VALLEY FIRST CREDIT UNION - Fresno, CA

Welcome to Valley First, your trusted financial partner located at 7685 N Fresno St, Fresno, CA 93720. Since our establishment in 1956, we have proudly served our community, fostering a sense of belonging and financial empowerment for over 74,150 members. With total assets exceeding $1 billion and total deposits of $140,377,170, we are committed to providing exceptional banking services tailored to meet your needs. At Valley First, we believe in supporting our members not just through great financial products but also by being an active participant in the community. Our team, led by CEO Kathryn Davis and Board President Chris Peterson, is dedicated to ensuring that you receive the best support possible. With a robust workforce of 171 employees, we are always here to assist you with personal banking services, auto loans, mortgages, and more. While you can visit us at our Fresno branch for all your banking needs, please direct any official correspondence to our mailing address: PO Box 1411, Modesto, CA 95353. Explore our wide range of services designed with you in mind and experience why so many people trust Valley First for their financial journey. Whether you're looking for a new loan or need help managing your accounts, don't hesitate to reach out. Call us today at 209-549-8500 or visit our website at valleyfirstcu.org. Your financial success is our priority!

Welcome to Valley First, a credit union with a rich history and a heartfelt mission, located in the vibrant city of Fresno, California. Since opening our doors in 1956, we have grown significantly and now proudly serve over 74,150 members. Our branch is situated at 7685 N Fresno St, conveniently located near local schools and parks, making it easy for our community to access the financial services they need. Valley First began as a small institution focused on meeting the needs of its members. Over the years, we have evolved into a trusted financial partner, boasting total assets of over $1 billion. This growth reflects our commitment to providing quality services and support to our members while staying true to our roots in community service. At Valley First, our mission is simple yet powerful: we strive to empower our members by offering personalized financial solutions that help them achieve their dreams. Whether it's securing an auto loan, managing personal finances, or accessing mortgage services, we are dedicated to being there every step of the way. We believe that everyone deserves access to financial resources that can change their lives for the better. While members can visit us at 7685 N Fresno St Fresno Ca 93720, official correspondence should be sent to PO Box 1411, Modesto, CA 95353. We understand that convenience matters; that's why we offer ATM availability for quick cash withdrawals and balance checks right at your fingertips. Our operating hours are designed with you in mind: Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. Even without drive-thru banking or shared service centers at this location, we ensure that your experience with us is smooth and customer-friendly. Valley First is also committed to embracing technology that makes banking easier for you. With online banking options, mobile payments, and e-statements available, managing your finances has never been more straightforward. We take pride in our community outreach efforts as well. Our partnerships with local organizations allow us to contribute positively to Fresno's development while supporting those in need. If you're looking for a credit union that values relationships and puts its members first, we invite you to join Valley First today! Experience firsthand the benefits of being part of a community-focused financial institution that truly cares about your success. For more information or inquiries, please call us at (209) 549-8500 or visit our website at Valley First. Let's work together toward a brighter financial future!

At Valley First, we believe that everyone deserves a place in our community, and becoming a member is easier than you might think! To join us at our welcoming branch located at 7685 N Fresno St Fresno Ca 93720, you just need to meet a few simple eligibility requirements. Generally, if you live, work, worship, or attend school in the area, you're likely eligible to join. We're here to support you with a range of financial services designed to help you thrive. For detailed eligibility criteria, feel free to check out our website at . Once you're ready to become part of the Valley First family, opening an account is straightforward! Just visit us online at https://online.valleyfirstcu.org/valleyfirstcredituniononline_41/sdk/autoenrollmente2e/forgotlogin or give us a call at (209) 549-8500 for any questions. We're excited to welcome you and help you on your financial journey!

At Valley First, we understand that every business has unique needs and aspirations. That's why we offer tailored business banking solutions designed to help you thrive. Imagine a local café expanding its seating area or a tech startup investing in the latest equipment our commercial loans make these dreams possible. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $49 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $34,176,342, we continue to drive economic growth by financing new and expanding businesses. Additionally, our merchant services empower you to manage transactions efficiently. Whether you're processing payments or tracking sales, our tools are designed to streamline your operations, allowing you more time to focus on what you do best running your business. Located at 7685 N Fresno St Fresno Ca 93720 in Fresno, CA, we're here to partner with you on your journey. For inquiries, call us at (209) 549-8500. Let's grow together!

At Valley First, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a robust financial foundation that ensures you can trust us with your money. With a net worth of $100,415,249, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 967 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $220,491,571 in share certificates and $85,960,901 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $16,858,072, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $90,892,685 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $16,804 in used auto loans and a total of $721,018,285 in loans and leases. Our impressive net income of $3,315,650 reflects our operational efficiency. This success enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 169 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (funds available for lending and investments) stand at $0, while the total number of share accounts is a strong 143,928, showing a growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Valley First is your trusted partner. Visit us at 7685 N Fresno St Fresno Ca 93720 or call 209-549-8500 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.