Strata Credit Union Wasco CA | Best Auto Loans & ATM Access

Introduction

Welcome to Strata, your trusted financial partner in the heart of Wasco, California. Located at 2830 Ca46, our branch has been serving the community since 1949, providing personalized banking solutions and fostering financial wellness among our 23,953 members. With total assets exceeding $338 million, we pride ourselves on being a reliable source for all your banking needs. At Strata, we understand that every member's journey is unique. That's why we offer a wide range of services from checking and savings accounts to auto loans, mortgage refinancing, and credit cards with rewards. Our commitment to you goes beyond just numbers; it's about building lasting relationships and empowering our members to achieve their financial goals. Led by our dedicated CEO, Brandon Ivie, and Board President, Jackie Denney, our team of 72 employees is here to provide exceptional service. Whether you're looking to save for a new home or need assistance with business banking, we've got you covered. Our total deposits stand at an impressive $35 million, reflecting the trust our community places in us. While members can visit us at 2830 Ca46, official correspondence should be sent to our mailing address: P.O. Box 1260, Wasco, CA 93280. If you have any questions or need assistance, don't hesitate to reach out at 661-327-9461. Explore more about how we can help you thrive financially by visiting our website at Strata Credit Union. We invite you to stop by and experience the difference that a member-focused credit union can make in your life!

Branch History & Mission

Community Engagement

Strata's commitment goes beyond just banking; it's about building lasting relationships. We actively participate in community outreach programs and events that foster growth and support for local residents. Our team works tirelessly to ensure that every member feels valued and heard. We also recognize the importance of staying current with technological advancements. That's why we've introduced features like online banking, mobile payments, and electronic signatures to make managing finances easier for everyone.

Join Us

As we look forward to the future, we invite you to become part of the Strata family. Experience firsthand how we can help you achieve your financial goals while supporting your community along the way. Visit us today or call us at 661-327-9461 to learn more about how Strata can serve you!

Mission Statement

Our mission at Strata is clear: We strive to enhance the financial well-being of our members through affordable products and exceptional service. We are dedicated to not only offering competitive rates on loans and savings accounts but also investing in the communities we serve. Whether it's through partnerships with local organizations or support for educational initiatives, we believe that when our community thrives, we all succeed together. While members can visit us at 2830 Ca46 Wasco Ca 93280, official correspondence should be sent to P.O. Box 1260, Wasco, CA 93280 if needed.

Our Journey

Strata started with a simple mission: to provide financial services that empower individuals and families. As we evolved, we embraced new technologies while maintaining our commitment to personalized service. We understand the importance of being there for our members not just as a financial institution but as a trusted ally in their journey toward financial health. Our evolution includes significant milestones such as expanding our range of services to include personal banking, auto loans, mortgages, and business banking solutions.

Branch Location & Accessibility

Accessibility Features

At Strata, we strive to make your visit as smooth as possible. Our branch is equipped with ADA-compliant features including ramps for easy access. Plus, we offer ample parking space right outside our doors, ensuring that you can visit us without any hassle.

Call to Action

If you have any questions or would like more information about our services, don't hesitate to reach out! You can give us a call at 661-327-9461 or simply drop by our branch in Wasco. We look forward to welcoming you into the Strata family!

Operating Hours

We know that life can be busy, which is why we're here for you Monday through Friday from 9 AM to 6 PM. Whether you need help with personal banking or have questions about loans, our dedicated staff is ready to assist you during these hours.

Services Offered

While you're here at Strata, you'll find a range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Our ATM is available for quick cash withdrawals and balance checks whenever you need them.

Member Eligibility

Becoming a member of Strata is like joining a family that truly cares about your financial well-being. Located at 2830 Ca46 Wasco Ca 93280, we welcome anyone who lives, works, or worships in our community. Whether you're looking for a reliable place to save, get a loan, or simply want to feel valued as a member, Strata is here for you. We believe that everyone deserves access to personalized financial services and support. To find out if you meet the eligibility criteria, we invite you to visit our website at . It's straightforward and easy to check if you qualify! Once you're ready to join us, opening an account is just as simple just follow the steps outlined at https://bankonline.stratacu.org/stratacuonline/sdk/autoenrollmente2e . If you have any questions or need assistance along the way, don't hesitate to give us a call at (661) 327-9461. Join us today and experience the benefits of being part of our supportive community!

Business Banking & Commercial Services

Merchant Services for Everyday Needs

In addition to loans, we offer merchant services that simplify payment processing for your business. Picture running your store and effortlessly accepting credit card payments our solutions streamline transactions so you can focus on what matters most: serving your customers. Located at 2830 Ca46 Wasco Ca 93280 in Wasco, CA, we're ready to partner with you on your business journey. Reach out today at (661) 327-9461 to discover how we can support your financial goals!

