Personal Loans in Bakersfield, CA

Looking for a personal loan in Bakersfield, CA? Compare offers from trusted local banks to find flexible terms that fit your needs. Whether it’s for an emergency or a big purchase, you deserve a loan that works for you.

Get quick, clear loan options tailored to Bakersfield borrowers. By comparing rates and terms nearby, you can secure affordable financing with confidence and support from lenders who understand your community.

Filters

Lender
APR
Term
Amount
Link
Info
partnersfcu
9.74 - 10.99 %
3 - 5 Yrs
lbsfcu
9.79 %
1 - 5 Yrs
$40,000
fecca
9.99 - 10.99 %
figfcu
9.99 - 11.74 %
1 - 5 Yrs
$40,000
alturacu
9.99 - 12.49 %
2 - 5 Yrs
cafcu
9.99 - 13.99 %
altaone
10 %
6 Yrs
$25,000
blupeak
10 - 10.49 %
8 Yrs
30,000 - $75,000
gosunward
10 - 10.5 %
4.1 - 5 Yrs
valleyfirstcu
10.12 %
1 - 5 Yrs
$50,000

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Partners's personal loans with an APR of 9.74% today, which has stayed the same over the past 7, 30, 60, and 90 days. The repayment period depends on the loan amount, and the rate has been steady throughout this time. Lbs Financial has a Signature loan (unsecured) with an APR of 9.79% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The Fedex Employees Credit Association has a Signature loan with an APR of 9.99% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Line of credit has a fixed APR of 10.99% , also unchanged during these time frames.

Farmers Insurance has a Signature loan with an APR of 9.99% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Signature line of credit has a 10.74% APR today, unchanged from 7 and 30 days ago but lower than it was 60 and 90 days ago. Altura's Signature loan rates start at 9.99% APR for 24 months and 12.49% APR for 60 months. The 24–month rate has stayed the same over the past 7 and 30 days, while the 60–month rate is steady compared to 7 and 30 days ago but lower than it was 60 and 90 days ago.

California Adventist's personal loans with a regular rate of 9.99% APR and a credit builder rate of 15.99% APR. Both rates are unchanged from 7 and 30 days ago. These rates provide clear depending on your credit needs. Altaone's Signature/personal loan has an APR of 10% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. Blupeak has a Choice line of credit with an APR of 10% , which has stayed steady over the past 7, 30, 60, and 90 days. Their Signature loan has a fixed APR of 10.49% , also unchanged during the same time periods.

Sandia Laboratory has a Signature loan with an APR of 10% , which has stayed the same over the past 7, 30, 60, and 90 days. The Signature creditline 1 has a fixed APR of 10.5% , also unchanged during these periods. Valley First has a personal loan unsecured with an APR of 10.12% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate applies across all recent time frames.

🏦 All Local Lenders in Bakersfield, CA

Lender NameBranch AddressOffice ServicesLender Snapshot
VALLEY STRONG CREDIT UNION
3901 MOUNT VERNON AVE BAKERSFIELD CA 93306
ATM
P2P
E-Statements
Assets: $3,925,605,060
Deposits: $25,335,596
Net Worth: $368,656,109
Employees: 585
Members: 332,896

🏘️ All the Lenders Available in Kern County, CA

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