VALLEY FIRST CREDIT UNION

Welcome to Valley First, your trusted financial partner right here in Clovis, California! Located at 645 W Herndon Ave, Clovis, CA 93612, we have proudly served our community since 1956, offering a range of services tailored to meet your needs. With a robust membership of 74,150 and total assets exceeding $1 billion (specifically $1,035,821,856), we are dedicated to providing exceptional service and support to all our members. At Valley First, we believe that banking should be personal and accessible. That's why we offer a variety of financial products including checking and savings accounts, auto loans, mortgage options, and business banking solutions. Our total deposits stand at an impressive $140,377,170, reflecting the trust our members place in us. Whether you need help managing your finances or securing a loan for your dream car or home, our knowledgeable team is here to assist you every step of the way. Under the leadership of our CEO, Kathryn Davis, and Board President Chris Peterson, our team of 171 employees is committed to making your banking experience as smooth as possible. We also maintain a strong net worth of $100,415,249, ensuring that we can continue to serve you effectively now and in the future. While members can visit us at our branch for immediate assistance or consultations, official correspondence should be sent to our mailing address: PO Box 1411, Modesto, CA 95353. Curious about how we can assist you? Give us a call at 209-549-8500 or explore our website at valleyfirstcu.org for more information. Your financial journey starts with us let's take it together!

At Valley First, we believe that everyone deserves a chance to be part of a caring and supportive community. Becoming a member is simple and welcoming, especially if you live, work, or go to school in our service area. We also encourage family members of current members to join us! Our goal is to make financial services accessible and beneficial for all. To learn more about the specific eligibility criteria, feel free to check out our detailed information at . Once you find that you meet the requirements, opening an account with us is a breeze! You can get started online by visiting https://online.valleyfirstcu.org/valleyfirstcredituniononline_41/sdk/autoenrollmente2e/forgotlogin or give us a call at (209) 549-8500 if you have any questions. We're here to help you take that exciting step towards better banking at our branch located at 645 W Herndon Ave Clovis Ca 93612. Join us today and discover the many advantages of being part of the Valley First family!

At Valley First, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share insights into our financial strength, which reflects our commitment to serving you and meeting your needs. With a net worth of $100,415,249, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 967 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $220,491,571 in share certificates and $85,960,901 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $16,858,072, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $90,892,685 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $33,608 in used auto loans and a total of $721,018,285 in loans and leases. Our operational efficiency is reflected in our net income of $3,315,650, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 169 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments) amount to $0, while we have a robust total of 143,928 share accounts showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Valley First is your trusted partner. Visit us at 645 W Herndon Ave Clovis Ca 93612 or call 209-549-8500 to learn more about how we can help you achieve your financial goals.