial sector. The credit union has expanded its offerings to include personal banking services such as checking and savings accounts, auto loans, mortgage loans, and business banking solutions. With total assets now exceeding $199 million, Alabama Central stands as a testament to the dedication and hard work of both its staff and members. The mission of Alabama Central is simple yet powerful: to empower our members through excellent financial services while supporting their dreams and aspirations. This commitment goes beyond just banking; it extends into the community with various outreach programs and partnerships aimed at enhancing the lives of local residents. Whether it's through educational initiatives or participation in local events, Alabama Central believes in giving back to those who have supported it throughout the years. While members can visit us at 250 W Oxmoor Rd, official correspondence should be sent to 250 West Oxmoor RD, Birmingham, AL 35209. We are proud to offer convenient services including ATM access and drive-thru banking for those who prefer quick transactions. Our operating hours are Monday through Friday from 9 AM to 5 PM, making it easy for you to drop by whenever you need assistance. In addition to our physical presence, Alabama Central embraces technology with online and mobile banking options that allow members to manage their finances on-the-go. With features like electronic statements and mobile payments, we ensure that our services are accessible and user-friendly for everyone. At Alabama Central, we invite you to become part of our thriving community. Join us today and discover how we can help you achieve your financial goals while being an integral part of a supportive network dedicated to your success. Come experience the difference with Alabama Central where community meets opportunity!

At Alabama Central, we believe that everyone deserves a chance to be part of a welcoming and supportive community. Becoming a member is simple and open to individuals who live, work, or worship in the areas we serve. Whether you're just starting out on your financial journey or looking for a place that truly understands your needs, you'll find a home here with us. For more detailed eligibility criteria, feel free to explore our website at . Joining Alabama Central not only grants you access to a range of financial services tailored for your lifestyle but also provides you with the benefits of personalized support from our dedicated team. If you're ready to take the next step and open an account, it's as easy as visiting us at our branch located at 250 W Oxmoor Rd Birmingham Al 35209 or giving us a call at (205) 941-1010. We're here to help you every step of the way! And remember, more information about account opening can be found here.

At Alabama Central, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to report robust financial health, ensuring that you can trust us with your hard-earned money. With a net worth of $17,998,825, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 900 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $21,885,792 in share certificates and $7,965,632 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $9,812,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $17,732,369 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $2,653 in used auto loans and a total of $146,570,767 in loans and leases. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 50 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts: 27,082, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Alabama Central is your trusted partner. Visit us at 250 W Oxmoor Rd Birmingham Al 35209 or call 205-941-1010 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.