Tailored Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our business members, we offer robust business banking solutions that include merchant services and business loans to help your company thrive. We understand that running a business comes with unique challenges, and we're here to support you with tailored solutions.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide comprehensive online and mobile banking services. With just a few taps on your smartphone or clicks on your computer, you can manage your accounts anytime, anywhere. Our features include basic ATM access for withdrawals and balance checks, making it simple to stay on top of your finances.

Financing for Life’s Needs

Life can bring unexpected expenses, and that's where our personal loans and debt consolidation options come into play. These services are perfect for managing life's surprises without the stress of high-interest rates. Plus, don't forget about our credit cards with rewards, which provide a great way to earn while you spend on everyday purchases.

Get in Touch

We invite you to visit us at 2830 Ca46 Wasco Ca 93280, or give us a call at (661) 327-9461 during our lobby hours from 9 AM to 6 PM, Monday through Friday. Let us help you explore all that we offer so you can make informed financial decisions that will benefit you now and in the future. At Strata, we're not just about numbers; we're about people like you! Come see how we can assist with all your banking needs today!

Personal Banking Solutions

Starting with personal banking, we offer various checking and savings accounts designed to help you manage your day-to-day finances effectively. If you're considering purchasing a vehicle, our auto loans and vehicle financing options make it easy for you to hit the road without breaking the bank. For those dreaming of homeownership, our mortgage loans and refinancing services can guide you through the process with ease.

Digital & Online Banking

Key Services

Visit us at https://www.stratacu.org/ to explore our comprehensive online banking features. With 24/7 access, you can check balances, pay bills, and transfer funds anytime, anywhere. Plus, our mobile application allows you to handle transactions with just a few taps on your phone. You can even make person-to-person transfers easily, ensuring that sending money to friends or family is quick and hassle-free.

Real-Time Management

With our user-friendly interface, managing your accounts has never been easier. You can monitor transactions in real-time and quickly respond to any needs that arise. We're committed to making banking accessible and efficient for all our members at Strata. Explore how our digital banking services can enhance your financial experience today!

Security & Convenience

Security is our top priority at Strata. We use electronic signature authorization for all your important documents, providing peace of mind while you conduct business online. Our e-statements are also available to help keep your financial records organized without the clutter of paper statements. In addition to these features, we offer mobile payments so you can shop confidently with just your smartphone. The ease of accessing your account on the go helps you stay in control of your finances while enjoying the convenience of modern banking.

Financial Strength

Dedicated Team

Our operational efficiency is evident as reflected by our $0. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 72 full-time employees who are dedicated to serving you with a knowledgeable team ready to assist.

Investment in Growth

With $47,062,446 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is substantial; with $6,742 in used auto loans and $255,060,055 in total loans and leases, we support our members' financial goals across various sectors.

Member Trust

We currently have a total of 40,501 share accounts, showing a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) stand at $0, which further illustrates our commitment to supporting your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Strata is your trusted partner. Visit us at 2830 Ca46 Wasco Ca 93280 or call (661) 327-9461 to learn more about how we can help you achieve your financial goals.

Secure Savings Options

Members' savings are secured through $30,829,067 in share certificates and $21,609,037 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $33,327,606, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Foundation

With a net worth of $47,210,288, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,395 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financial Solutions

For those seeking flexibility, we have total credit lines available amounting to $33,298,946. This option allows you to access funds as needed while managing your repayments efficiently. If you're considering refinancing any of your current loans or want to explore eligibility options for our various loan products, don't hesitate to reach out! Our knowledgeable staff is ready to assist you in understanding the best choices for your situation. To learn more about our loan offerings or to discuss how we can help you achieve your financial goals, visit us at 2830 Ca46 Wasco Ca 93280 in Wasco, CA, or give us a call at (661) 327-9461. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us partner with you on your financial journey today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $90,202,609 in used vehicle loans and $45,551,820 in new vehicle loans already helping members get on the road. We provide financing solutions for both new and used vehicles, ensuring that you can find something that fits both your lifestyle and budget.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $9,746,219 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards that can enhance your everyday spending experience while providing the convenience you need.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $36,439,243, designed to facilitate your journey into homeownership. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team is here to guide you through every step.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures that its loan comparisons are accurate and trustworthy. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to sourcing from verified institutions guarantees that users receive fair and transparent offers.

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency and peace of mind for users. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that reflect true market conditions. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, allowing for informed decision-making. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimony reflects the effectiveness of the tool in helping individuals secure better rates. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

STRATA FEDERAL CREDIT UNION - Wasco, CA