Desert Valleys Credit Union | Easy ATM Access & Auto Financing

Introduction

Welcome to desert-valleys, a trusted financial partner dedicated to empowering our community since 1946. Located in the heart of Ridgecrest, CA, our mission is to provide exceptional service and support, especially for military members and their families. Under the leadership of CEO Eric Bruen and Board President Marshall Holloway, we are committed to fostering financial well-being and building lasting relationships with our members.

As an NCUA-insured institution since 12/7/1971 0:00, we prioritize your security and peace of mind. Our modern banking tools, including comprehensive online banking, a user-friendly mobile application, person-to-person transfers, e-statements, mobile payments, and e-signature authorization, ensure that you have access to your finances anytime, anywhere. We invite you to explore the array of services we offer at https://www.desertvalleys.org/ or reach out via fax at (760) 446-6904. At desert-valleys, we believe in a member-first approach that emphasizes trust and accessibility for all your financial needs.

Financial Services

At Desert Valleys, we pride ourselves on offering a comprehensive range of financial services designed to meet the diverse needs of our members. From personal banking solutions such as checking and savings accounts to specialized services like auto loans and mortgage refinancing, we are dedicated to helping you navigate your financial journey. Our business banking options, which include merchant services and business loans, empower small businesses to thrive and grow in today's competitive landscape. Whether you're looking to consolidate debt or invest in your future with a credit card that offers rewards, our services are tailored to support you at every life milestone.

In today's digital age, managing your finances has never been easier. With our robust online banking platform and user-friendly mobile application, you can access your accounts anytime, anywhere. Enjoy the convenience of person-to-person transfers and mobile payments that streamline your everyday transactions. Additionally, our electronic statements and e-signature capabilities ensure that you can manage your finances with ease and security. If you're curious about membership qualifications or want to explore loan options, feel free to check out or visit https://www.lendmesh.com/loans/mortgage_loans for rate comparisons. For any questions or personalized support, don't hesitate to reach out via fax at (760) 446-6904; we're here to assist you on your path toward financial well-being.

Financial Highlights

Desert Valleys Credit Union stands as a trusted financial partner, committed to empowering its members with exceptional services and sound financial management. With a robust Total Membership of 5,308, we pride ourselves on fostering a strong sense of community and belonging among our members. Our impressive Total Assets of 71,683,409 reflect our stability and dedication to maintaining the highest standards of financial integrity.

The health of Desert Valleys is further underscored by our Net Worth of 6,057,066, which positions us as a reliable institution in the ever-evolving financial landscape. In the past year, we have achieved a commendable Net Income of 572,433, illustrating our effective management practices and commitment to growth. Our ability to attract and retain deposits is evident in our Total Deposits, which stand at 10,172,081. This trust placed in us by our members enables us to provide competitive loan offerings and services.

With a diverse portfolio, including Total Loans and Leases reaching 4,192, we cater to various needs, whether it's for personal, auto, or commercial financing. Notably, our Auto Loan Volume stands at 1,184, demonstrating our focus on helping members drive their dreams forward. We also offer significant support for businesses with Commercial Loans totaling 17, reflecting our commitment to stimulating local economic growth.

Our operational strength is anchored by a dedicated team of Total Employees amounting to 18 who work tirelessly to serve you better. The healthy Net Worth Ratio of 845 indicates not only our financial resilience but also highlights the prudent strategies we employ to safeguard member interests.

At Desert Valleys, transparency is paramount; all performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov. We invite you to explore how we can assist you in your financial journey. Compare real-time loan offers today at https://www.lendmesh.com/loans/mortgage_loans and find the best rates for your needs.

Desert Valleys CU

Introduction

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Financial Highlights

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