At Valley First, established in 1956, we are dedicated to empowering our members and enhancing the financial wellbeing of our community. Under the leadership of CEO Kathryn Davis and Board President Chris Peterson, we strive to provide exceptional service that prioritizes our members' needs and goals. Our headquarters in Modesto, CA, reflects our commitment to being a trusted financial partner in the region. As a member-focused credit union, we take pride in offering NCUA insurance since March 12, 1971, ensuring that your deposits are safe and secure.

We understand that modern banking requires innovative solutions. That's why we offer a suite of digital tools designed for your convenience, including online banking, a user-friendly mobile application, person-to-person transfers, e-statements, mobile payments, and electronic signature authorization. With these features at your fingertips, managing your finances has never been easier. To learn more about how Valley First can support your financial journey or to get in touch with us directly, visit our website at http://www.valleyfirstcu.org or reach out via fax at 2095794120. Join us as we continue to serve our community with trust and accessibility at the forefront of everything we do.

At Valley First, we take pride in offering a comprehensive suite of financial services designed to meet the diverse needs of our members. Whether you're looking for personal banking solutions such as checking and savings accounts, or seeking assistance with auto loans, mortgage refinancing, or credit cards with rewards, we've got you covered. Our business banking options are tailored for small businesses too, providing essential services like merchant accounts and business loans. With our commitment to your financial well-being, we ensure that every member has access to the tools they need for everyday banking and planning for significant life milestones.

In today's fast-paced world, we understand the importance of convenience and accessibility. That's why Valley First offers robust online banking and a user-friendly mobile application, enabling you to manage your finances anytime and anywhere. You can enjoy seamless features like person-to-person transfers, mobile payments, e-statements, and e-signatures that make banking not only efficient but also enjoyable. Our goal is to empower you to take charge of your financial future while ensuring that support is just a call away at (209) 579-4120. If you're interested in becoming a member or would like more information on eligibility, visit . For those considering various loan options or wanting to check competitive rates, explore https://www.lendmesh.com/loans/personal_loans for personalized insights that suit your financial journey. Join us at Valley First and discover how we can help you achieve your financial goals with confidence and ease.

Valley First is a trusted and valuable financial partner, boasting a robust community of Total Membership that stands at 74,150. With a solid foundation reflected in Total Assets of 1,035,821,856, our commitment to serving our members is evident. The strength of our organization is further illustrated by a Net Worth of 100,415,249, which underscores our financial stability and dedication to responsible management.

Our performance speaks volumes, with a noteworthy Net Income of 3,315,650 that allows us to continually invest in enhancing member services and products. We are proud to have achieved Total Deposits amounting to 140,377,170, demonstrating the trust our members place in us. Additionally, with Total Loans and Leases totaling 37,035, we empower our members to achieve their financial goals through tailored lending solutions.

Our team of dedicated professionals, comprising Total Employees of 171, works tirelessly to ensure that every member receives personalized attention and support. Our impressive Net Worth Ratio of 967 reflects not only our resilience but also our commitment to maintaining a sound financial structure that benefits all stakeholders.

In terms of lending capabilities, we are pleased to report a significant Credit Card Loan Volume of 5,916 and an extensive Auto Loan Volume reaching 33,608. Furthermore, we actively participate in the commercial sector, with Commercial Loans totaling 51, catering to both individual and business needs.

With Total Borrowings at 72,000,000, Valley First demonstrates its proactive approach in managing resources effectively while providing competitive rates for our members. Our transparency and community focus make us an ideal choice for those seeking reliable financial solutions.

We invite you to explore how Valley First can support your financial journey. Compare real-time loan offers today at https://www.lendmesh.com/loans/personal_loans and find the best rates for your needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov .