At Strata, established in 1949, we are committed to empowering our members and enriching our community through exceptional financial services. With our headquarters located in Bakersfield, CA, we strive to offer a welcoming environment where every member feels valued and supported. Under the leadership of CEO Brandon Ivie and Board President Jackie Denney, our mission is to provide accessible banking solutions that cater to the diverse needs of our community, including military members and families. We take pride in being federally insured by NCUA since January 4, 1971, ensuring that your deposits are protected and secure.

In an increasingly digital world, Strata embraces modern banking tools designed for your convenience. Our online banking platform allows you to manage your finances with ease, while our mobile application provides access to your accounts on-the-go. Enjoy seamless person-to-person transfers, e-statements for easy record-keeping, mobile payments for quick transactions, and e-signature authorization for hassle-free document signing. As a member-focused credit union, we prioritize trust and accessibility—because at Strata, you’re not just a number; you’re part of our family. For more information about our services or to get started today, visit us at https://www.stratacu.org/ or reach out via fax at 6613272646.

At Strata, we pride ourselves on offering a comprehensive suite of financial services designed to cater to the diverse needs of our members. From personal banking solutions such as checking and savings accounts, to auto loans and vehicle financing, we are here to support you in every aspect of your financial journey. Our mortgage loans and refinancing options provide essential assistance for those looking to invest in their dream homes, while our credit cards with rewards offer members an added incentive for everyday purchases. For small business owners, our business banking services, including merchant services and business loans, help you thrive in a competitive marketplace.

In today’s fast-paced world, convenience is key. That’s why Strata provides robust digital access through online banking and our mobile application. Whether you’re managing your day-to-day finances or planning for significant life milestones, our features like person-to-person transfers, mobile payments, e-statements, and e-signatures ensure that banking is always at your fingertips. With membership accessible through easy qualifications outlined at , we invite you to explore how Strata can be your trusted partner in achieving your financial goals. Additionally, if you're considering taking out a loan or simply want to compare rates, our loan aggregation services available at https://www.lendmesh.com/loans/personal_loans can guide you towards making informed decisions. For personalized assistance, don’t hesitate to reach out to us at (661) 327-2646; we're here to help you every step of the way.

Strata has established itself as a trusted financial partner in the community, with a robust total membership of 23,953 individuals who rely on our services. Our commitment to excellence is reflected in our total assets, which stand at an impressive 338,350,695, showcasing our stability and strength in the financial landscape. With a net worth of 47,210,288, we are not only secure but also poised for growth, ensuring that we can meet the diverse needs of our members.

Our financial health is further evidenced by our total deposits amounting to 35,279,967, which indicates the trust our members place in us to manage their finances. We are proud to have facilitated 18,354 loans and leases, demonstrating our dedication to supporting the dreams and aspirations of our community through personalized financial solutions. Our team of 72 dedicated professionals works tirelessly to provide exceptional service, ensuring that every member receives the attention they deserve.

With a remarkable net worth ratio of 1,395, Strata exemplifies financial resilience, making us a reliable choice for both personal and business banking needs. Our credit card loan volume is significant at 3,850, and we offer a solid auto loan volume of 13,484, helping members finance their vehicles with ease. While commercial loans may not currently be part of our offerings, we remain focused on delivering quality services that cater to individual needs.

As a member-focused institution with deep roots in the community, Strata is dedicated to transparency and integrity. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov . We invite you to explore your options and compare real-time loan offers today at https://www.lendmesh.com/loans/personal_loans to find the best rates tailored to your financial goals.