Personal Loans in Bakersfield, CA 93306

Looking for a personal loan in Bakersfield, CA? Compare offers from trusted local banks to find flexible terms that fit your needs. Whether it’s for an emergency or a big purchase, you deserve a loan that works for you.

Get quick, clear loan options tailored to Bakersfield borrowers. By comparing rates and terms nearby, you can secure affordable financing with confidence and support from lenders who understand your community.

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APR

Term

Amount

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Info

8.99 - 19.74 %

2 - 7 Yrs

500 - $10,000

∞

9 - 18 %

2 - 5 Yrs

∞

9 - 26 %

1 - 5 Yrs

$20,000

∞

9.04 - 16.04 %

1 - 5 Yrs

1,000 - $20,000

∞

9.25 - 9.5 %

3 - 5 Yrs

$25,000

∞

9.39 - 11.99 %

1 - 5 Yrs

∞

9.49 %

$25,000

∞

9.49 - 12.99 %

2 - 7 Yrs

$50,000

∞

9.49 - 17.5 %

2 Yrs

∞

9.5 %

∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Redwood's Signature loan rates have an APR of 8.99% today, unchanged from it was 7, 30, 60, and 90 days ago. This rate has stayed steady over the past three months. Rize's credit builder loans have a fixed APR of 5.5% , which has stayed the same over the past 7, 30, 60, and 90 days. Their lines of credit carry a 14% APR today, unchanged from 7, 30, and 60 days ago but lower than 90 days ago. Valley Strong's Personal loan has an APR of 11% , which is unchanged from 7, 30, 60, and 90 days ago. The Personal plus loan has a 9% APR, also steady compared to 7 and 30 days ago.

Safe has a Personal use loan with an APR of 9.04% today. The Quick access loan has a 12% APR, which is unchanged from 60 and 90 days ago. Both rates provide clear terms for borrowers. San Francisco Fire has a personal loan with an APR of 9.25% . This rate has stayed the same compared to 7, 30, and 60 days ago. The consistent rate provides a clear picture of the loan's cost over time. Chevron has a personal loan with an APR of 9.39% , which has stayed the same over the past 7, 30, 60, and 90 days. The personal line of credit has an APR of 11.99% , also unchanged from 7, 30, and 60 days ago. Both rates have remained steady during these periods.

Hanscom has a Signature personal loan with an APR of 9.49% . This rate has stayed the same over the past 7, 30, 60, and 90 days. Connexus has a personal loan with an APR of 9.49% today. This rate has not changed compared to 7 and 30 days ago. No other recent rate updates are available for this loan. Northrop Grumman has a Bill consolidation loan and a Personal signature loan, both with an APR of 9.49% today, unchanged from 7, 30, and 60 days ago. The Moneymaster personal line of credit has an APR of 12% , which has also stayed steady over the past 7, 30, 60, and 90 days.

Citizens Equity First has a Personal (unsecured) loan with an APR of 9.5% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago.

🏦 All Local Lenders in Bakersfield, CA

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
VALLEY STRONG CREDIT UNION	3901 MOUNT VERNON AVE BAKERSFIELD CA 93306	⏰ 9:00a.m.-5:00p.m. M-Th 9:00a.m.-6:00p.m. Fri 9:00a.m.-1:00p.m. Sat 📞 6618337900	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements	Assets: $3,925,605,060 Deposits: $25,335,596 Net Worth: $368,656,109 Employees: 585 Members: 332,896

🏘️ All the Lenders Available in Kern County, CA

✅ALTAONE FEDERAL CREDIT UNION

✅SELFHELP CREDIT UNION

✅SAFE 1 CREDIT UNION

✅VALLEY STRONG CREDIT UNION

✅STRATA FEDERAL CREDIT UNION

✅BAKERSFIELD CITY EMPLOYEES FEDERAL CREDIT UNION

✅ESPEECO FEDERAL CREDIT UNION

✅CHEVRON FEDERAL CREDIT UNION

✅THE GOLDEN 1 CREDIT UNION

✅FIREFIGHTERS FIRST FEDERAL CREDIT UNION

✅ENERGY ONE FEDERAL CREDIT UNION

✅EDWARDS FEDERAL CREDIT UNION

✅MOJAVE PLANT EMPLOYEES FEDERAL CREDIT UNION

✅DESERT VALLEYS FEDERAL CREDIT UNION

✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION

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